Accessing your accounts from this browser will now be faster.
Understood!
Remember that if you access from a browser which you don’t usually use to connect we will reinforce the security measures in order to confirm your identity.
Portal change notification
null
remember that to sign operations you must use your SabadellCAM code card
Portal change notification
You are going to access BS Online at Banco Sabadell,
remember that to sign operations you must use your Banco Sabadell code card
Portal change notification
null
You must connect using the SabadellCAM access code and remember that to sign operations you must use your SabadellCAM code card.
Portal change notification
You are going to access BS Online at Banco Sabadell,
You must connect using the Banco Sabadell access code and remember that to sign operations you must use your Banco Sabadell code card.
Pending signature
You have no transactions or documentation pending signature
For those who want to invest without putting all their money at risk
3 funds that invest in different assets in a search for profitability.
It is actively and flexibly managed. With a different guarantee percentage on the net asset value depending on the fund you choose.
Your money is available whenever you want it. However, withdrawal of the money prior to the completion of the recommended time horizon will increase the risk of loss of capital.
You can subscribe to the fund with just €30. And also to set up regular contributions.
These are the funds that offer protection on part of your capital
Sabadell Consolida 94, FI
Potential lower yield Lower risk
Potential higher yield Higher risk
1
2
3
4
5
6
7
● Invests up to 30% in equities.
● There is a 94% protection rate on the net asset value.
They have an active and flexible, investment strategy, as they invest worldwide in all asset classes, so they adapt to different environments.
They are designed to ensure that the net asset value does not fall below each fund's protected net asset value over the course of each year.
Under favourable market conditions, they prioritise risk assets, variable income and unrated bonds.
If the market is bearish, they reduce the risk level by investing in low-risk assets, such as government or private bonds with a minimum rating and money market assets.
The protection guarantee works as follows:
1.
At the end of each year, the net asset value of the last day is taken and a protection percentage is applied to it. The result will be the consolidated net asset value.
2.
Thereafter, the funds are managed to ensure that their net asset value does not fall below the net asset value consolidated over the course of the following year. The consolidated net asset value is reset annually.
The net asset value (NAV) of an investment fund is the unit price of the holding. It is calculated by dividing the equity by the number of shares outstanding. In turn, the equity is calculated on the market price of the assets and securities in the fund's portfolio on that date, minus expenses and fees. The fund's management company calculates and publishes its net asset value on a daily basis.
Further points on the protection guarantee:
●
The guarantee is on the consolidated net asset value, not the initial investment.
●
Protection is explicitly guaranteed by Amundi (Fitch Rating: A+) and is provided for an initial period of five years (from 21/05/21 to 21/05/26 for Sabadell Consolida 94, FI, and from 01/04/22 to 01/04/27 for Sabadell Consolida 90, FI and Sabadell Consolida 85, FI) with possible subsequent renewals for one-year periods.
●
If, during the protection period, the net asset value reaches the consolidated net asset value, to ensure this partial capital protection all the invested equity may be invested in lower-risk assets.
●
Although there is a guarantee, there are clauses that set out conditions as to its effectiveness, which can be referred to in their respective prospectus.
More advantages
●
Information on the performance of the fund you have taken out is available to you at all times through the Banco Sabadell website and app.
●
Investment funds have attractive tax advantages, according to current tax legislation in Spain. For example, if you are an individual resident in Spain, you can transfer balances from one fund to another without paying tax on the balance until you divest.
And remember…
●
I nvestments are subject to market fluctuations and other risks inherent to investment in securities and other financial instruments, the acquisition value and profits may therefore experience variations both upward and downward, and it is possible you will not recover the amount initially invested.
●
When investing in international markets, there is an exchange rate risk associated with investing in assets denominated in currencies other than that of the holding.
If you are looking for a fund that invests in themes such as sustainability, technology, health, etc.
You will be interested to learn more about our thematic investment funds.
If you would like a fuller description of the investment policy of each fund, please refer to the respective Key Information Documents (KIDs). for investors. Before making any investment decision, we recommend you consult the prospectus and the Key Investor Information Document for each investment fund, together with the latest periodic reports.
Sabadell Consolida 94, FI; Sabadell Consolida 90, Fl; and Sabadell Consolida 85, FI are registered with the Spanish Securities Market Commission (CNMV in its Spanish initials) under numbers 5530, 5608, and 5607, respectively. The prospectus, the Key Information Document (KID) for investors and the periodic reports are available to the public at the sales branches and at sabadellassetmanagement.com. They are NON-COMPLEX MiFID products. Although there is a guarantee, there are clauses that set out conditions as to its effectiveness, which can be referred to in its respective prospectus.
The guarantor is Amundi, S.A., the management company is Sabadell Asset Management, S.A., S.G.I.I.C. S.U, with CNMV Registry no. 58, and the depository entity is BNP Paribas S.A., Spain Branch, with CNMV Registry no. 240.
