Expansión Loan

Conditions:

The granting, the amount and the term of each requested operation will be determined and will be conditional on the bank's risk criteria.

(1) Expansion Loan 8.75% NIR. Interest rate and arrangement and assessment fees for clients of over 6 months' standing, with direct deposit of the payroll and who take out the Total Loan Protection insurance policy and conditional on risk criteria. Offer valid until 30/06/2020.
Conditions valid for requests made through remote channels for amounts from 2,500 euros to 60,000 euros.

(2) The calculation of the APR includes the arrangement fee of 2.50% (minimum €75) and assessment fee of 0.25% (minimum €30) calculated on the amount of the loan requested and the contracting of the insurance Total Loan Protection policy for a 34-year old person. Quota calculated without taking into account the optional three-month principal grace period. Ask in your branch about the option of financing the insurance premium.

Example of a requested amount of €2,500.

• Minimum APR of 12.05% to be returned in 96 months, at an annual nominal interest rate of 8.75% and a monthly quota of €36.31, and the contracting of the Total Loan Protection insurance policy with a single premium of €118.03. The last instalment is lower: €35.55 Total amount owed: €3,708.03

• Maximum APR of 20.48% to be returned in 18 months, at an annual nominal interest rate of 8.75% and a monthly quota of €148.71, and the contracting of the Total Loan Protection insurance policy with a single premium of €77.84. The final instalment is lower: €148.67 euros. Total amount owed: €2,859.58 euros.

Example of a requested amount of €5,000.

• Minimum APR of 11.66% to be returned in 96 months, at an annual nominal interest rate of 8.75% and a monthly quota of €72.61, and the contracting of the Total Loan Protection insurance policy with a single premium of €236.06. The last instalment is lower: €72.05. Total amount owed: €7,361.06.

• Maximum APR of 18.62% to be returned in 18 months, at an annual nominal interest rate of 8.75% and a monthly quota of €297.42, and the contracting of the Total Loan Protection insurance policy with a single premium of €155.69. The last instalment is lower: €297,34. Total amount owed: €5,664.17.

Example of a requested amount of €12,000.

• Minimum APR of 11.54% to be returned in 96 months, at an annual nominal interest rate of 8.75% and a monthly quota of €174.26, and the contracting of the Total Loan Protection insurance policy with a single premium of €566.54. The last instalment is lower: €173.31. Total amount owed: €17,624.55.

• Maximum APR of 18.04% to be returned in 18 months, at an annual nominal interest rate of 8.75% and a monthly quota of €713.80, and the contracting of the Total Loan Protection insurance policy with a single premium of €373.64. The final instalment is lower: €713.76 euros. Total amount owed: €13,552 euros.

(Please note that the simulation tool shows all monthly instalments with the same amount (it does not take into account the possible difference in amount in the final instalment). The total amount due includes all instalments.

(3) If the period from the early cancellation date until the theoretical expiry of the contract is less than 12 months, the commission is 0.50%, if it is greater, it is 1.00%

Additional information about the insurance policies associated with your mortgage: Total Loan Protection includes Total Life Protection and Total Payment Protection policies. Total Life Protection is a BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros y Protección and Total Payment Protection is a BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros policy and both are mediated by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., with Tax ID A03424223 and address at av. Óscar Esplá, 37, 03007, Alicante. Registered in the Mercantil Registry of Alicante and in the Registry of the DGySFP with code no OV-0004, having arranged a civil liability insurance and having the financial capacity in accordance with the Law of mediation of insurance and private reinsurance. You can see the insurance companies with which BanSabadell Mediación has entered into an insurance agency contract on: www.bancosabadell.com/bsmediacion.

BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, with Tax ID NIF A08371908 and registered addres at calle Isabel Colbrand, 22, 28050 Madrid, registerd in the Mercantile Registry of Madrid and the Registry of Insurance Entities of the Directorate General of Insurance and Pension Funds under code C-0557. BanSabadell Seguros Generales, SA de Seguros y Reaseguros, with NIF A64194590 and address at Isabel Colbrand, 22, 28050 Madrid, registered in the RM of Madrid and Reg. of Insurance Entities of the DGSyFP with code N° C-0767.