Public aid for first-time homebuyers

 There are various types of aid (state and regional) to help young people and families with dependent minors to buy their first home. One of these is the ICO State Guarantee Line.

Check using our mortgage calculator to see whether you meet the requirements to be able to apply for the guarantee. Mortgage calculator
ICO State Guarantee Line Designed for young people and families with dependent children who, although they are financially solvent, have not yet built up sufficient savings to be able to buy their first home. Are you interested? Here are some requirements that you must meet before applying:
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    You must be a natural person and have been legally resident in Spain for the 2 years prior to applying for the guarantee.
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    You must be 35 years old or younger, or have minor children under your care.
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    The home you wish to buy must be in Spanish territory and must be your only property (except in cases of partial inheritance, divorce or inaccessibility of the current home due to disability).
    In addition, the property must be your habitual and permanent residence for at least 10 years, unless exceptional circumstances, such as divorce, prevent this.
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    The purchase price of the property cannot exceed the maximum established for each Autonomous Community.
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    The mortgage available to you will be the Subsidised Fixed Mortgage.
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    The deadline for formalising mortgage loans will end on 31 December 2025 and the guarantee granted will be valid for a period of up to 10 years.
To see more requirements or if you need more information, consult the ICO website. Discover the grants available to buy your home in your Autonomous Community.
State and regional aid calculator Answer the questions to check your personal and family situation and verify whether you meet the requirements established by the Government
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