BS Pension
“Ara només penso en el meu temps lliure”
If you want to make the most of your free time, forget bank fees and save money, now’s the time.
Just have your pension paid into SabadellAtlántico, for an amount greater than 1,000 euros, and a minimum of three bills.
Because nobody give you more.
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Characteristics
- Zero charges.
- for account administration and maintenance.
- for national and EU transfers up to 50,000 euros
- For depositing cheques in euros domiciled with a Spanish financial institution.
- Return of up to 20 euros a month; Every month we return 3% of your electricity, gas, telephone, mobile and Internet bills. Naturally, you can directly debit all the bills you want (a minimum of 3) and we’ll take care of everything
- We will deposit your Social Security pension on the 25th of each month.
- Free cards; a credit and a debit card for each account holder.
- Free withdrawals at over 32,000 cashpoints in the Servired network using a debit card and for amounts equal to or over 60 euros.
- Pack of free alerts: via SMS messages or by email, we alert you to:- payment of your pension,
- Cash machine withdrawals of over 150 euros.
- purchases and card operations
- Tax rebates,
- and any other additional alerts you wish to select
- Special conditions for your savings with Depósito vinculación Depósito Vinculación
- Discounts on insurance(1) : your car, home and life .
- Plus our commitment to quality service:- Card replacement in under 72 hours in the event of loss or theft, except in the Canary Islands where this period is longer.
- We do not return any home-related bills (Water, electricity and gas) up to a maximum of 300 euros and provided the customer has no debit positions or non-payments with the bank for over 30 days.
- Management of changing direct debit of bills in just 30 days.
Offer valid for pensions deposited for the first time with Banco Sabadell Group companies as from 15 February 2010.(1)Insurance from Zurich Insurance PLC, branch in Spain, of BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros and BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros respectively. All marketed by Banco de Sabadell, S.A.
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- Taxes
1. Residents
Personal Income tax
- The remuneration received is included as investment income in the savings tax base for Personal Income Tax purposes. The tax rate applicable to the savings tax base is 19% for the first 6,000 euros and 21% for the rest.
- At the time of payment, these amounts are subject to tax withholding on account at 19%.
2. No-residents a Espanya
- For non-resident accounts which are duly proven, no withholding is made on the remuneration received, which is free from tax in Spain.
- If non-residence is not proven, a 19% withholding is made.