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Primary sector - Banco Sabadell

Solutions for your business

Learn about our solutionsLearn about our solutions

We support you with personalised products and services
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We offer advances on your harvest, subsidies, grants, and even the closed season. We have financing options tailored to your needs1.
Renting and leasing solutions so that nothing stops you: agricultural machinery, greenhouses, anti-hail netting, barrels, and much more.
Rest secured with Agroseguro protection, and other insurance2 and offerings for your agricultural, livestock, fishing, or wine business.
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Exclusively for new customers

Visit Banco Sabadell and get exclusive advantages that will be beneficial for your business:

  • Your Sabadell Agricultural Business Account has no administration or maintenance fees3Return 0% APR. 0% NIR.
  • Make free online transfers in euros, both to Spain and European Economic Area (EEA) countries, including instant transfers.
  • Get free bank cards, with no issue or maintenance fees.
Become a customer
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Solutions for your agricultural business

At Banco Sabadell, we have financial solutions that meet your agricultural business’ needs.

 
Accounts Short-term financing Long-term financing Leasing Renting Insurance

Sabadell Agricultural Business Account

The perfect account for your agricultural business.
Zero administration or maintenance fees (0% NIR / 0% APR)3.
Free online transfers within the EEA, including immediate transfers.
Cards with no issuing or maintenance fees.
Become a customerBecome a customer
Find out more
Find out more

Flexi-Agro Loan

A loan with full repayment flexibility for the primary sector.
A fast response to all of your financing needs for your agricultural business.
Flexible repayment: monthly, quarterly, half-yearly, annually, early or at maturity.
It adapts to your real or seasonal payment possibilities, and you can pay it back within a maximum of 2 years.
Request an appointmentRequest an appointment

Farm Loan

Medium-term and long-term financing for your farm.
This loan is ideal for acquiring, remodelling, modernising or expanding farms or purchasing farm machinery.
You can receive the loan amount in one lump sum or in instalments.
Get financing to cover up to 70% of your investment1.
Make an appointmentMake an appointment Find out moreFind out more

ECO Agro Loan

A loan to transform your business in accordance with the EU regulations.
Finance your farm changes so that they comply with EU regulations on environmentally-friendly agriculture.
Flexibility: avail of a repayment plan suitable for your business needs, with instalments that adapt to your farming requirements.
Your loan’s interest rate may be fixed or variable.
Make an appointmentMake an appointment Find out moreFind out more

Young Farmer Loan

A loan ideal for farmers and livestock farmers aged between 18 and 40.
Flexibility: avail of a repayment plan suited to your business needs, with instalments that meet your farming requirements.
Your loan’s interest rate may be fixed or variable.
For young people who have never owned or leased a farm 12 months before the loan application and who become owners or lessees of an agricultural business for the first time.
Make an appointmentMake an appointment

Loan endorsed by SAECA and other mutual guarantee companies

Available to simplify investing in your farm and improving its yield.
The endorsement of the Sociedad Anónima Estatal de Caución Agraria (SAECA) will allow you to invest in your farm.
This is a loan with a flexible repayment term that does not require you to mortgage your assets.
Financing of transactions intended for creation, preservation or improvement activities related to forestry, agriculture and rural assets.
And, moreover, we have collaboration agreements entered into with other mutual guarantee companies (SGR).
Make an appointmentMake an appointment

Agricultural leasing

Lease of assets with an option to purchase for your agricultural business.
Medium-term or long-term leasing for machinery, installations or land in your agricultural production business via the ICO line.
Up to 100% of your investment, VAT included.
The financing term is 7+ years for equipment and 15+ years for real property.
Make an appointmentMake an appointment Find out moreFind out more

Agrifood renting

Asset renting for your agrifood business with a fixed monthly instalment.
For projects in the agricultural sector: anti-hail netting, greenhouses, packaging machines.
For vehicles: tractors, harvesters, auxiliary agricultural machinery.
Fixtures, fittings and facilities, technological equipment, energy efficiency projects.
Make an appointmentMake an appointment

Agroseguro (Combined Agricultural Insurance)

A combined agricultural insurance to protect your business.
This is a voluntary insurance that protects agricultural production.
Mitigate any losses caused by adverse weather conditions, accidents or pest infestations in your farms.
Make an appointmentMake an appointment

Masvalor Agricultural Insurance for Herbaceous Field Crops9

A CASER insurance to protect your crops.
Protect your crops against the effects of hail or fires.
You can rest assured because you have coverage against any crop losses or damages. We ensure an additional price per kilogram of insured crop production.
Make an appointmentMake an appointment

