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Premium Expansión Credit

Variable income, stable liquidity

Expansión Premium Credit Line offers flexible, easy to use financing solely for holders of the Expansión Plus Account or Expansión Premium Account.

Sometimes income does not arrive at the same pace as expenses. And waiting isn’t an option. That’s why Banco Sabadell offers you the Expansión Premium Credit Line: a solution that provides you with the liquidity you need all year round.

Crédito Expansión Premium

  • Up to 50,0001 euros linked to your account
  • Preferential conditions
  • Five worry-free years
  • As advantageous as it is economical

Necessary documentation for applying for the Expansión Premium Credit Line

  • DNI of the applicant, passport or residence card.
  • Two last salary slips of the holder (salaried workers).
  • Tax return (IRPF) for the previous year.
  • Title deeds (if owner of a property).

To enjoy the benefits of the Expansión Premium Credit facility it is necessary to open an Expansión Plus Account or Premium Expansión Account. See the specific features of each account:

Up to 50,0001 euros linked to your account

Preferential conditions

Five worry-free years

As advantageous as it is economical

1. Maximum amount granted to the same customer. The approval, amount and term of each operation requested will be determine and contingent upon the risk criteria of the bank and reviewed annually.

2. Example of APR 6.436% calculated for a credit of 10,000 euros for 5 years, drawn down entirely with monthly settlements, at a fixed interest rate of a nominal 5.25% with an arrangement fee of 90 euros and annual revision fee of 90 euros and no assessment fee or drawdown fee. The monthly instalment paying only interest may vary in accordance with the calendar days of the month, with a maximum instalment of 45.21 euros and a minimum of 40.83 euros. Principal to be repaid at maturity: 10,000 euros. Total amount outstanding: €13,112.92 which includes interest, arrangement fee and annual renewal fee. Arrangement fee: 0.50% (minimum 90 euros) Annual revision fee: 0.60% (minimum 90 euros). Irrespective of the date arranged, settlements are monthly. Fees are exempt from financing.

The APR may vary in accordance with the term and amount of the credit.