ICF Empren 2015
Catalonia
Financing for entrepreneurs, the self-employed and micro-companies based or operating in Catalonia and SMEs in the commerce sector.
A prior requisite is to hold a Resolution issued by the Departament d’Empresa i Ocupació.
The operations are 70% guaranteed against risk by the ICF.
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Caracteristics
Beneficiaries:- Self-employed
- Micro-companies
- SMEs in the commerce sector
Eligible Investments:- Investment: Financing for the acquisition of capital goods
- Working capital Liquidity for the company’s day-to-day activities
- Finantial conditions
Financing type:
- Loan
- Leasing (except for working capital)
Maximum investment:- From €10,000 to €100,000 per beneficiary as stipulated in the Resolution.
Repayment schedule:- 5 years with a 1-year grace period.
Interest rates- Variable, indicated monthly by the ICF and available at www.icf.cat
Fees- Arrangement and Study: exempt.
- Early repayment: 1%.
Resolutions may be requested until 26 February 2016 through the web www.icf.cat