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Expansión Loan

We respond within 24 hours. Your money, available 24 hours later

Family Loan

Now you can refurbish your home, buy furniture, take a trip or handle unexpected expenses for very little per month and at your convenience.

With the Expansión Loan you choose how it suits you to pay, or if you prefer, you can pay nothing during the first 3 months.

  • Features

    Conditions:

    Conditions
       
    Up to 96 months
    Interest rate: 8,5%2
    APR: From 11.01% up to 16.49%3
    Arrangement fee: 2%4
    Assessment fee: 0,00%
    Compensation for early repayment: 0,50 %5

    (1) Valid for personally-secured loans for natural persons (excluding business or professional purposes) up to 18,000 euros under the conditions set out in the Letter of commitment 24 + 24 of the Expansión Loan, , which is available at your branch and on our website. The response times for acceptance of refusal of the approval of the loan take into account days that are business days for the branch processing the operation, counting from the time when the customer, having duly completed the application, provides the documentation required by the bank to assess the risk and evaluate the operation, and in the case of non-customers, following their registration as customers. In the event the operation is approved in accordance with the risk criteria of Banco Sabadell, the payment period will commence as from the loan arrangement being formalised.

    (2) Expansión Loan at 8.50% NIR. Interest rate contingent upon depositing a salary and purchasing Total Loan Protection insurance. Offer valid until 31/08/2017. Conditions valid for applications submitted via remote channels for sums from 3,000 euros to 60,000 euros.

    (3) The APR calculation includes the arrangement fee of 2% calculated using the loan amount and the purchase of Total Loan Protection insurance for a person aged 37: Instalment calculated without taking into account the optional three-month grace period. Ask at your branch about the possibility of financing the insurance premium.

    - Minimum APR of 11.01% for a sum of 12,000 euros to be repaid in 8 years, at an interest rate of a nominal annual 8.50 % nominal and a monthly instalment of 172.71 euros and purchase of Total Loan Protection, with a premium of 573.84 euros. The last instalment is for a lower sum: 172.17 euros. Total amount outstanding: 17,393.46 euros.

    - Maximum APR of 16.49% for a sum of 12,000 euros to be repaid in 18 months, at an interest rate of a nominal annual 8.50 % nominal and a monthly instalment of 712.42 euros and purchase of Total Loan Protection, with a premium of 371.04 euros. Total amount outstanding: 13,434.6 euros.

    (4) Instalment calculated without taking into account the optional three-month grace period. Ask at your branch about the possibility of financing the insurance premium. Minimum arrangement fee: €60.

    (5) Should the period from the repayment date until the loan maturity date exceed 1 year, the applicable compensation is 1%.

    Additional information on loan-related insurance:
    Total Loan Protection includes Total Life Protection and Total Payment Protection.
    Total Life Protection is life insurance from BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros and Total Payment Protection is insurance from BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros and both are brokered by BanSabadell Mediación, Operador de Bancaseguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID. No. A03424223 and registered offices in avenida Diagonal, 407 bis, 08008 Barcelona, registered with the Companies Registry of Barcelona and the Registry of the DGSFP under code no. OV-0004, and has effected civil liability insurance and possesses the financial capacity as provided in article 21 of Law 26/2006 on the Brokerage of Private Insurance and Reinsurance. BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, with Tax ID. A08371908 and registered offices in Calle Sena, 12, P.I.A.E. Can Sant Joan, 08174 Sant Cugat del Vallès. BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros with Tax ID No. A64194590 and registered offices in Calle Sena 12, P.I.A.E. Can Sant Joan, 08174 Sant Cugat del Vallès.

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    Expansión Loan
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      +34 935 202 304 (from abroad)
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