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SEPA Direct debits

The SEPA payment instruments, the basic direct debit (CORE) and Business to Business (B2B) systems, offer companies and individuals a common collection and payment system for all states that have joined the Single Euro Payments Area (SEPA) so they can be managed with the same ease, security and cost, both within our borders and in the European market. The business version also allows for a significant reduction in the time required for repayments. Regulation (EU) 260/2012 established that national systems were to be replaced by the European SEPA payment instruments.

SEPA direct debits can be processed in member state plus Iceland, Liechtenstein, Norway, Switzerland, Monaco and San Marino.

Learn about SEPA:


Basic system SEPA direct debits (CORE)

Corporate system SEPA direct debits (B2B)

Tools at your disposal SEPA-CORE & SEPA-B2B

Chief characteristics of SEPA-CORE & SEPA-B2B