These general conditions regulate use of and access to the web site or Internet service that Banco de Sabadell, S.A. (hereinafter "the Bank") with registered office in Pl. Sant Roc, 20 in Sabadell, tax number A08000143, registered in Barcelona, tome 20.093, sheet 1, page B-1561, is making available to the users at electronic address: http://www.SabadellAtlantico.com whose "IP" address is: 22.214.171.124. "
By using this website, the User fully accepts these conditions and criteria which are permanently displayed on the website, the applicable version being that published and in force from time to time. The User is recommended to carefully read the conditions and instructions displayed in the web pages every time the said pages are accessed, and to regularly reload the content of the cache memory of User’s computer so that all information downloaded is fully updated.
These general conditions are subject to the specific conditions which govern each of the products and services which can be contracted via the webpages.
The chief objective of this website is to provide information regarding the Bank’s activities, products and services and to furnish the possibility of obtaining an e-mail service over the Internet and, for those customers of the Bank’s Remote Banking Services, to make queries, carry out transactions and perform general bank operations.
User: Conditions of use
The User undertakes to use the content and services of this website in a suitable, proper and legal manner. The following are strictly prohibited: illegal, illicit activities or those not carried out in good faith and contrary to law and order; and in general all and any conduct which violate or are conducive to or may violate the respect for human dignity, and the principle of non-discrimination for reasons of race. sex, religion, opinion, nationality or any other personal or social circumstance; those which are contrary to public health, consumers or users, or the protection of youth and children. Also prohibited is any activity aimed at impersonate any person or artificial person, or interfering, violating, altering or disconnecting the system, servers, networks or content together with any non-fulfilment of connection requisites.
The Bank reserves the right to ban any user of this service without prior notice, and to adopt any measures it deems fit from time to time, in order to prevent the behaviour and activities above-mentioned.
Intellectual or Industrial Property
Express notice is given that all the elements of this website are subject to intellectual or industrial property rights. The content, source codes, form, design and names of the products, applications, tools, pages, brands, commercial names, logotypes, and graphics, including the copyright, are the property of, have been assigned to or are under license to the Bank, and therefore the authorship and right of use in all the extension of the term and in any form are protected by the applicable commercial code and criminal law. Any infringement of same, in addition to the appropriate monetary liabilities, will constitute an illicit or criminal activity.
For this reason, the User shall refrain from reproducing, adapting, combining or integrating into other applications, arranging or otherwise handling or transforming, and from publicly communicating or publishing the contents accessible via this website, unless same is expressly authorised by the Bank. Even with the Bank’s authorisation the User shall refrain from same via any procedures other than those specified and provided for in the user website, which users may not, under any circumstance, download, copy print or transfer the contents to any other medium with any alternation or modification of the content, in such a manner that same should omit, add, modify or in any way contradict the messages and information displayed and supplied via the website, as recorded on the system or in the computer records of the Bank.
The Bank assigns no license or authorisation of use of any kind regarding its industrial or intellectual property rights or any right or property related to the website or content.
Sites which create hyperlinks to the Bank’s pages shall not reproduce the said pages nor directly associate the link to any page of the Portal other than the home page. Likewise, no site shall use distinguishable sign, commercial name, lettering, information or any other content belonging to the Portal except the indication which forms part of the link itself. It shall in no way be implied that the Bank has authorised or intervened, takes responsibility for, participates in or has supervised the content of the page on which the hyperlink appears, nor even that the Bank agrees to the inclusion of same, unless expressly authorised so to do.
By means of the different areas which form part of the website, the user may visit, obtain information, use a set of applications or tools and acquire services. Access to a specific Remote Banking service is restricted to those customers who have previously subscribed these operations with the Bank and possess the identification elements and codes necessary for this purpose. After identifying themselves, but without having to enter their personal details, it's simplicity itself for these customers to carry out a large number of bank operations and acquire products and services in real time.
All and any data furnished by the user will be treated in all confidentiality. Both the entity responsible for the files and those persons who take part in any stage of this treatment together the entities receiving them, with the authorisation given by the user, are subject to the strictest professional confidentiality,
And they expressly undertake to implement the levels of protection and necessary measures of a technical and organisational nature in order to ensure the security of data of a personal nature and to avoid their being altered, used improperly, lost, stolen, treated or accessed in an unauthorised manner, either externally or internally within the Bank’s own structure and personnel, taking into consideration the state of the technology, the nature of the data stored and the risks to which they are exposed, whether arising from human action or the physical and natural medium. It is also guaranteed that such data will be treated and recorded in files, programs, systems, equipment, premises and centres which meet the requisites and conditions of integrity and security as provided and applicable from time to time.
Notwithstanding the above, the User should be aware and is hereby expressly warned that security measures on the Internet are not foolproof.
