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SME Health Protection Insurance - Banco Sabadell

A comprehensive health insurance

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Manage your insurance with the My Sanitas app
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Comprehensive service

The insurance you need to look after your well-being and that of your employees

 Banco Sabadell offers you Sanitas SME Health Protection Insurance1, providing extensive coverage, specialised care and innovative services.

Access 24/7 video consultations for any emergency, home care services, and the support you need from a network of 57,000 professionals. Go to the medical directory
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What coverage does SME Health Protection include?

Main coverages
 
Primary care. Family medicine and paediatrics/childcare (up to 15 years of age) at the health centre and at home, during the established days and times. Includes nursing.
Emergencies. Emergency health assistance. Includes ambulance service.
Special care at home. For conditions that do not require hospitalisation or specialised equipment.
Hospital care. At a clinic or hospital. Includes ambulance service.
Medical specialities, surgery, diagnostic tests and therapeutic methods in all specialties. Cardiology, dermatology, endocrinology, neurology, gynaecology, orthopaedics, ophthalmology, oncology, psychiatry, etc.
Digital and home-based services. Video consultation with more than 3,000 specialists (24-hour doctor and personalized health programs), delivery of medications from the pharmacy, physiotherapy and home analyzes and reimbursement of pharmacy expenses.
Other care services. Physiotherapy, speech therapy, nutrition, podiatry, prostheses, mother and child programmes, psychology, home respiratory therapies and paediatric dentistry.
Occupational and traffic-related accidents. Health assistance for road accidents or an occupational or professional illness, recognised by the relevant Authorities.
Emergency care on trips abroad. Medical care for illness or accident. Includes medical expenses, the transfer of sick and injured people and costs in the event of death, etc.
Preventive medicine. Programmes for the early diagnosis of diseases. Includes a medical appointment, a physical examination and basic diagnostic tests.

Optional coverage, with additional cost per insured*
 
Clínica Universitaria de Navarra (CUN). Wider medical team, incorporating the hospitals of the University Clinics of Navarre and Madrid (price valid for the whole of Spain except Madrid, Toledo, Segovia, Guadalajara and Ávila).
US coverage. Health assistance in an associate network of medical centres in the United States.
 
*Check current rates at all times
 
 
 
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Take care of yourself at home

We are where you need us

 Enhance the core coverage of your SME Health Protection Insurance with the services in your home. Includes home blood tests (two services per insured person per year) and pharmacy expense reimbursement (50% up to €200 per insured person per year).  I’m interested
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Self-employed and foreigners

Self-employed and foreigners have tax and administrative advantages
Self-employed individuals can claim a tax deduction on premiums of up to €500 per insured person, while foreign nationals receive assistance with residence application registration, telephone support in English, and repatriation services (only available under the reimbursement scheme).
 Request it
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Two payment options to choose from
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If you don't want to worry about paying any additional charge when using your health insurance.

You can visit any professional and/or medical centre outside the Sanitas medical directory, with the same insured coverage scope as in the medical directory. Up to 80% of expenses will be reimbursed, with a maximum of €200,000 per person per year (subject to sub-limits), both in Spain and abroad.

The advantages of the SME Health Protection Insurance

Health guarantees
It has an extensive network of own centres and affiliated medical facilities with medical, clinical and hospital services from Sanitas.
Telephone contact
For modifications or new services, call Sanitel at 900 841 271. For any enquiries, reach Customer Service at 93 362 34 49 or 91 752 28 52.
Payment facilities
You can choose an annual payment with a 4% discount or opt for semi-annual, quarterly, or monthly payments, with or without co-payment or reimbursement.
Digital services
If you have any queries or urgent questions, you can have a video consultation with a doctor or specialist without an appointment.
Health guarantees
It has an extensive network of own centres and affiliated medical facilities with medical, clinical and hospital services from Sanitas.
Telephone contact
For modifications or new services, call Sanitel at 900 841 271. For any enquiries, reach Customer Service at 93 362 34 49 or 91 752 28 52.
 Payment facilities
You can choose an annual payment with a 4% discount or opt for semi-annual, quarterly, or monthly payments, with or without co-payment or reimbursement.
Digital services
If you have any queries or urgent questions, you can have a video consultation with a doctor or specialist without an appointment.
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SME Life Protection

For companies that are committed to their employees' well-being
The SME Life Protection Insurance1 can be taken out without the need for a medical questionnaire and has tax advantages because the premiums can be deducted as a corporate tax expense.
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Health Protection for the Self-employed

With medical, clinical and hospital services provided by Sanitas medical staff
With Self-Employed Health Protection Insurance1 you have a comprehensive Sanitas health insurance plan with attractive advantages for being a Banco Sabadell customer.
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Figures that speak for themselves

Online banking for companies, self-employed and businesses
With Banco Sabadell, carry out your day-to-day transactions in complete security through the channel of your choice.
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Do you have any questions? We're here to help you

Branches and ATMs

 Find a branch or request an appointment

Premium service
Exclusive telephone service for customers, attended by business specialists.
962 000 610 from Monday to Thursday from 8 a.m. to 5 p.m and Fridays from 8 a.m. to 3 p.m.

Customer Service Dept
Log in to file an official claim

Helpdesk on X

Customer Service Department @Sabadell_Help
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Legal terms and conditions

1 SME Health Protection and Health Protection are insurance policies from Sanitas, S. A. de Seguros and BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros as co-insurers, each with a 50% participation in the co-insurance. Sanitas S.A. de Seguros, with Tax ID No. A-28037042 and registered offices at c/ Ribera de Loira, 52, 28042, Madrid, Spain, is registered in the Mercantile Register of Madrid and the Insurance Companies Register of the General Directorate of Insurance and Pension Funds under code no. C-320. BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros, with Tax ID no. A-64194590 and its registered office at c/ Isabel Colbrand, 22, 28050, Madrid, Spain, registered with the M.R. of Madrid and DGSyFP Insurance Company Registry under code no. C-0767.

SME Life Protection is an insurance policy from Bansabadell Vida, S.A., de Seguros y Reaseguros with tax ID No. A-08371908 and registered offices at c/ Isabel Colbrand, 22, 28050, Madrid. Registered in the Mercantile Register of Madrid and in the Register of Insurance Companies of the General Directorate of Insurance and Pensions (DGSyFP) under code number C-0557.

Insurance mediated by BanSabadell Mediación, Linked Banking Insurance Operator of the Banco Sabadell Group, S.A. (“BanSabadell Mediación”) and marketed through the network of Banco de Sabadell S.A., entity with which it has signed a distribution network services contract. BanSabadell Mediación's registered address is avenida Plaça de Sant Roc, nº 20, 08201 Sabadell, Tax ID A08000143, and is registered in the Mercantile Registry of Barcelona and in the Administrative Register of Insurance and Reinsurance Distributors of the DGSyFP with code no. OV-0004, acting for Sanitas S.A. de Seguros and Bansabadell Vida, S.A. de Seguros y Reaseguros, having taken out a civil liability insurance policy in accordance with the provisions of the regulations governing the distribution of private insurance and reinsurance in force at any given time. You can view the insurance companies with which BanSabadell Mediación has signed an insurance agency contract at: www.bancsabadell.com/bsmediacion.
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BusinessInsurance and Pensions SME Health Protection Insurance