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Risk indicator applicable to all current accounts.

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Premium Expansión Account

The account with no fees for those who want more.

Risk indicator corresponding to the Premium Expansión Account.
This number is indicative of the risk of the product, with 1/6 being the lowest risk and 6/6 the highest risk.
Banco de Sabadell, S.A. is a member of the Spanish Deposit Guarantee Fund for Credit Institutions. The maximum amount currently guaranteed by this fund is € 100,000 per depositor.

If you do not want to pay fees this is your account. Because you have always known how to choose the best.

Do not miss these premium conditions:

We give you more.
GOLD credit and GOLD debit cards, free. No maintenance or issuance fees.
We adapt to your needs.
Because we make the requirements more flexible so that you too are premium.
These are the reasons why you should not miss the Premium Expansión Account:
0 fees
No account administration or maintenance fees. Return 0% APR.
Consult the informative document on fees
Free GOLD debit and credit cards
No maintenance or issuance fees. Including Card Protection Service and limited liability for theft or loss.
With an Expansión Line1
Up to € 5000. An extra amount that you can use totally or partially and that you can have in your account immediately. No paperwork and no arrangement or study fees.
What do you need to get a Premium Expansión Account?
Only two things:
To have domiciled a payroll, pension or regular income of at least € 700.
Have contracted one of these products at Banco Sabadell:
  •  An insurance policy2. The one you prefer and the one that best suits your needs.
  •  An autorenting contract. So you have a new car with everything included.
  •  A pension plan, an investment fund or a securities account with a balance of over € 10,000.

If these conditions are not for you, there are other options:

Keep global assets in Banco Sabadell exceeding € 75,0003.

Hold 10,000 shares of Banco Sabadell, SA


Offer valid from 24/11/2019 to 31/03/2020

1. To contract an Expansión Line you must first be aware of the contractual conditions. You can check the general contractual conditions at bancoabadell.com/lineaexpansion. Before you can activate your Cuenta Expansión you, and the other holders if it is a joint account, must expressly or tacitly accept the contractual conditions. The initial credit limit is common regardless of the number of account holders; it is reviewable monthly and varies according to the specific conditions of the Línea Expansión, and you draw down amounts severally and jointly. The monthly limit is between € 2,000 and € 5,000 and the terms for returning the drawdown may be 3, 6, 9, 12, 18 and 24 months. TIN: 17.88% APR: 19.42% Arrangement fee: 0.00%. Assessment fee: 0.00%. Early cancellation fee: 0.00% Example for a Línea Expansión of €2,000 euros to be returned in 12 months: 11 instalments of €183,25/month and a final instalment of €183,19/month. Total amount owed: €2,198.94. APR: 19.42% Example for a Línea Expansión of €2,000 euros to be returned in 12 months: 11 instalments of €458,12/month and a final instalment of €458,04/month. Total amount owed: 5,497.36 euros. APR: 19.42% Fee for claiming delinquent payments: 39 euros. Banco Sabadell reserves the right not to make this loan effective if during the offer validity period (31/12/2019) any circumstance becomes known regarding the applicant that may affect the approval criteria. Offer valid until 30/06/2020.

2. Insurance policy mediated by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., Tax ID A-03424223, with address at Avda. Óscar Esplá, 37, 03007 Alicante, registered with the Mercantile Register of Alicante and the DGSyFP, under code N° OV-0004, carrying civil liability insurance in compliance with the current regulations on insurance distribution and private reinsurance. You can see the insurance companies with which BanSabadell Mediación has entered into an insurance agency contract on: www.bancosabadell.com/bsmediacion.

3. Calculated as the sum of balances of the previous month in deposits, fixed income at maturity, life/saving insurance policy, investment funds, listed and unlisted securities, pension plans, EPSV and fund portfolio.