- a) Browsing:
Browsing the Bank’s website is free and does not require the user to register in order to do so. Access to, acquisition or the use of certain products and services, however, will require the user to register and obtain the identification codes and cards and/or pay a price in accordance with that provided in the specific conditions which govern each product or service.
The user is hereby expressly advised that the Bank’s website uses "cookies". These cookies are small data files which are created in the user’s computer and are associated solely to an anonymous user.
These cookies cannot read data from your hard disk nor read cookie files created by other providers. Cookies can recognise users solely when they have registered, so as to avoid having to register every time the user visits the site to access the areas of services exclusively reserved for them. They also provide information about the date and time the User last visited our website and the contents browsed.
The User can configure the browser to be warned of the reception of cookies by their hard disk, and for this purpose should refer to their browser’s instructions and manuals to enlarge upon this information.
- b) Data of a personal nature
When a user – a natural person- is required to register his personal details so as to be able to access, use or acquire a service provided via the Bank’s website, he is expressly advised that the said data, together with any details originating during the provision of the service, are necessary for the development, control, management and execution of the services and products acquired and that same will be incorporated into files created for that purpose. The introduction and registration of the user’s personal details implies his acceptance and express authorisation to the Bank for the gathering, filing and processing of these details, and their conservation during the time stipulated in the applicable provisions.
Moreover, the user is advised that the registration of personal details furnished at the time of subscribing or acquiring products and services, together with any other provided during this relationship, also implies voluntary acceptance of the treatment of these personal data by the Bank for classification or categorisation of same so as to maintain him informed and send information, offers or promotions of the Bank’s products and services, to create profiles or for the analysis of proposals requested by the user. At the same time, by providing these details, the user voluntarily accepts the assignment and transmission of these data, for purposes similar to those described in the previous section, to companies belonging to the Group of companies, ancillary and part-owned companies, of which the Bank may be part from time to time. The Bank is also authorised to receive from these companies information contained in their records, so as to process the personal details, in an interconnected manner, for the above-mentioned purposes. The activities engaged in by the companies and assignee entities mentioned above comprise those of a financial nature, in all its forms: banking, financing of goods or assets, investment and insurance services and also those of a non-financial nature, such as the real estate sector, sales and distribution of consumer goods and articles, consulting services, advisory services, management, communication channels, information services and leisure.
The user’s authorisation for the processing and assignment described in the two previous sections is voluntary, and the use may, in the manner provided in the applicable regulations governing the protection of data, revoke the said authorisation for the processing and assignment of personal details.
The user may exercise his right to access, rectify, challenge, and cancel the data by writing to the party responsible for the files, namely Banco de Sabadell, S.A. holder of NIF A-08000143 registered in Barcelona, volume 20.093, page 1, sheet B-1561, with registered offices in Sabadell, Pl. Sant Roc, 20. Notwithstanding the above, there may be cases in which the data record is filed under the responsibility of entities other than the Bank (collaborations or joint promotions of products or services) which circumstance the user will be expressly advised of. Lastly, the user is advised that the Bank’s web pages may provide links to other websites belonging to entities, companies, institutions or organisations unconnected with the Bank. The Bank will not be liable in relation to the registration in the said websites of the user’s personal details.
The Bank does not guarantee the user the availability, access or continuity of the connection to the website and the supply of information or any of the services available via same. Therefore, neither the Bank nor any possible content provider will be liable in the event of interruptions of the service, delays, improper functioning, and generally any inconvenience originating from causes beyond the Bank’s or the provider’s control or arising from wrongful or unlawful actions on the part of the user or force majeure. Neither does the Bank guarantee the usefulness, availability of results or infallibility of the contents provided via the website which are of an informative nature. This information has been obtained from sources considered reasonably reliable, but should not be construed as infallible and should be compared with other sources before the user forms an opinion or makes a decision.. Any opinion, measure, investment or any other type of action taken by the user shall be for the account and at the risk solely of the user.
The Bank shall not be liable in any manner for the use by the user of the content of the website, and reserves the right to modify, replace, update, renew, prevent access, interrupt, block, temporarily suspend or definitively cancel any service, supply of information or any other content, either with regard to a specific user or in general.
Unless expressly provided otherwise in each case, the Bank does not intervene, participate nor offer any guarantee with regard to the products or services offered by third party providers which are accessible via hyperlinks or banners.
The Bank shall not be liable for any damage caused to the user’s equipment by possible computer viruses affecting the user as a result of browsing the website or any other resulting from browsing.
The user shall observe all the regulations, conditions and measures specified and provided in the website, in the section relating to "Security".
BS Group Companies
You can see the list of companies forming part of the group in the relevant annex of the consolidated annual accounts or by downloading the following document: BS Group Companies (December 2015)