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Online Deposits

High return at short term

Our Online Deposits offer you a high return with a short term investment to choose and the option of opening them directly over the Internet whenever you want.

  • Features
    Signing up: exclusively over the Internet
    Payment of Interest: at maturity
    Early Cancellation: deposits can be cancelled in advance. In the event of early cancellation, the bank shall apply a penalty on the amount cancelled, depending on the time elapsed between the cancellation date and the maturity date of the deposit, This penalty will never exceed the interest generated until that date.



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    • For BS Online 

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    Online Deposits
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      +34 935 202 910
      24 hours, every day
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    • Visit one of our branches
  • Taxation
    The tax treatment of interest generated by your accounts and deposits depends on your tax status in Spain:

    Non-Resident in Spain
    If you are not resident and provided this can be demonstrated, there is no withholding tax on interest and this is not taxable as income in Spain.
    If non-residence in Spain cannot be demonstrated, the 19% withholding tax applies.

    Resident in Spain
    Interest payments are treated as investment income and added to your taxable savings base (base imponible del ahorro). The applicable tax rates for the savings base is 19% on the first €6.000, 21% on the following €50.000 and 23% thereafter.
    At payment time interest is subject to a 19% withholding tax.

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