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Occasional Expansion Loan

Préstamo Expansión Puntual

If a need arises, we have the solution. Now you can make some extraordinary purchases, get the latest technology or face an unforeseen expense for very little a month and with total ease.

With an Expansión Puntual Loan you can get up to € 3,000, repay it in instalments as it suits you and without paying interest (APR 5.94% / 27.43%)(1). Also, your loan application is easy and immediate(2).


Apply

  • Terms and conditions
       
    Interest rate: 0.00%(1)
    Amount: From €1,000 to €3,000
    Term: 1, 3, 6 and 10 months
    APR: From 5.94% to 27.43%(1)
    Arrangement Fee: From €20 to €100(1)
    Assessment fee: 0.00%


    Conditions valid for customers of over 6 months' standing and who have made the request remotely for amounts between €1,000 and €3,000.

    The granting, the amount and the term of each requested operation will be determined and will be conditional on the bank's risk criteria.

    (1) Expansión Puntual Loan 0.00 % NIR. Valid conditions for applications made through remote channels. Offer valid until 31/12/2020

    The APR calculation includes a fixed arrangement fee commission according to the term (1 month - € 20/3 months - € 30/6 months - € 50/10 months - € 100).

    Minimum APR of 5.94% for a requested amount of €3000 to be returned in 6 month, at an annual nominal interest rate of 0 % and a monthly quota of €500. The APR calculated includes the €50 arrangement fee and the assessment fee of 0%. The arrangement fee of 50 euros will not be financed. Total amount owed: €3,050.

    Maximum APR of 27.43% for a requested amount of €1,000 to be returned in 1 months, at an annual nominal interest rate of 0 % and a monthly quota of €1,000. The APR calculated includes the €20 arrangement fee and the assessment fee of 0%. The arrangement fee of 20 euros will not be financed. Total amount owed: €1,020.

    APR of 26.27% for a requested amount of €1,000 to be returned in 10 months, at an annual nominal interest rate of 0 % and a monthly quota of €100. The APR calculated includes the €100 arrangement fee and the assessment fee of 0%. The arrangement fee of 100 euros will not be financed. Total amount owed: €1,100.

    (2) Valid for loans with personal guarantee to individuals (excluding business and professional purposes) under the conditions established in the Letter of the Immediate Expansión Puntual Loan Payment Commitment, which you can consult in your branch and on our website. The deadlines for the acceptance or denial of the loan take into account the business days for the branch that processes the operation and they are counted from the moment when the customer duly completes the request and provides the documentation that the bank requires to assess the risk and evaluate the operation, and, additionally, in the case of non-customers, prior effective registration as a customer. If the operation is approved according to the risk criteria of Banco Sabadell, the term for paying the amount will begin on the date of the loan policy is formalised.