Agricultural Insurance for Agriculture and Livestock Production9

A CASER insurance to protect your production against potential damage.
Protect your production with a single multi-risk insurance policy.
Adjust your insurance policy according to your business needs with our optional insurance coverages.
We give you peace of mind against damage caused by fires, extreme weather, robbery or theft, and in the event of accidental death of livestock or theft at your home, if it is part of the agricultural site.
Make an appointmentMake an appointment

Company Protection Insurance9

Multi-risk insurance from Zurich Insurance Europe AG that encompasses different coverages in a single policy.
This policy offers coverage against damage, material losses or theft, among others.
You can choose from a wide variety of coverages, insured amounts and deductibles to adjust the policy to your real needs.
This insurance covers facilities, installations, machinery and products, as well as civil liability and loss of profit4 in the event of accidental risks.
Make an appointmentMake an appointment Find out moreFind out more
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Solutions for your livestock production business

At Banco Sabadell, we have financial solutions that adapt to the needs of your livestock production business.

Accounts Short-term financing Long-term financing Leasing Renting Insurance

Sabadell Agricultural Business Account

The perfect account for your livestock production business.
Zero administration or maintenance fees (0% NIR / 0% APR)3.
Free online transfers within the EEA, including immediate transfers.
Cards with no issuing or maintenance fees.
Become a customerBecome a customer
Find out more
Find out more

Flexi-Agro Loan

A loan with full repayment flexibility for the primary sector.
A fast response to all of your financing needs for your livestock production business.
Flexible repayment: monthly, quarterly, half-yearly, annually, early or at maturity.
It adapts to your real or seasonal payment possibilities, and you can pay it back within a maximum of 2 years.
Request an appointmentRequest an appointment

Reverse factoring

Payment management service for SMEs and suppliers.
This service allows you to get discounts for prompt payment thanks to the automatic financing of invoices.
When paying in cash, suppliers do not bear the risk of a non-payment and therefore they do not limit the amount of their purchases.
This improves your cash management by financing purchases in variable instalments according to the needs of each moment.
Make an appointmentMake an appointment Find out moreFind out more

Farm Loan

Medium-term and long-term financing for your farm.
This loan is ideal for acquiring, remodelling, modernising or expanding farms or purchasing farm machinery.
You can receive the loan amount in one lump sum or in instalments.
Get financing to cover up to 70% of your investment1.
Make an appointmentMake an appointment Find out moreFind out more

Young Farmer Loan

A loan ideal for farmers and livestock farmers aged between 18 and 40.
Flexibility: avail of a repayment plan suited to your business needs, with instalments that meet your farming requirements.
Your loan’s interest rate may be fixed or variable.
For young people who have never owned or leased a farm 12 months before the loan application and who become owners or lessees of an agricultural business for the first time.
Make an appointmentMake an appointment

Loan endorsed by SAECA and other mutual guarantee companies

Available to simplify investing in your livestock production business and improving its yield.
The endorsement of the Sociedad Anónima Estatal de Caución Agraria (SAECA) will allow you to invest in your farm.
This is a loan with a flexible repayment term that does not require you to mortgage your assets.
Financing of transactions intended for creation, preservation or improvement activities related to rural assets.
And, moreover, we have collaboration agreements entered into with other mutual guarantee companies (SGR).
Make an appointmentMake an appointment

Livestock leasing

Lease of assets with an option to purchase for your livestock production business.
Medium-term or long-term leasing for machinery, installations or land in your livestock production business via the ICO line.
Up to 100% of your investment, VAT included.
The financing term is 7+ years for equipment and 15+ years for real property.
Make an appointmentMake an appointment Find out moreFind out more

Livestock renting

Asset renting for your agrifood business with a fixed renting instalment.
Rent equipment for your farm.
For vehicles: tractors, auxiliary machinery.
Fixtures, fittings and facilities, technological equipment, energy efficiency projects.
Make an appointmentMake an appointment

Livestock Multi-risk Agrarian Insurance9

A CASER insurance with multiple coverages in a single policy.
With the peace of mind of being covered for the theft of your livestock and their accidental death.
This policy also includes Civil Liability coverage required for your livestock and is part of the risks covered by the insurance.
Make an appointmentMake an appointment

Agricultural Insurance for Agriculture and Livestock Production9

A CASER insurance to protect your production against potential damage.
Protect your production with a single multi-risk insurance policy.
Adjust your insurance policy according to your business needs with our optional insurance coverages.
We give you peace of mind against damage caused by fires, extreme weather, robbery or theft, and in the event of accidental death of livestock or theft at your home, if it is part of the agricultural site.
Make an appointmentMake an appointment

Company Protection Insurance9

Multi-risk insurance from Zurich Insurance Europe AG that encompasses different coverages in a single policy.
This policy offers coverage against damage, material losses or theft, among others.
You can choose from a wide variety of coverages, insured amounts and deductibles to adjust the policy to your real needs.
This insurance covers facilities, installations, machinery and products, as well as civil liability and loss of profit4 in the event of accidental risks.
Make an appointmentMake an appointment Find out moreFind out more
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Solutions for your fishing business

At Banco Sabadell, we have financial solutions that adapt to the needs of your fishing business.

