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SME Health Protection insurace

A health insurance policy on a par with your business

Find out about it
Because we don't just take care of your financial well being. We also take care of your health and that of your family and our SME Health Protection insurace was established to meet that commitment. To do so, we have partnered with Sanitas, one of the leading medical service companies for over 60 years.

Unbeatable cover for you and your employees

Primary medicine and specialties included, surgical operations, international second medical opinion... and much more.

Unique care services

Such as the pharmacy delivering medicines to your home, and physiotherapy and emergency care in your own home.

And a fully made-to-measure policy

You can choose the no co-payment scheme or, for example, get reimbursed 80% of any consultation not included on the Sanitas medical team.

App

All with the convenience of carrying your insurance policy in your pocket with the My Sanitas app:

appointment requests, medical tests, results, and even your insurance card are just a click away. As easy as that.

Promotion
Get 15% discount
On the price of your Protección Salud Pymes (SME Health Protection) policy if you take it out between 01/10/2020 and 01/02/2021.
I’ll sign up now
With additional cover that can be tailored to your daily life:
Whatever your line of business, SME Health Protection has plenty of options to keep pace with you:

Sabadel Blua: Add video-consultations for all specialities to your insurance, home blood tests and reimbursement of pharmaceutical costs.
University Clinic of Navarra (CUN): Extends the medical staff by adding the two prestigious hospitals of the University Clinic of Navarra.
Coverage in the US: Adds health care coverage to an associated network of US medical centres.

The best thing about it? That's not all

Because it has benefits for you...

The full amount of the premium is a deductible Corporate Income Tax expense 1.

And advantages for your employees:

As well as quality of life, they'll gain in peace of mind with a remuneration more flexible and tailored to their needs.And if the health insurance premium does not exceed €500, it will be exempt from paying income tax2.

Insurers: Sanitas, S.A. de Seguros and BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros on a co-insurance basis, each with a 50% participation in the co-insurance. Sanitas Sociedad Anónima de Seguros holding Spanish VAT Number A28037042 and registered address at c/Ribera del Loira, 52, 28042 Madrid, Spain. Registered at Madrid Companies House, and under number C-320 in the Register of Insurance Entities of the Directorate General for Insurance and Pension Funds.

BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros holding Spanish VAT Number A64194590 and registered address at c/ Isabel Colbrand, número 22, 28050 Madrid, 28050 Madrid, Spain. Registered at Madrid Companies House, and under number C-0767 in the Register of Insurance Entities of the Directorate General for Insurance and Pension Funds.

Broker: Bansabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A. holding Spanish Tax Number A-03424223, with registered address at Avenida Óscar Esplá, 37, 03007 Alicante, registered at Alicante Companies House and under number OV-0004 in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate General for Insurance and Pension Funds, acting on behalf of Sanitas, S.A. de Seguros and BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros, having taken out civil responsibility insurance in accordance with the regulations for the distribution of private insurance and reinsurance in force at any given time. You can check the insurance companies with which BanSabadell Mediación has signed an insurance agency contract at www.bancsabadell.com/bsmediacion.

1. By law, an amount must be withheld on any premiums exceeding €500/€1,500 per insured party/year.
2. €1,500 person/year in the case of disability.  This exemption does not apply in Guipuzcoa, Vizcaya and Alava.

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