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Online Deposits

High return at short term

This number indicates the product risk, where 1/6 indicates the least risk and 6/6 the greatest risk.
Índice de riesgoÍndice de riesgoÍndice de riesgoThe redemption, surrender or early return of a part or all of the principal invested are subject to fees or penalties.
Banco de Sabadell, S.A. forms part of the Deposit Protection Fund of Credit Entities. The maximum amount currently guaranteed by the Fund is 100,000 euros per depositor.

Our Online Deposits offer you a high return with a short term investment to choose and the option of opening them directly over the Internet whenever you want. And obviously you always recover 100% of your initial capital at maturity

  • Features

      Online deposits offer you a high return
        Initial interest rate Renewal*
      6 months 0,02 % APR 0,02 % APR
      1 year 0,03 % APR 0,03 % APR

    * The renewal interest rate will be the interest rate in force at the time, which is currently as indicated.

    Signing up
    : exclusively over the Internet
    Payment of Interest: at maturity
    Early Cancellation: deposits can be cancelled in advance. In the event of early cancellation, the bank shall apply a penalty on the amount cancelled, depending on the time elapsed between the cancellation date and the maturity date of the deposit, This penalty will never exceed the interest generated until that date, so you are always guaranteed the initial capital invested.


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    Online Deposits
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      +34 902 343 999
      24 hours, every day
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  • Taxation
    The tax treatment of interest generated by your accounts and deposits depends on your tax status in Spain:

    Non-Resident in Spain
    If you are not resident and provided this can be demonstrated, there is no withholding tax on interest and this is not taxable as income in Spain.
    If non-residence in Spain cannot be demonstrated, the 19,5% withholding tax applies.

    Resident in Spain
    Interest payments are treated as investment income and added to your taxable savings base (base imponible del ahorro). The applicable tax rates for the savings base is 19,5% on the first €6.000, 21,5% on the following €50.000 and 23,5% thereafter.
    At payment time interest is subject to a 19,5% withholding tax.

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