You can now process Transfer and Payroll files in immediate payment mode, both through the remote banking service on the website and through direct H2H (host to host) channels.

How to generate your files?

• If you use your own programme: You only need to include the 'INST' instruction in the 'Local Instrument' label, as indicated in the AEB brochure 'Orders in ISO 2022 format for the issuance of credit transfers in euro'. You can consult this document in the section Collections and payments > File management on the Banco Sabadell Business website.
• If you use the Business Remote Banking service: Simply select the new Immediate Transfer type when generating the file.

When will payments be made?

Files processed from Monday to Friday on working days, between 5:00 a.m. and 4:00 p.m., will be paid immediately, once the batch has been executed and processed. Outside these hours, they will be processed on the next working day.

Operational limits on multiple payments per file

The same limits are applied that you currently have enabled for sending payment files by transfer and which you can consult in the Banco Sabadell Business remote banking service, in the section Services > Administer Authorised > Manage limits.