Update your browser

Update your browser

You are using an old version of your browser. We recommend you update it or change browser for a better web experience.

Other Group websites Branches
Urgent assistanceHelp

Can we help you?
  • We are at your disposal.
    24 hours, every day


  • +34 935 202 910
  • Online Assistance - Chat
  • @Sabadell_Help


Do you want us to call you
Send us your details and we will call you

Occasional Expansion Loan

Préstamo Expansión Puntual

If a need suddenly comes up, we’ve got the solution for this. Now you can make those special purchases, get the latest in technology or meet an unexpected expense for a very low sum every month and on extremely convenient terms.

With the Expansión Puntual Loan you can have up to 3000 € available, pay this back in different instalments as suits you best and without paying interest (APR 8.36% / 33.47%)(1). And your loan application is also easily and immediately available(2).


  • Terms and conditions
       
    Interest rate: 0.00%(1)
    Amount: From 1000 Euros to 3000 Euros
    Term: 1, 3, 6 and 10 months
    APR: From 8.36% to 33.47%(1)
    Commitment Fee: From 20 Euros to 100 Euros(1)
    Assessment fee: 0.00%


    Granting the loan, the sum and the term of each operation applied for will be determined by and conditional on the bank’s risk criteria.

    (1) Expansión Puntual Loan at 0.00 % NIR. Terms valid for applications made over remote media. Offer valid until 31/12/2019.

    The calculation of the APR include a fixed commitment fee depending on the term (1 month – 20 € / 3 months – 40 € / 6 months – 80 € / 10 months – 100 €).

    Minimum APR of 8.36% for a requested amount of 3000 Euros to be paid back in one month, at a nominal interest rate of 0 % per year with a monthly instalment of 3000 Euros. The calculation of the APR includes a commitment fee of 20 Euros and an assessment fee of 0%. The 20 Euro commitment fee will not be financed. Total amount due: 3020 Euros.

    Maximum APR of 33.47% for a requested amount of 1000 Euros to be paid back in six months, at a nominal interest rate of 0 % per year with a monthly instalment of 166.67 Euros. The calculation of the APR includes a commitment fee of 80 Euros and an assessment fee of 0%. The 80 Euro commitment fee will not be financed. Total amount due: 1080 Euros.

    APR of 26.27% for a requested amount of 1000 Euros to be paid back in ten months, at a nominal interest rate of 0 % per year and a monthly instalment of 100 Euros. The calculation of the APR includes a commitment fee of 100 Euros and an assessment fee of 0%. The 100 Euro commitment fee will not be financed. Total amount due: 1100 Euros.

    (2) Valid for loans with personal guarantee to natural persons (excluding business and professional purposes) in the terms laid down in the Letter of Commitment of Immediate Credit of the Expansión Puntual Loan, which can be consulted at your branch and on our website. The reply times for acceptance or refusal of the loan take into account the working days for the branch processing the operation and count from the date on which, after the application form has been properly filled in by the customer, the latter provides the documents requested by the bank to appraise the risk and evaluate the operation and also, in the case of persons who are not customers, previously becoming a customer. To credit the amount, in the event of the operation being accepted according to the Banco Sabadell’s risk criteria, the term will count from when the loan policy is formalised.