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Bs-BEI 2014 Line 2nd Tranche

Banco Europeo de Inversiones (BEI)

Centro para el Desarrollo Tecnológico Industrial  CDTI

Useful information for the self-employed and companies.

Banco Sabadell has funds available for customers from the European Investment Bank (EIB) with the aim of promoting investment projects located in any EU territory, and working capital operations

  • Characterístics

    Self-employed, SMEs up to 249 employees and MIDCAPs with between 250 and 3000 employees.

    Eligible Investments:

    • Acquisition of tangible assets, except the purchase of land.
    • Investments related to intangible assets, including:
    - Development, planning and financing costs during the construction phase
    - R&D expenses
    - The creation of distribution networks in domestic markets or others within the EU.
     
    • working capital: to finance liabilities associated with the business cycle as part of their normal activities.

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  • Financial Conditions
    Financing type:

    •  Leasing
    • Loan
    • Renting
    Maximum investment:


     

    SME and MIDCAP projects of up to €25m. Up to 100% of the investment, maximum EIB funds €12.5m.

    Midcap projects of 25m to €50m. Up to 50% with EIB funds.

    Repayment term:

    Minimum 2 years, maximum 15 for investment, and 3 years for working capital.

    Optional grace period on the principal.

    Interest rate:

    Customers will receive a 0.25% reduction on the EIB discounted interest rate.




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