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Health Protection Premium

Ensure your family’s wellbeing with the flexibility you need

Health Protection Premium is the most flexible healthcare insurance chosen by Banc Sabadell to take care of its customers. A product that guarantees a broad cover for all types of illnesses and injuries, via the free choice of doctors and hospitals worldwide..

And this insurance is mixed: provision of services at our clinics and registered doctors or reimbursement of expenses, if your prefer to choose medical assistance aside from the DKV pool.

Your health. Your family. Your decision

You are free to choose any doctor or clinic in Spain or the rest of the world, as 80% of the expenses are refunded whether you use the service in Spain or abroad.

Covers that ensure your peace of mind

Relax and enjoy the healthcare with the most comprehensive coverage.


  • Primary Care: discover the reassurance of having medical care covered at home, at the more than 1,000 registered clinics and over 2,000 general practitioners throughout Spain. It includes different medical and surgical specialities, diagnostic means and medical treatments when carried out in the surgery.
  • Hospital Care: the policy covers hospitalisation for surgery, obstetrics, paediatrics, psychiatry, hospitalisation in intensive care units and hospitalisation for dialysis and artificial kidney. And it also covers the expenses arising from hospital admission and medical or surgical fees for the treatment provided.
  • Worldwide care: travel without a worry, knowing you have supplementary insurance for worldwide assistance in the event of an emergency.
  • Special covers: chief among the broad covers of the policy are: psychology, specific preventive medicine programs, access to mammographies without authorisation, family planning techniques, prostheses, breast reconstruction, transplants and the Vive la Salud prevention plan.


Numerous advantages


  • Free choice.
  • We are specialists in medical care.
  • Reimbursement of up to 217,000 euros.
  • Swift reimbursement, 7 days maximum.
  • No copayment in national medical pool.
  • We work with the leading private hospitals and clinics in Spain and the hospital groups with the latest technology.
  • No limits on hospitalisation (except psychiatry which has a limit of 60 days/year)..
  • Medical guidance at any time.
  • Daily compensation for hospital stay.
  • Coverage of occupational and traffic accidents.
  • Commitment to early health appointment.
  • We foster access to services via new technologies: online authorisations, medical pool via mobile, etc.
  • We offer innovative tools for boosting prevention and health care: online preventive programs.


At a competitive market price

age1 (years)
Protection Premium2
0-19   77,77 €
20-24   82,82 €
25-39   85,85 €
40-49   89,88 €
50-54   95,95 €
55-59   127,27 €
60-64   161,61 €
>64   257,56 €

Request information

1. Actuarial age: if over 6 months have elapsed since your birthday, add 1 year to the current age.
2. Limit: €217,000 Reimbursement: 80%. Discount: 7% for 4 members, 12% for more than 4.

Total monthly premium per insured in effect until 31 December 2015 and monthly payment. See discounts as from 4 persons insured.

This document is for information purposes. The information given here is subject to the conditions and limits described in the general conditions of the product. Some of the services described here are special services and others are under franchise and may signify an additional cost.

Health Protection Premium is insurance from DKV Seguros y Reaseguros, Sociedad Anónima Española (Sociedad Unipersonal), with registered offices in Spain, WTCZ – Edificio DKV - Avenida María Zambrano 31, 50018 , Zaragoza, registered in the Companies Registry of Zaragoza, in vol. 1711, folio 214, page Z-15152, with Tax ID A50004209 and registered in the Administrative Registry of Insurance Entities of the DGSFP, under code C-0161.
BanSabadell Mediación, Associated bank-insurance operator of the Grupo Banco Sabadell S.A., with tax I.D. A03424223 and registered office in Avda. Óscar Esplá, 37, 03007 Alicante. Registered in the Companies Register of Alicante and in the DGS and FP, with code OV-0004. It has civil liability insurance and financial capacity according to the Law on private insurance and reinsurance brokerage.  You may consult the insurance entities with which BanSabadell Mediación has entered into insurance brokerage contracts at website www.bancosabadell.com/bsmediacion.

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