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Savings - investment insurance

Savings - investment insurance

Depositos a Plazo

We have a broad range of saving-investment products for individuals: from periodic contribution products, capital accumulation and income collection, to equity investment. We also offer excellent tax advantages, as the taxation is deferred indefinitely until the moment the investment is the redeemed.

  • Private Multiportfolio, Unit Linked

    This is a life-savings insurance comprised of different investment options, amongst which customers can distribute their investment in accordance with their profitability goals and the risk level that they are willing to assume. Transfers can be carried out between them at any time with no fees for changing investment options.

    Investment options:

    • Ibersecurities BS Cartera 5 Valores Nacional

      Invests in five Spanish securities (mainly from the IBEX 35) with high appreciation potential in the short term. It will be complemented with other domestic securities with appreciation potential in the medium term or with securities from the European stock rkets.

    • Ibersecurities BS Cartera Alta Rentabilidad

      Invests in five securities from the Spanish stock market with high profitability per dividend . It is complemented with other securities that are also considered to have a high potential of return for the shareholder, taking advantage of opportunities from small and medium-sized companies, or with securities from European stock markets.

    • Ibersecurities BS Cartera Modelo Nacional

      Invests in the best securities from the Spanish stock market. It is comprised of around 20 or 25 securities, with appreciation potential in the medium term, taking advantage of opportunities from small and medium-sized companies. Its reference index is the IBEX 35, which it has surpassed since 26 February 1996. The position invested in equity is always 100% of the portfolio.
  • Private Multiportfolio, Unit Linked

    Periodically, investment options are marketed with or without capital guarantees that index the yield to be obtained based on the evolution of the underlying assets selected (shares, share baskets, indexes, exchange rates, etc). Upon maturity of the guarantee, customers can choose between contracting the new investment option proposed or keeping their investment in the monetary portfolio. All this without having to pay taxes until the moment the positions are redeemed.