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Variable Mortgage

If you prefer your share to evolve with the market.


Euribor + 1.99% NIR1
(3.49% Variable APR) 2.75% TIN 1st year

In the event that you take out the mortgage with a discount; by supplying your payslip and the home, life and payment protection insurance policies you’ve taken out with Banco Sabadell, the conditions will start at +0.99% NIR (2.93% APR2) 1.75% NIR 1st year


For example, a €150,000 mortgage with 2.75% NIR for the first year and Euribor +1.99% NIR from the second year (3.49% Variable APR1), to be paid in 30 years, will have a monthly instalment starting at €612.36.


The interest rate and the instalment will depend on the Euribor rate from the second year.

With the new Real Estate Credit Law 5/2019, the bank assumes the management fees and property registration.

No opening commission if all conditions are met.

Up to 30 years to return your mortgage.


Don't miss any step.

Discover the before, during and after your mortgage.

What is the NIR? And the APR?.

We explain these two concepts and many more, so that you'll find understanding your mortgage is much easier.

Why trust Banco Sabadell for your mortgage?

You will not be alone

A manager will be by your side from beginning to end to make everything easier

Designed just for you

With a 100% personalised price and service adapted to your needs.

Over 100 years of financing experience

That's why you'll find the mortgage that suits you best at Banco Sabadell.

You might also consider...

Applying for a mortgage?

Consult the mortgage loan application guideline.

Buying a home in Andalusia?

Visit any of our branches in this community and our agents will inform you of our mortgage offers in Andalusia.
FIPRE / Pre-contractual information Andalusia