Update your browser

Update your browser

You are using an old version of your browser. We recommend you update it or change browser for a better web experience.

Other Group websites Branches
Lupa Urgent assistanceHelp


Calculate your IBAN

Calculate your IBAN instantly


SEPA Direct debits


There are two types of SEPA direct debits: basic scheme direct debit (CORE) for any type of customer and direct debit business scheme (B2B), exclusively for use between companies, freelancers or professionals. These instruments allow a common collection and payment system for all states adhering to the Single Euro Payments Area (SEPA) so that they can be managed with the same ease, security and cost, both within our borders and in the European market. The business type, unlike the basic scheme, allows significantly reduced return periods.

SEPA’s geographical scope comprises the 27 member states of the European Union, as well as Iceland, Liechtenstein, Norway, Andorra, Monaco, San Marino, Switzerland, the United Kingdom and the Vatican City State.

Really get to know SEPA:

Basic system SEPA direct debits (CORE)

Corporate system SEPA direct debits (B2B)

Tools at your disposal SEPA-CORE & SEPA-B2B

Chief characteristics of SEPA-CORE & SEPA-B2B