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Expansión Loan

If you can’t get it out of your mind, it’s time to make your project a reality.

Expansion Loan
  • Apply for your Expansión Loan1 for €2,500 to €60,000, and comfortably repay it in 18 to 96 months.
  • You may apply if you have been a customer for more than 6 months.
  • Nominal interest rate (NIR) from 3.25% to 13.25%.
  • Annual Percentage Rate of Charge (APR) from 4.05 % to 20.69 %2. Note that the APR may vary depending on the repayment period and amount of the transaction, as there is a percentage fee.
  • Arrangement fee: 2.50 % (minimum € 75).
  • Assessment Fee: 0.25 % (minimum € 30).
  • And you will also have the possibility of early cancellation before maturity. If the period from early cancellation to the theoretical maturity of the contract is less than or equal to 12 months, the early redemption fee is of 0.50%. If it is higher, it is of 1.00 % of the amount repaid

And for your peace of mind, if you wish, you can take out the Total Loan Protection insurance (home and payment protection insurance).

Are you renovating your home? We make it easy for you with the Renovations ECO Expansion Loan

You can now get a 50% discount on the arrangement fee
Discounted arrangement fee: 1.25 % (minimum €50).

NIR from 3.25% to 13.25%. APR from 3.70% to 18.33%3
And what's more, if you wish, you can take out the Total Loan Protection insurance (home and payment protection insurance).

Offer valid until 15/01/2023.

What is the ECO Renovations Expansion Loan?

It is intended for customers who have been with the bank for a minimum of 6 months, who want to carry out renovations on their main residence or second home and thus improve its sustainability and energy efficiency. It finances:

checkImprovements in locking systems: windows and doors.
checkRenovations of heating and cooling installations in order to make them more efficient.
checkPurchases of appliances that are rated class-A energy-efficient or higher.


To apply for an Expansion Loan, we just need the following documents:

checkApplicant's National ID card,, Residence card or passport.
checkLast two payslips (employed workers).
checkIncome tax return (previous financial year).
You might be interested in the following:

Information prior to the contracting

  • Apply now...
    • By Internet

    • By visiting our branches

    Expansión Loan
    • Call
      +34 935 202 910
      +34 935 202 304 (from abroad)
      24 hours, every day
    • Send us an
    • Visit one of our branches

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