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Mortgage Simulator of Banco Sabadell 

Simulate your mortgage payment

Mortgage payment simulatorMortgage payment simulatorNo arrangement fee and no initial documentation
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Compare Banc Sabadell mortgages and find
out which one suits you best 

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Shall we help you calculate your mixed, variable or fixed mortgage, the expenses and how much money we could lend you? Start by choosing where you are in the process:

Have you now found the house you want?


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The result of this simulation will be advertising and indicative based on provisional data. To prepare it, we will base ourselves on current market conditions and on the data that you provide us through the next screens. If you want to apply for a mortgage once you see the result of your simulation, you should contact us for more information and receive your personalized offer.
 
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Do you want to switch your mortgage?

If you already have a mortgage loan with another bank, you can switch your motgage and save on your instalments. Ask for a personalised study with an expert to help you find the solution that best suits you. Change bank mortgageChange bank mortgage
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Your mortgage in just 4 steps

Use our mortgage simulation and find out how much you would pay for your mortgage.
Choose your offer and upload your documents to our 100% secure online mortgage portal.
Make an appointment with one of our mortgage experts and get your personalised price instantly1.

Once your application has been reviewed and approved, you will be able to sign the mortgage contract and the deed before a notary.

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You choose the type of mortgage loan that suits you best

You can choose between paying the same instalment every month with the fixed mortgage, pegging it to the one-year Euribor with the variable mortgage or a combination of both, with the mixed mortgage.

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No arrangement fee

Mixed Mortgage1

Your fixed monthly payment at the beginning of the loan and variable at the end. Set your fee for the first 3, 5 or 7 years. 
Choose between your discounted2, 4 & 6 or non-discounted3, 5, & 7 mortgage. If your salary is paid directly into your account and you take out our life and home insurance, you are entitled to discounts on your instalment. If you prefer, you can purchase it without direct deposit of your salary or taking out our insurance policies.
Mixed mortgage simulator
Mixed mortgage simulator
Find out more

No arrangement fee

Fixed-rate Mortgage1

Your monthly payment without changes throughout the loan.
Choose between your discounted8 or non-discounted9 mortgage. If your salary is paid directly into your account and you take out our life, home and total loan protection insurances you are entitled to discounts on your instalment. If you prefer, you can purchase it without direct deposit of your salary or taking out our insurance policies.
Fixed mortgage simulatorFixed mortgage simulator
Find out more

No arrangement fee

Variable-rate mortgage1

Your monthly instalment is linked according to the evolution of the Euribor.
Choose between your discounted10 or non-discounted11 mortgage. If your salary is paid directly into your account and you take out our life, home and total loan protection insurances you are entitled to discounts on your instalment. If you prefer, you can purchase it without direct deposit of your salary or taking out our insurance policies.
Variable mortgage simulatorVariable mortgage simulator
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Why take out a mortgage with Banco Sabadell?

Online or in-office mortgage application You can carry out all the procedures wherever you want from the comfort of your home or at a branch. Personalised mortgage With our mortgage comparator you will discover what mortgage best suits your needs.
Advised by our experts A mortgage expert will support you throughout the whole process, either online or in person. No arrangement fee1 We take care of the administrative and property registry costs in accordance with the Real Estate Credit Law 5/2019.
Online or in-office mortgage application You can carry out all the procedures wherever you want from the comfort of your home or at a branch. Personalised mortgage With our mortgage comparator you will discover what mortgage best suits your needs. Advised by our experts A mortgage expert will support you throughout the whole process, either online or in person. No arrangement fee1 We take care of the administrative and property registry costs in accordance with the Real Estate Credit Law 5/2019.
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We answer your most frequently asked questions

How much can my mortgage cover?

 
La hipoteca puede cubrir hasta el 80% del precio de la compraventa o del valor de la tasación (el menor de los dos) para la primera residencia. Para segundas residencias, hasta el 70%.

How much should my monthly mortgage expense be?

 
La cuota mensual no debería superar el 40% de tus ingresos totales.

What are the discounts and how can they benefit me?

 
En Banco Sabadell ofrecemos algunos servicios (bonificaciones) que ayudan a bajar el tipo de interés de tu hipoteca (TIN). Puedes contratar uno o varios, pero cuantos más contrates, menor será tu tipo de interés. Los servicios que se consideran bonificaciones son: la domiciliación de la nómina, la contratación del seguro de vida, el seguro del hogar y el seguro de protección de pagos.

What documentation do I need to submit to apply for my mortgage?

 
  • Tu documento de identidad (DNI/NIF).
  • Un justificante de otros ingresos, si los tienes (alquileres, comisiones, intereses de cuentas, horas extras, etc.).
  • Los últimos 2 recibos de tus pagos periódicos indicando los saldos pendientes (hipotecas, préstamos personales, créditos de tarjetas, pensiones compensatorias y alimenticias, pago de alquileres, otras deudas, etc.).
  • Histórico de tu vida laboral. Puedes pedirlo a través de la web de la Seguridad Social o llamando por teléfono al 901 502 050.
  • Si trabajas por cuenta ajena, presenta tu última declaración de la renta y tus 2 últimas nóminas/pensiones.
  • Si trabajas por cuenta propia, necesitarás la declaración de la renta de los últimos 2 años y los pagos trimestrales del IRPF y del IVA del año en curso.
  • Si no eres cliente de Banco Sabadell, necesitaremos un extracto bancario de los últimos 6 meses de la cuenta donde tengas tu día a día (nóminas, recibos principales, etc.).
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