You decide how and when to make your contributions
Access in Basque
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Tax benefits
Make deductions in your tax return with our individual pension plans
If you live in the Basque Country, we can offer you an individual pension plan with which you can save up to 47%1 in your tax return. Our experts will help you to choose the one that best suits your needs.
Apply for your pension plan and obtain the standard of living you’re looking for
A wide range of plans for customers seeking long-term returns. Start saving as soon as possible and get the perfect supplement to your pension when you retire.
Establish your own routines and obtain extra capital for your retirement
Make regular or one-off contributions to your pension plan for as little as €30 to increase your capital. And, if you need to, you can draw down your money in advance of your retirement2.
A wide range of pension plans to supplement your retirement.
Tax benefits
Tax savings of up to 47%1 in your next income tax return.
Flexibility
Regular or one-off contributions for as little as €30.
Accumulated savings
Supplement your state pension and obtain the standard of living you’re looking for.
A variety of plans
A wide range of pension plans to supplement your retirement.
Tax benefits
Tax savings of up to 47%1 in your next income tax return.
Flexibility
Regular or one-off contributions for as little as €30.
Accumulated savings
Supplement your state pension and obtain the standard of living you’re looking for.
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Your individual pension plan, ready in just three steps
Fill in this
form with your details and apply for the pension plan that suits you best. If you aren’t a customer,
open your Sabadell Online Account
in just ten minutes via your mobile.
A manager will contact you to enable you to subscribe to the individual pension plan best suited to your needs and risk profile.
Once you’ve subscribed to your pension plan, you’ll be able to start saving regularly so as to enjoy the retirement you want.
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Find out more about Banco Sabadell’s Individual Pension Plans
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BS Pentapensión, PPSI
Invest by combining a predominant position in public and corporate debt in euros.
Plan regulationsReglamento del plan
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1 The maximum per annum reduction in the general personal income tax base in the common territory and Navarre will be the lower amount of either the contribution made or 30% of the total sum of the net income from employment and economic activities according to the tax rules in force. In the special regional tax legislation of the Basque Country, the maximum limit for per annum reduction of the taxable base in personal income tax is €5,000 for individual contributions, €8,000 for company contributions and a joint limit of €12,000 for personal contributions and company contributions.
2 In accordance with the regulations, the money in the pension plan can be collected when one of these other contingencies occurs:
Permanent incapacity or disability for work.
Dependence.
Death.
Serious illness.
Long-term unemployment
Voluntary Welfare Institution: BanSabadell Previsión, EPSV individual, Tax ID number V-95120671, with its registered offices at Avenida de la Libertad, 21, 20004 Donostia-San Sebastián. Registered in the Mercantile Register of Gipuzkoa and in the Euskadi EPSV Register under no. 227-G. Promoting partner: BanSabadell Vida, S.A. de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered offices at C/ Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the DGSyFP under code no. C-0557.
Voluntary Welfare Institution: BanSabadell Previsión Empresas, EPSV de Empleo, with Tax ID number V-75161638 and its registered offices at Avenida de la Libertad, 21, 20004 Donostia-San Sebastián. Registered in the Mercantile Register of Gipuzkoa and in the Euskadi EPSV Register under no. 283-G. Promoting partner: BanSabadell Vida, S.A. de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered offices at C/ Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the DGSyFP under code no. C-0557.
Sabadell Asset Management, S.A., S.G.I.I.C., with tax ID no. A08347684 and its registered offices at Calle Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the Register of Management Companies of Collective Investment Institutions of the National Securities Market Commission under number 58.