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Centre for Industrial Technological Development CDTI - Pre-financing line

Pre-financing of CDTI projects (R&D&I), Research, Development and Technological Innovation.

Centro para el Desarrollo Tecnológico Industrial  CDTI

Beneficiaries: 

Companies which, as a pre-requisite, have obtained approval of a CDTI contribution to finance an R&D&I project and which inform the CDTI that they wish to arrange the Pre-financing with Banco Sabadell.
 
Type:

Loan agreement

Repayment:
 
Single repayment at maturity of the Pre-financing operation or payout of the CDTI contribution, when this occurs prior to maturity, provided the project has been fully justified to said body.

Interest rate:

  • Variable

Euribor (6 months) + 1.00 %
Half-yearly reviews.
Interest paid quarterly.

Amount to be financed:

Amount established by the CDTI in accordance with the project.

Maximum term:

The maturity of the operation will be indicated by the CDTI for project completion.
This maturity may be extended for up to 12 months, when at the customer’s request, the CDTI deems said request justified and notifies the Bank.

Fees:

  • Exempt


CDTI Aid:

The CDTI shall pay the customer additional aid for the sum of 2% a year over the Pre-financing approved, with an accumulated 4% limit (equivalent to 2 years financing).

The amount of this aid must obligatorily be utilised for the loan received as repayment of principal.

Submission of operations to the CDTI:

The operations may be processed at any branch of Banco Sabadell.

Term:

This facility will be in effect until 31 December 2010.

For more information please contact our branches and/or   http://www.cdti.es/