Insurance

RULES OF THE “100-euro cashback” PROMOTION

(from 1 February 2023 to 31 December 2023)

1. Promoting entity: BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros with Tax ID No. A-64194590 and registered offices at c/ Isabel Colbrand 22, 28050 Madrid (hereinafter, “Promoting Company” or “BSSG”).
2. Promotional Period:from 1 February 2023 to 31 December 2023, both dates inclusive (hereinafter, the “Promotional Period”), notwithstanding this, it may be extended, suspended or cancelled by the Promoting entity at any time without prejudice.
3. Participants: customers of Banco de Sabadell, S.A. may take part in and benefit from this promotion, if they are natural persons of legal age and regularly resident in Spanish territory, who, through BanSabadell Mediación, Operador de Banca-Seguros Vinculado, of the Banco Sabadell, S.A. Group (hereinafter, “BanSabadell Mediación”), take out a BSSG Sabadell Blink Car Insurance policy in the Fully Comprehensible scheme (with or without excess) through the Banco Sabadell app or website [www.bancsabadell.com/Seguros] during the promotional period (hereinafter, the “Participant” or “Participants”).
4. Promoted product: Sabadell Blink Car Insurance policy in the Fully Comprehensible scheme (with or without excess), contracted digitally in accordance with the provisions of these Legal Bases.
5. Conditions of the promotion: to be eligible for the Promotional Incentive (as defined in clause 6 below), the Participant must take out a new Sabadell Blink Car Insurance policy digitally (via the Banco Sabadell website or app), in the Fully Comprehensible scheme (with or without excess), during the promotional period, through BanSabadell Mediación, with the effective date no later than 30 June 2024 (regardless of the issuance or contract date) and maintain it for at least one year in good standing. The contracting of the policy is subject to the underwriting rules of BSSG. In the event of withdrawal from the contract by the Participant or early resolution of the Contract, the entitlement to the Incentive shall be forfeited with a corresponding obligation to refund the amount paid. This promotion cannot be combined with other current promotions of the same Sabadell Blink Car Insurance policy.
6. Promotional Incentive: Participants who meet the requirements of the promotion will receive a one-off income of ONE HUNDRED euros (€100) from BSSG, by a bank transfer within FORTY (40) days from the date of collection of the first premium payment of the Sabadell Blink Car Insurance contract subject to the promotion, paid into the same account into which payment was made for the policy contracted. Such Incentive shall only be paid in the first insurance year.
7. Basic information on Personal Data Protection:

   Data Controller	BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros
   Purpose	Management of the “100-euro cashback” promotion, associated with taking out the Sabadell Blink Car insurance contract
   Rights	Access, rectification, erasure, objection, restriction, portability
   Additional information	Additional information can be found and downloaded at https://www.sabadellsegurosypensiones.com/es/sobre-nosotros/tratamiento-datos-bssg

8. Taxation: the tax in force at the time of payment of the incentive will be applied. At present, the payment of the incentive is deemed to be a capital gain and is not subject to withholding.
9. Claim procedure:
   Customer Service Department of BanSabadell Seguros Generales, c/ Acanto,22, Planta 1, 28036 – Madrid, SAC_BSSegurosGenerales@bancsabadell.com

The product Sabadell Blink Car Insurance is an insurance product of the underwriter BanSabadell Seguros Generales S.A. de Seguros y Reaseguros, with Tax ID A64194590, registered office at C/ Isabel Colbrand n. 22, 28050, Madrid, registered in the Insurance Companies Registry of the DGSyFP, with code C-0767. The contracting of said product is subject to the conditions and underwriting policy of the underwriter, as well as the relevant pre-contractual and contractual documentation.

Insurance brokered by “BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A.”, Tax ID (NIF). A-03424223, at Avenida Óscar Esplà, 37, 03007 Alicante, registered in the Mercantile Registry of Alicante, and in the Administrative Registry of Insurance and Reinsurance Distributors of the DGSyFP with code no. OV-0004, acting for BanSabadell Seguros Generales Sociedad Anónima de Seguros y Reaseguros, having taken out civil liability insurance in accordance with the provisions of the regulations governing the distribution of private insurance and reinsurance in force at any given time. You can view the insurance companies with which BanSabadell Mediación has signed an insurance agency contract at the website: www.bancosabadell.com/bsmediacion.