Accounts Short-term financing Medium and long-term financing Renting Leasing Insurance

Sabadell Fishing Business Account

The perfect account for your fishing business.
Zero administration or maintenance fees (0% NIR / 0% APR)3.
Free online transfers within the EEA, including immediate transfers.
Cards with no issuing or maintenance fees.
Become a customerBecome a customer Find out moreFind out more

Flexi-Pesca Loan

A loan with full repayment flexibility for the fishing industry.
A fast response to all of your financing needs for your fishing business.
Meet your cash flow needs: advance payment for the fishing ban, advance payment to the shipowner, advance payment to shellfish harvesters.
It adapts to your real or seasonal payment possibilities, and you can pay it back within a maximum of 2 years.
Request an appointmentRequest an appointment

Invoice confirming for fishermen's guilds

We ensure the safety of your payments to suppliers by simplifying processes.
This service allows you to get discounts for prompt payment thanks to the automatic financing of invoices.
When paying in cash, suppliers do not bear the risk of a non-payment and therefore they do not limit the amount of their purchases.
This improves your cash management by financing purchases in variable instalments according to the needs of each moment.
Make an appointmentMake an appointment Find out moreFind out more

Financing of fishing campaigns

A loan or credit account to cover the expenses derived from your production cycle.
Pay only what you spend and the days you need financing.
Financing for the daily expenses of shipowners, fishermen guilds, fish and seafood exporters, etc.
With a fixed or variable term loan policy.
Make an appointmentMake an appointment

Ship Mortgage

Financing for the acquisition of merchant vessels, rafts, fishing grants, rights, quotas or licenses.
A fixed or variable rate mortgage loan with a flexible term.
Finance up to 100% with the endorsement from a mutual guarantee company (SGR).
With repayment instalments suited to your needs.
Make an appointmentMake an appointment

Mussel Raft Mortgage

Financing for acquiring mussel rafts.
A fixed or variable rate mortgage loan with a flexible term.
Finance up to 100% with the endorsement from a mutual guarantee company (SGR).
With repayment instalments suited to your needs.
Make an appointmentMake an appointment

Official Agreements

Members can benefit from the different official agreements that Banco Sabadell has entered into with government bodies.
Official Agreements with the European Investment Bank (EIB).
ICO Official Agreements.
Official Agreements with Regional Governments (Galician Institute for Economic Promotion-IGAPE, Fisheries Departments).
Non-Official Agreements (With organisations such as fishermen's guilds; mussel farmers' association; and others).
Agreements with mutual guarantee companies (SGR).
Subject to particular conditions and to the validity and availability of funds.
Make an appointmentMake an appointment

Guarantees

The bank undertakes to bear liability for the fulfilment of an obligation of the customer to third parties.
Fish and seafood buyers at the fish market.
Advance payment of government grants.
Others, such as shipyards with shipbuilding, etc. (depending on the nature).
Make an appointmentMake an appointment

Fishing renting

Medium and long-term rental of assets for your fishing business, without the need to buy.
In addition to the use of these assets, the renting service includes the necessary services and benefits for its proper operation.
Up to 100% of the investment amount.
Everything in a single instalment: maintenance, insurance, fees, etc.
Flexibility: master agreement with a risk allocation line granted.
Make an appointmentMake an appointment

Fishing leasing

Lease of assets with an option to purchase for your fishing business.
Medium or long term renting of boats and any activity related to your activity and real estate.
Up to 100% of your investment, VAT included.
The interest rate may be fixed or variable.
The financing term is 7+ years for equipment and 15+ years for real property.
Make an appointmentMake an appointment

Health Protection for the Self-employed9

Sanitas health insurance in a co-insurance policy with BanSabadell Seguros Generales.
Include primary care, specialists, surgery, hospitalisation, and 24-hour emergency service.
It has a broad network of own and affiliated centres, as well as home care and video consultations5.
You choose the payment method: monthly, quarterly or per annum.
Make an appointmentMake an appointment
Find out more
Find out more
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Solutions for your wine business

At Banco Sabadell, we have financial solutions that adapt to the needs of your wine business.

