Sabadell Negocios Account
The bank account that is there for you
For the self-employed, businesses and companies
Advantages of the Sabadell Business Account
Benefits
A bank account for the self-employed, businesses and companies
How does the account fee waiver work?
- Performing 60 purchase transactions or billing at least €6,000 with the POS terminal3 hired through the bank.
- Have taken out, through the bank and mediated by BanSabadell Mediación, any of the Protection insurances.
- Having six entries for wages and salaries, tax or social insurance payments by direct debit.
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The account that best suits your business
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Free transfers
Make your online transfers in euros for free (including immediate ones), both national and within the European Economic Area. -
Financing
Your Online Payment Line5, to get instant funds for your recurring payments such as suppliers, VAT, Personal Income Tax, Corporate Tax, salary payments and social security contributions.
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Legal assistance
Free legal4 assistance is available to you 24 hours a day for the first year on any subject related to your professional activity. -
Preferential terms and conditions
If you belong to a professional or franchise group with a collective agreement signed with Banco Sabadell6, you can enjoy a specific offer with preferential terms and conditions.
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Free transfers
Make your online transfers in euros for free (including immediate ones), both national and within the European Economic Area. -
Financing
Your Online Payment Line5, to get instant funds for your recurring payments such as suppliers, VAT, Personal Income Tax, Corporate Tax, salary payments and social security contributions. -
Legal assistance
Free legal4 assistance is available to you 24 hours a day for the first year on any subject related to your professional activity. -
Preferential terms and conditions
If you belong to a professional or franchise group with a collective agreement signed with Banco Sabadell6, you can enjoy a specific offer with preferential terms and conditions.
Company cards
Your free corporate debit and credit cards
You may be looking for...
POS
A range of next-generation POS terminals for your business
Find out more
Protection
Working for your peace of mind
We can adapt to your business with personal and asset protection products, guaranteeing coverage against possible liabilities arising from your activity.
Figures that speak for themselves
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Online banking for companies, self-employed and businesses
Do you have any questions?
We're here to help you
Branches and ATMs
Premium service
Exclusive telephone service for customers, attended by business specialists.
962 000 610 from Monday to Thursday from 8 a.m. to 5 p.m. and Friday from 8 a.m. to 3 p.m.
962 000 610 from Monday to Thursday from 8 a.m. to 5 p.m. and Friday from 8 a.m. to 3 p.m.
Customer Service Dept
Log in to file an official claim
Helpdesk on X
Customer Service Department
Legal terms and conditions
2 The maintenance fee for the first 6 months will be €0. From the 7th month, the maintenance fee of the Sabadell Business Account will be €140 per annum, which will be settled on a quarterly basis (€35 per quarter). Account profitability: 0% Nominal Interest Rate (NIR). Annual Percentage Rate (APR): -2.771%, example: if an average balance of €5,000 is maintained for one year.
The entire maintenance fee is waived (account profitability of 0% NIR and 0% APR) if during the settled period:
- The account holder has taken out one of the following insurance policies through the Bank brokered by BanSabadell Mediación: Car Protection, Business Premises and Office Protection, Business Protection, Self-Employed Income Support Protection, Life Protection, SME Life Protection, SME Health Protection, Civil Liability or Professional Civil Liability.
- Or, if in the last three months, the account holder has carried out at least 60 purchase transactions with the Point of Sale Terminal (POS) contracted with or through the Bank, or has billed at least €6,000 with the POS terminal contracted with or through the Bank.
Reimbursement of 50% the maintenance fee (account profitability: 0% NIR and -1.393% APR.
Example: if an average balance of €5,000 is maintained for 1 year), if the following condition is met by the trade, business or company during the last three months: six direct debit entries for payroll, tax or social insurance payments have been paid from the account.
3 All the POS terminals are products of PAYCOMET S.L.U. and marketed by Banco de Sabadell, S.A. Paycomet is a Payment Entity, part of the Banco Sabadell Group, with registered office in (…), Local, registered in the Mercantile Register of Madrid, Volume 40,715, Folio 165, Page M 722.484, holder of Tax ID. B95842522. Paycomet safeguards the funds received by users by depositing them in a separate account opened with Banco de Sabadell, S.A.
4 CRISTALWARE CONSULTING SERVICES, S.L.U. is the entity that provides the client retention service of the Business Channel, which encompasses the legal advisory service by telephone, as well as handling discounts and benefits. The legal advice by telephone covers tax, labour, commercial, civil, family, property, criminal, consumer and administrative matters. The discounts and benefits are aimed at the professional activity of Business Channel members, as well as leisure and discounts on leading brands for personal use. The aforementioned services are provided directly by CRISTALWARE CONSULTING SERVICES, S.L.U. or by its third-party associates in accordance with the terms and conditions established at any given time, without any involvement or responsibility whatsoever on the part of Banco de Sabadell, S.A. The bank disclaims liability for any incident and/or circumstance deriving from or related to the provision of the services, which, in any case, are subject to the current agreements signed between the bank and CRISTALWARE CONSULTING SERVICES, 4 | 13 CAD2024551604S.L.U. The legal advice telephone service will not cover questions or possible incidents in the client’s activity which may affect their relationships with companies in the Banco Sabadell Group, subsidiaries or investees. The annual fee for the service, regardless of its use, for the Sabadell Negocios Account is as follows: there is no fee for the first year; the annual cost from the second year is 40 € + VAT or equivalent, except in the case of franchises and professional groups with Banco Sabadell agreement, in which case the annual fee for the service is 20 € + VAT or equivalent.
5 Product subject to underwriting. The granting, amount and term of each transaction requested will be determined and conditioned by the bank's risk criteria. The minimum amount for the line shall be €3,000 and the maximum, €50,000. It will be available to you for one year, renewable for up to a maximum of five years.
6 Exclusive terms and conditions for businesses belonging to a group or franchise which has a signed agreement with Banco Sabadell. Ask your account manager which financial solution is offered for your group or franchise or call 900 500 170.
7 InstantCredit is the digital consumer finance solution for goods and services offered by Sabadell Consumer Finance, S.A.U. Sabadell Consumer is a credit institution belonging to the Banco Sabadell Group, with registered office in Pl. Catalunya, 1, 08201 Sabadell, tax ID A63574719, registered in the Mercantile Registry of Barcelona, volume 42,960, folio 80, page B295423, entry 73. Offer subject to the adherence to a collaboration agreement with Sabadell Consumer and the prior authorisation of the financing by the Bank. Digital solution available in the Smart POS and Smart Mini POS terminals. Not available in Smart POS Dual Screen Terminal.