RULES OF THE “40 euros reimbursement” PROMOTION

(from 1 February 2023 to 31 December 2023)

1. Promoting entity: BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros with Tax ID No. A-64194590 and registered offices at c/ Isabel Colbrand 22, 28050 Madrid (hereinafter, “Promoting Company” or “BSSG”).
2. Promotional Period:from 1 February 2023 to 31 December 2023, both dates inclusive (hereinafter, the “Promotional Period”), notwithstanding this, it may be extended, suspended or cancelled by the Promoting entity at any time without prejudice.
3. Participants: customers of Banco de Sabadell, S.A. may take part in and benefit from this promotion, if they are natural persons of legal age and regularly resident in Spanish territory, who, through BanSabadell Mediación, Operador de Banca-Seguros Vinculado, of the Banco Sabadell, S.A. Group (hereinafter, “BanSabadell Mediación”), take out a BSSG Sabadell Blink Home Insurance policy in the Fully Comprehensible scheme (with or without excess) through the Banco Sabadell app or website [www.bancsabadell.com/Seguros] during the promotional period (hereinafter, the “Participant” or “Participants”).
4. Promoted product: Sabadell Blink Home Insurance policy in the Fully Comprehensible scheme (with or without excess), contracted digitally in accordance with the provisions of these Legal Bases.
5. Conditions of the promotion: to be eligible for the Promotional Incentive (as defined in clause 6 below), the Participant must take out a new Sabadell Blink Home Insurance policy digitally (via the Banco Sabadell website or app), in the Fully Comprehensible scheme (with or without excess), during the promotional period, through BanSabadell Mediación, with the effective date no later than 30 June 2024 (regardless of the issuance or contract date) and maintain it for at least one year in good standing. The contracting of the policy is subject to the underwriting rules of BSSG. In the event of withdrawal from the contract by the Participant or early resolution of the Contract, the entitlement to the Incentive shall be forfeited with a corresponding obligation to refund the amount paid. This promotion cannot be combined with other current promotions of the same Sabadell Blink Home Insurance policy.
6. Promotional Incentive: Participants who meet the requirements of the promotion will receive a one-off payment of FORTY euros (€40) from BSSG, by a bank transfer within FORTY (40) days from the date of collection of the Sabadell Blink Home Insurance contract subject to the promotion, paid into the same account into which payment was made for the policy contracted. Such Incentive shall only be paid in the first insurance year.
7. Basic information on Personal Data Protection:

   Data Controller	BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros
   Purpose	Management of the “100-euro cashback” promotion, associated with taking out the Sabadell Blink Home insurance contract
   Rights	Access, rectification, erasure, objection, restriction, portability
   Additional information	Additional information can be found and downloaded at https://www.sabadellsegurosypensiones.com/es/sobre-nosotros/tratamiento-datos-bssg

8. Taxation: the tax in force at the time of payment of the incentive will be applied. At present, the payment of the incentive is deemed to be a capital gain and is not subject to withholding.
9. Claim procedure:
   Customer Service Department of BanSabadell Seguros Generales, c/ Acanto,22, Planta 1, 28036 – Madrid, SAC_BSSegurosGenerales@bancsabadell.com

The product Sabadell Blink Home Insurance is an insurance product of the underwriter BanSabadell Seguros Generales S.A. de Seguros y Reaseguros, with Tax ID A64194590, registered office at C/ Isabel Colbrand n. 22, 28050, Madrid, registered in the Insurance Companies Registry of the DGSyFP, with code C-0767. The contracting of said product is subject to the conditions and underwriting policy of the underwriter, as well as the relevant pre-contractual and contractual documentation.

