Virtual Plus POS
The Virtual Plus POS solution is the most sophisticated and is designed for companies with a high volume of Internet sales. It offers an advanced set of technical and operating services in addition to ongoing support by agents specialised in eCommerce payments.
Characteristics of the gateway:
- It supports multiple languages, currencies and types of cards (including American Express and DinersClub).
- It uses standard Internet HTML and XML algorithms and can be installed regardless of the operating system and programming language of the merchant.
- To enhance its usability, it can be tailored with the “look&feel” of the merchant website.
- It accepts different types of payments: pre-authorisations, authentications, subscriptions, express payments, total or partial cancellations …
- It has an Administration Module which, via the intranet, enables the business to query transactions, totals, cancellation of operations, refunds...
Request the technical manual for configuring the Virtual Plus POS at your regular branch.
Our integral SEP gateway (Secure Electronic Purchase), which operates under international protocols Verified by Visa and MasterCard SecureCode, offers high level security and payment protection.
If an establishment has alternative fraud control systems and wishes to deactivate the SEP purchase of their Virtual Plus POS, they can request their Banco Sabadell agent analyse the case and implement the modification, if appropriate.
In addition to the SEP protocol, both the Virtual POS and the Virtual Plus POS are configured with security limits called velocity checks which validate repeated attempts to purchase with the same card or IP address. To enable the business to carry out its own checks, the system informs them for each operation about the country where the card used for the purchase was issued.
And with the Virtual Plus POS, Banco Sabadell places at your disposal additional security measures, specially designed to control fraud in merchants with a high volume of transactions:
- Implementation in the Virtual Plus POS of “advanced” fraud management rules.
- Daily reporting, in electronic format, of transactions claimed, disputed or declared illicit by the cardholders.
- Specific advice regarding protocols to monitor and minimise fraud.
- Cooperation agreements and technical integration with major gateways, processors (IPSPs, ISOs, MSPs...) and international fraud-scrubbing companies.
Payments of subscriptions and Express Payments
Customer care service and monitoring
iupay! The new online card payment system
|iupay! is a new virtual wallet that enables customers to easily store all their cards so they can make their Internet purchases much more easily, conveniently and securely.
And it’s a trouble-free system for the merchant because: