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Special Deposits

Special deposits

1
/
6
This number indicates the product risk, where 1/6 indicates the least risk and 6/6 the greatest risk.
Índice de riesgoÍndice de riesgoÍndice de riesgoThe redemption, surrender or early return of a part or all of the principal invested are subject to fees or penalties.
Banco de Sabadell, S.A. forms part of the Deposit Protection Fund of Credit Entities. The maximum amount currently guaranteed by the Fund is 100,000 euros per depositor.

Especiales

The Special Deposits offer the possibility of choosing between magnificent items as a reward for your savings, with maturity periods from between 6 to 36 months.

All you have to do is make a savings deposit at the selected maturity period and collect the chosen item from your bank within ten days.

Special deposits offer you:

  • Guaranteed capital
  • Material returns
  • Wide offer
  • Advance

  • Characteristics

    This is an original deposit, for which the reward is an item that you choose.

    You can select an item, such as a digital television and dvd or design kitchenware, according to the amount and maturity period of your investment. The item will be available to you from the start without the need of carrying out any payment, simply saving.

    • Maturity periods : from between 6 months to 3 years, according to the value of the item chosen.
    • Reward : this is an item that you choose, from the products we have on offer, according to the maturity period and amount invested. You can collect it from your branch within a maximum of ten working days, after depositing your savings.
    Apply now...
    • Internet

    • Visiting our branches

    Special Deposits
    • Call
      +34 935 202 910
      24 hours, every day
    • Send us an
       email
    • Visit one of our branches
  • Taxation

    1. Residents

    Personal income tax

    • The interest on the deposits is included as investment income in the savings tax base for Personal Income Tax purposes. The tax rate applicable to the savings tax base is 21% for the first 6,000 euros and 21% as from 6,000.01 euros onwards.
    • At the time of payment, this interest is subject to a withholding tax of 21% .
    • Since 1 January, 2007, the 40% reduction has been eliminated for deposits with a generation period of over 2 years, in such a way that the period of interest generation does not influence the tax burden. Nonetheless, the law provides for a tax compensation, determined by the annual Budget Law, for contributors who are in a worse taxation position compared to that which would have resulted from applying the previous regulation. This is provided that the deposit was contracted prior to 20 January, 2006, date of publication of the Preliminary Draft Law.

    Inheritance tax

    In the event of the holder's death, the balance of the deposit should be declared for the taxation of said tax.

     

    2. Non-residents in Spain

    For deposits of non-residents, duly accredited, no withholding is carried out on generated interest, which is exempt from tax payment in Spain.
    In the event of not accrediting said residence, an 21% withholding will be applied.



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