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SME Health Protection insurace

A health insurance policy on a par with your business

Because we don't just take care of your financial well being. We also take care of your health and that of your family and our SME Health Protection insurace was established to meet that commitment. To do so, we have partnered with Sanitas, one of the leading medical service companies for over 60 years.

Unbeatable cover for you and your employees

Primary medicine and specialties included, surgical operations, international second medical opinion... and much more.

Unique care services

Such as the pharmacy delivering medicines to your home, and physiotherapy and emergency care in your own home.

And a fully made-to-measure policy

You can choose the no co-payment scheme or, for example, get reimbursed 80% of any consultation not included on the Sanitas medical team.


All with the convenience of carrying your insurance policy in your pocket with the My Sanitas app:

appointment requests, medical tests, results, and even your insurance card are just a click away. As easy as that.


Health Insurance Medical Directory

Go to the search engine and view the medical centres, dentists, emergency services, and doctors and the places where you can have your diagnostic tests prescribed.

5% discount on your the health insurance of your employees.
Offer only valid until 28 February!

Don’t miss out on this opportunity to take care of yourself and your employees.
Sign up for the SME Health Protection and obtain your discount.

*For policies effective until 01/04/2021.
I want it!
With additional cover that can be tailored to your daily life:
Whatever your line of business, SME Health Protection has plenty of options to keep pace with you:

Sabadel Blua: Add video-consultations for all specialities to your insurance, home blood tests and reimbursement of pharmaceutical costs.
University Clinic of Navarra (CUN): Extends the medical staff by adding the two prestigious hospitals of the University Clinic of Navarra.
Coverage in the US: Adds health care coverage to an associated network of US medical centres.

The best thing about it? That's not all

Because it has benefits for you...

The full amount of the premium is a deductible Corporate Income Tax expense 1.

And advantages for your employees:

As well as quality of life, they'll gain in peace of mind with a remuneration more flexible and tailored to their needs.And if the health insurance premium does not exceed €500, it will be exempt from paying income tax2.

Insurance Companies: Sanitas, S. A. de Seguros and BanSabadell Seguros Generales, S. A. de Seguros y Reaseguros as co-insurers, each participating 50% in the co-insurance.
Sanitas Sociedad Anónima de Seguros, with Tax ID No. A28037042 and its registered office at C/ Ribera del Loira, 52, 28042 Madrid, Spain, registered in the M.R. of Madrid and in the Insurance Companies Registry of the General Directorate of Insurance and Pension Funds under code no. C-320.

BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, with Tax ID no. A64194590 and its registered office at C/ Isabel Colbrand, 22, 28050 Madrid, Spain, registered with the M.R. of Madrid and General Directorate of Insurance and Pension Funds under code no. C-0767.

Broker: BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., with Tax ID No. A-03424223, with its registered office at Avenida Óscar Esplá, 37, 03007 Alicante, registered in the M.R. of Alicante and in the Administrative Register of Insurance and Reinsurance Distributors of the DGSFP under no. OV-0004, acting for Sanitas, S.A. de Seguros y BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros, holding civil liability insurance pursuant to the provisions of the regulations on the distribution of private insurance and reinsurance valid at any time. You can view the insurance companies with which BanSabadell Mediación has signed an insurance agency agreement at the website: www.bancsabadell.com/bsmediacion.

1. By law, an amount must be withheld on any premiums exceeding €500/€1,500 per insured party/year.
2. This exemption does not apply in Guipuzcoa, Vizcaya and Alava.
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