Insurance brokered by “BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A.”, Tax ID (NIF). A-03424223, at Avenida Óscar Esplà, 37, 03007 Alicante, registered in the Mercantile Registry of Alicante, and in the Administrative Registry of Insurance and Reinsurance Distributors of the DGSyFP with code no. OV-0004, acting for BanSabadell Seguros Generales Sociedad Anónima de Seguros y Reaseguros, having taken out civil liability insurance in accordance with the provisions of the regulations governing the distribution of private insurance and reinsurance in force at any given time. You can view the insurance companies with which BanSabadell Mediación has signed an insurance agency contract at the website: www.bancosabadell.com/bsmediacion.

Rules “Welcome Plan - Electricity 100” Promotion

(from 1 January 2023 to 31 March 2023)

1. Promoting entity: BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros, with Tax ID No. A-08371908 and registered offices at c/ Isabel Colbrand 22, 28050 Madrid (hereinafter, “Promoting Entity" o "BSSG").
2. Promotional Period: the promotion will begin on 1 January 2023 and will end on 31 March 2023 for new contracts of Sabadell Blink Home insurance policy (hereinafter, the "Promotional Period").
3. Participants: customers of Banco de Sabadell, S.A. may take part in and benefit from this promotion, if they are natural persons, of legal age and regularly resident in Spanish territory, are holders of the Sabadell Online Account and, through BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A. (hereinafter, “BanSabadell Mediación”), take out a BSSG Sabadell Blink Home Insurance policy through the BS Phone app or the Banco Sabadell website www.bancsabadell.com/Seguros] during the Promotional Period (hereinafter, the "Participants"). Any contracting of the same product by any other means or channel other than the one specified in this section is excluded from the promotion.
4. Promoted product: the Sabadell Blink Home insurance policy (with building and contents insured amount) taken out in accordance with the provisions of these terms and conditions (the "Terms") participates in this promotion.
5. Promotional incentive: the incentive will consist of the cashback, through BSSG, of an amount equivalent to 10% of your electricity bills (up to €16.66 bimonthly, with a maximum total of €100 per year). The Participant must access the promotion website at https:/electricidad100.planbienvenida.com/en/ and fill in and submit the application form, which will be available on the same website together with his/her bills. The cashback will be made, provided that at the time of request, the participant's “BSSG” policy(ies) is/are active and they are subscribed to the Welcome Plan - Electricity 100 programme.
   Promotion cannot be combined with other current promotions of the same Sabadell Blink Home Insurance policy.
6. How the promotion works; The participation in the draw entails acceptance of these Terms and BSSG’s judgement for the resolution of any issue arising from them.
   
   The insurance policyholder, as a user of the Welcome Plan - Electricity 100, programme, will be able to claim a cashback on their electricity expenses with any power company throughout Spain in the following way:
   
   The policyholder, as a user of the Welcome Plan - Electricity 100, can request reimbursement equivalent to 10% of the expenses incurred in domestic electricity with a maximum amount of €100 per year (maximum amount of €16.66 per two-month period).
   
   Refunds will only be made for domestic electricity consumption, and not for other additional items included in the bill, such as, for example: financing or rental of equipment other than the meter, payment protection insurance, assistance services, equipment maintenance or repair, as well as other types of supply other than electricity. The address of the invoices must be the same as that associated with the Home policy taken out with "BSSG" and associated with the Welcome Plan.
   
   Each User may request a cashback as long as they are registered in the beneficiary policy and the Welcome Plan - Electricity 100 programme. The cashback cannot be accumulated from one month to another, therefore, if the cashback is not requested for one month, the right to claim it will expire.
    
   • The services provided will be carried out per number of policies contracted. Therefore, the same User will be entitled to one monthly cashback per policy held with “BSSG” and linked to the Welcome Plan.
   
