The Expansión Line is a loan facility of up to 5,000 euros(1) in your account, for you to withdraw the money you need as often as necessary.
An instantly available loan without having to present any documentation. No explanations necessary.
You choose how much money you want to have immediately.
Today you withdraw €300, tomorrow €1,000….and so on, up to a maximum of 5,000 euros. No fees, no explanations. Swift and simple to apply for. We transfer the sum requested directly into your Account and you decide in how long you want to return it at the same time as you withdraw it. That really is easy money.
Request a drawdown from the Expansión Line with zero fees.
If you are the holder of an Expansión Account and still do not have Expansión Line, you can request it now on 902 323 000 and we will study your application.
(1) Approval of the Expansión Line is contingent upon the bank’s risk criteria. The initial credit limit is common, irrespective of the number of holders of the Expansión Account, and is revisable on a monthly basis and will vary in accordance with the specific conditions of the Expansión Line, and may be drawn down jointly and severally. 10.69% APR calculated for a total amount of 3,000 euros to be repaid in 1 year at a fixed interest rate of a nominal 10.20%, 11 monthly instalments of 264.03 euros and the last payment is lower in value: 263.96 euros. Total amount outstanding 3,168.29 euros Arrangement fee 0% Assessment fee of 0%. Early cancellation fee 0% €35 fee for claims on payments outstanding. Activating the Expansión Line requires acceptance of the contractual conditions, expressly or tacitly, by all the holders of the associated Expansión Account, if several..
Terms and conditions
- 0€ in fees. Without paying any fee or additional expense.
- The interest rate applied is a nominal annual 10.20%(1) (10.69% APR) without any expenses or arrangement or assessment fee.
- The repayment periods are 3, 6, 9, 12, 18 and 24 months.
- The Expansión Line limit is updated and replaced monthly in accordance with how much you return each month, so you can always re-use it without having to pay more.
- You can cancel the limit drawn down from your Expansión Line whenever you want without having to pay any fee.
If you are a holder of an Expansión Account and still do not have Expansión Line, you can request one now on 902 323 000.
To obtain your Expansión Line just connect to BS Online, our home banking service or call 902 323 000, decide the amount you need and the period in which you want to repay it.
To have a salary direct deposited into the account of at least €1,500
Approval of the Expansión Line is contingent upon the bank’s risk criteria.
Activating the Expansión Line requires acceptance of the contractual conditions, expressly or tacitly, by all the holders of the associated Expansión Account if there are several.