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Documentation required

…before mortgage completion

Documentation required

The documentation required to formalise your Mortgage is as follows:

  • Identification:
    • Certified copy of a current passport for each applicant
    • Copy of NIE for each applicant
  • Proof of income:
    • If employed:
      • Last 3 pay slips (or equivalent)
      • Last P60 (or equivalent)
      • Letter from employer
    • If self-employed:
      • Accountant’s letter
      • Last 2 year tax return (or equivalent)
      • Last 2 years audited accounts (or equivalent)
  • General:
    • Last 3 months bank statements
    • Experian file or equivalent Credit Report
  • Additional information to support your application:
    • Proof of any other source of income
    • Last Mortgage Statement
    • Copy of the legal Spanish sales Agreement
    • Rent Contract or Valuation of your actual home
  • Declaration deed for new building from developer (new building) or property deeds of the current owner (second hand home).
  • Private sale-purchase contract or letter containing offer.
  • Proof of income tax payments made during the current financial year and declaration of assets (in the case of self-employed or independent professionals).
  • N.I.E. (Foreign Resident’s Number).
Find out all the details on the documentation required, associated costs and applicable legislation at your Solbank branch.



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