   The data which the User must provide on the cashback form is:
    
   • First name and Surname(s)
   • Policy No.
   • National Identity Card / NIE No.
   • Email
   • IBAN (International Bank Account Number - 24 digits) of the bank account, for the purpose of receiving the promotional incentive
   The cashback form has no cash value option, and no cash alternatives will be offered. No exchanges or refunds will be offered on the form.
7. Other conditions:
    
   • Cashback requests must be submitted within a maximum of 15 calendar days from the date of the bill.
   • The maximum cashback amount will be credited to the bank account (IBAN code required) provided by the User. Requests with incomplete data will be automatically rejected.
   • Any application that does not include some of the data described in these Terms and Conditions or in the repayment form as mandatory or when these are erroneous, will be considered to be incomplete.
   • The holder of the bills must be the User registered in the Welcome Plan - Electricity 100 programme. The cashbacks will only be applied to the amount requested by one person only. In addition, the bills will have to include all the legally required details to be considered valid. These must be clearly visible, and include at least the date, amount, item, the taxes due at any given time and the details of the receipt/bill issuer (name, location and Tax ID)
   • The date of issue of the bill cannot be earlier than the user’s date of registration on the plan.
   • Cashback requests through the Welcome Plan - Electricity 100 programme will only be paid on a monthly or bimonthly basis and within a period of no more than 15 days from the date of receiving the said request.
   • A duly completed cashback request form must be attached, along with the corresponding bills.
   • Requests will be cancelled if:
      
     • They do not completely comply with the steps and method mentioned in the previous section to claim the cashback.
     • The user has received the maximum amount (€16.66 bi-monthly) before the termination of the two-month period; they cannot request any further cashbacks until the following two-month period.
     • In general, they do not meet the requirements and conditions stated in these Terms and Conditions.
     • They send the same duplicate bill in different cashback requests, even if different users are making the request.
     • They are submitted fraudulently, having received help or an advantage in tampering with the receipts/bills.
     • They have been received outside of the periods established in these Terms and Conditions.
   • Cancellation means that the user automatically loses the right to the cashback.
   • We recommend reading through all the rules and conditions included in this document before sending a cashback request.
8. Basic information on Personal Data Protection:

9. Data Controller	BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros
   Purpose	Management of the "Welcome Plan - Electricity 100" promotion associated with the contracting of your insurance policy.
   Rights	Access, rectification, erasure, objection, restriction, portability
   Additional information	You can view additional information at www.sabadellsegurosgenerales.com

   
   
   The management of this promotion has been entrusted to PYA Marketing SL, in its capacity as service provider of BanSabadell Seguros Generales S.A de Seguros y Reaseguros, acting as data processor. PYA Marketing will not process or store your data for any other purpose and will adopt the necessary technical and organisational security measures to guarantee the confidentiality, integrity and security of the participants' personal data.
10. Taxation: the taxation in force at the time of payment of the incentive will be applied. In application of the provisions set forth in Article 75 of the Personal Income Tax Regulations, which regulates income subject to withholding or payment on account; to the extent that the amounts are paid in the strictly individual scope of consumers (taxpayers of this tax) and such amounts are less than €300, no withholding shall be made on them.
11. Complaints channels:
    If you wish to make a claim related to the operation of this promotion, you can contact the Customer Service Department by writing to the following email address info@planbienvenida.com. The Customer Service Department will endeavour to respond to any written claim as soon as possible and within a maximum period of 20 days.

The product Sabadell Blink Home Insurance is an insurance product of the insurance company BanSabadell Seguros Generales S.A. de Seguros y Reaseguros, with Tax ID A64194590, registered office at C/ Isabel Colbrand 22, 28050, Madrid, registered in the Insurance Companies Registry of the DGSyFP, with code C-0767. The contracting of said products is subject to the conditions and underwriting policy of the underwriter, as well as the relevant pre-contractual and contractual documentation.

Insurance brokered by “BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A.”, Tax ID (NIF). A-03424223, at Avenida Óscar Esplà, 37, 03007 Alicante, registered in the Mercantile Registry of Alicante, and in the Administrative Registry of Insurance and Reinsurance Distributors of the DGSyFP with code no. OV-0004, acting for BanSabadell Seguros Generales Sociedad Anónima de Seguros y Reaseguros, having taken out civil liability insurance in accordance with the provisions of the regulations governing the distribution of private insurance and reinsurance in force at any given time. You can view the insurance companies with which BanSabadell Mediación has signed an insurance agency contract at the website: www.bancosabadell.com/bsmediacion.