Car Loan

Conditions:

The approval, the sum and term of each operation requested shall be determined by, and contingent upon, the bank's risk criteria.

(1) Valid for personally-secured loans for natural persons (excluding business or professional purposes) up to 18,000 euros under the conditions set out in the Letter of Commitment to Immediate Crediting of the Préstamo Car Loan, which is available at your branch and on our website. The response times for acceptance of refusal of the approval of the loan take into account days that are business days for the branch processing the operation, counting from the time when the customer, having duly completed the application, provides the documentation required by the bank to assess the risk and evaluate the operation, and in the case of non-customers, following their registration as customers. In the event the operation is approved in accordance with the risk criteria of Banco Sabadell, the payment period will commence as from the loan arrangement being formalised.

(2) Expansión Loan at 8.75%% NIR. Interest rate and arrangement and assessment fees for customers of over 6 months with salary direct deposited. Offer valid until 30/09/2019. Conditions valid for applications submitted via remote channels for sums from 2,500 euros to 60.000 euros.

(3) The APR calculation includes the arrangement fee of 2.50% (minimum €75) and assessment fee of 0.5% (minimum €30) calculated on the amount of the loan. Instalment calculated without taking into account the optional three-month grace period.

Example for an application for 2,500 euros:

Minimum APR of 10.44% to be repaid in 96 months at an interest rate of a nominal annual 8.75% and a monthly instalment of 36.31 euros. The last instalment is for a lower sum: 35.17 euros. Total amount outstanding: 3,589.62 euros.

Maximum APR of 15.36% to be repaid in 18 months at an interest rate of a nominal annual 8.75% and a monthly instalment of 148.71 euros. The last instalment is for a lower sum: 148.62 euros. Total amount outstanding: 2,781.69 euros.

Example for an application for 5,000 euros:

Minimum APR of 10.08% to be repaid in 96 months at an interest rate of a nominal annual 8.75% and a monthly instalment of 72.61. The last instalment is for a lower sum: 71.75 euros. Total amount outstanding: 7.124,70 euros.

Maximum APR of 13.65% to be repaid in 18 months at an interest rate of a nominal annual 8.75% and a monthly instalment of 297.42 euros. The last instalment is for a lower sum: 297.25 euros. Total amount outstanding: 5.508,39 euros.

Example for an application for 12,000 euros:

Minimum APR of 10.05% to be repaid in 96 months at an interest rate of a nominal annual 8.75% and a monthly instalment of 174.26 euros. The last instalment is for a lower sum: 172.83 euros. Total amount outstanding: 17.087,53 euros.

Maximum APR of 13.50% to be repaid in 18 months at an interest rate of a nominal annual 8.75% and a monthly instalment of 713.80 euros. The last instalment is for a lower sum: 713.68 euros. Total amount outstanding:13.208,28 euros.

(4) Should the period from the repayment date until the loan maturity date exceed 1 year, the applicable compensation is 1%.

Instalment calculated without taking into account the optional three-month grace period. Ask at your branch about the possibility of financing the insurance premium.