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Occasional Expansion Loan

Préstamo Expansión Puntual

Should the need arise, we’ve got the solution. You can now do some extra shopping, buy the latest in technology or cover an unanticipated expense at a very minimal monthly cost, with total convenience.

With the Occasional Expansion Loan, you can access up to €3,000 and pay it back in different loan periods depending on what is best for you, with no interest (APR 10.63%) (1). Moreover, we will reply to your credit application within 24 hours and we will credit your account with the sum of the loan within another 24 hours.(2)


  • Terms and conditions

    Terms and conditions for a loan of €2000 with repayment in 10 months:(1):

       
    Interest rate 0%
    APR 10.63%
    Assessment fee €0
    Arrangement fee €90
    Monthly payment €200

    For other sums or repayment periods, please check with your bank branch.

    (1) Minimum APR of 9.45% for a requested loan of €2,000 to be repaid in 1 month, at a nominal annual interest rate of 0 %, with a single monthly payment of €2,000. Total amount owed: €2,015. The calculation of the APR includes the arrangement fee of €15 and an assessment fee of 0%. Maximum APR of 10.63% for a requested loan of €2,000 with a 10-month repayment period, at a nominal annual interest rate of 0 %, with a monthly payment of €200. Total amount owed: €2,090. The calculation of the APR includes the arrangement fee of €90 and an assessment fee of 0%.

    (2)Valid for loans with a personal guarantee to individual persons (excluding business or professional purposes) under the conditions set forth in the Expansion Loan 24 + 24 Letter of Intent, which you may consult at your branch office or at our website. The terms for the reply to application, expressing the approval or denial of the requested loan, have been established taking into account the working days for the office processing the transaction and shall be counted as of the time at which the client presents the duly completed application, along with any documentation required by the bank for the assessment of the risk and the evaluation of the transaction, and additionally, in the case of non-clients of Banco Sabadell, after the effective new client registration of the applicant. For the payment of the sum, if the loan is approved in keeping with the risk criteria of Banco Sabadell, the period will be counted as of the signature of the loan agreement.