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Income protection

Protect your income as a self-employed person

We know the importance for a self-employed person to have a guaranteed income in the event of being unable to work due to illness, accident or hospitalization…

Income Protection, is a policy adapted to today’s needs and specially designed for the self-employed, which protects your finances, guaranteeing you payment of a daily compensation in the event of illness, accident, hospitalisation and withdrawal of your driving licence.

With Income Protection we protect you if you are unable to work due to a medical prescription: (*)

  • Compensation in the event of work disability (for 6 months): 20€/day in the event of work disability arising from illness or accident + 20€/day in the event of hospitalization + 10€/day if the hospitalisation is outside the province in which the insured resides.
  • Compensation in the event of withdrawal of your driving licence (for a maximum of 24 months): Up to 300 €/month. Also includes the enrolment fees for traffic awareness and re-education courses: Up to 500 €.
(*) This cover can be extended via the COMPLET type by calling 902 200 281

  • Services and Advantages
    • Compensation for periods of sick leave due to difficult to assess ailments (lumbar pains and neck pains amongst others and objective signs)
    • Additional 150 euros per sick leave, for swift recovery
    • 50% extra for hospital admission in a province other than the habitual place of residence
    • No need to know your age or profession
    • Easily effected by phoning Mapfre Caja Salud (902 200 281)
    • Exclusive cover for driving licence withdrawal
    • Optional increase of the daily compensation and the cover period via the Complet type policy
    • Advance on compensation in cases where the disability exceeds 40 days

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  • Types and Cover

    For just 15 euros a month, you can have the basic Income Protection offer and if you wish, you can supplement it with a higher compensation by taking out the Complet Income Protection.

      Basic offer Complet
    Work disability due to illness or accident 20€ per day 40€, 60€ or 80€ per day
    Hospitalisation  20€ per day  40€, 60€ or 80€ per day
    Withdrawal driving licence 300€ per month (up to 24 months)  300€ per month (up to 24 months)
    Swift recovery  Additional 150€ per sick leave  43,0%
    Maximum cover period  Additional 150€, 300€ or 450€ per sick leave  37,0%
    Extras. 50% for hospital admission in a province other than the habitual place of residence 50% for hospital admission in a province other than the habitual place of residence