Accounts TPV Short-term financing Medium and long-term financing Renting Leasing Insurance

Sabadell Agricultural Business Account

The perfect account for your wine business.
Zero administration or maintenance fees (0% NIR / 0% APR)3.
Free online transfers within the EEA, including immediate transfers.
Cards with no issuing or maintenance fees.
Become a customerBecome a customer
Find out more
Find out more

POS terminals

Different POS terminals to charge your customers in-person or remotely.
You can combine our POS terminals according to your business’ needs.
Physical POS terminals and Smart Phone & Sell7 POS terminals have a 0.40% transaction fee6 and a 6-month period free of maintenance fees.
If you’d rather pay always the same fee, you can choose from our flat fee schemes according to the invoicing limit set8.
Technical support for your POS terminals: installation within 48 hours and customer assistance available 24/7.
Make an appointmentMake an appointment
Find out more
Find out more

Flexi-Agro Loan

A loan with full repayment flexibility for the primary sector.
A fast response to all of your financing needs for your wine business.
Flexible repayment: monthly, quarterly, half-yearly, annually, early or at maturity.
It adapts to your real or seasonal payment possibilities, and you can pay it back within a maximum of 2 years.
Request an appointmentRequest an appointment

Reverse factoring

We ensure the safety of your payments to suppliers by simplifying processes.
This service allows you to get discounts for prompt payment thanks to the automatic financing of invoices.
When paying in cash, suppliers do not bear the risk of a non-payment and therefore they do not limit the amount of their purchases.
This improves your cash management by financing purchases in variable instalments according to the needs of each moment.
Make an appointmentMake an appointment Find out moreFind out more

Crop Planting Loan

Designed to finance crops that take a minimum of three years to become productive.
Available financing opportunity to cover up to 80% of your investment.
A loan with a payment plan tailored to your crop type.
With the possibility of a grace period depending on the type of crop.
Make an appointmentMake an appointment

Sabadell ECO Agro Loan

A loan suitable for making your business comply with the regulations on environmentally-friendly agriculture.
Repayment plan tailored to your business plan.
A flexible scheme that lets you choose between a fixed or variable interest rate loan.
Payment instalments adjusted to your crops’ characteristics.
Make an appointmentMake an appointment Find out moreFind out more

Young Farmer Loan

A loan ideal for farmers and livestock farmers aged between 18 and 40.
Flexibility: avail of a repayment plan suited to your business needs, with instalments that meet your farming requirements.
Your loan’s interest rate may be fixed or variable.
For young people who have never owned or leased a farm 12 months before the loan application and who become owners or lessees of an agricultural business for the first time.
Make an appointmentMake an appointment

Loan endorsed by SAECA and other mutual guarantee companies

Available to simplify investing in your livestock production business and improving its yield.
The endorsement of the Sociedad Anónima Estatal de Caución Agraria (SAECA) will allow you to invest in your farm.
This is a loan with a flexible repayment term that does not require you to mortgage your assets.
Financing of transactions intended for creation, preservation or improvement activities related to rural assets.
And, moreover, we have collaboration agreements entered into with other mutual guarantee companies (SGR).
Make an appointmentMake an appointment

Renting of wine barrels

Barrels of different sizes and origins can be rented for a fixed monthly fee.
With this barrel renting service, you can plan ahead and control your expenses, no surprises.
Monthly instalments are considered a direct expense, therefore VAT is deductible.
This scheme grants you the possibility of purchasing the asset.
Make an appointmentMake an appointment

Agricultural leasing

Lease of assets with an option to purchase for your wine business.
Medium-term or long-term leasing for machinery, installations or land in your agricultural production business via the ICO line.
Up to 100% of your investment, VAT included.
The financing term is 7+ years for equipment and 15+ years for real property.
Make an appointmentMake an appointment Find out moreFind out more

Agrifood renting

Asset renting for your business with a fixed renting instalment.
Special offers when renting agricultural machinery, barrels and anti-hail netting.
A controlled and foreseen expense, with no surprises. No arrangement or assessment fees.
A readily available project that allows you to include up to 100% of the investment.
This scheme grants you the possibility of purchasing the asset.
Make an appointmentMake an appointment

Agroseguro (Combined Agricultural Insurance)

A combined agricultural insurance to protect your business.
This is a voluntary insurance that protects agricultural production.
Mitigate any losses caused by adverse weather conditions, accidents or pest infestations in your farms.
Make an appointmentMake an appointment

Agricultural insurance for agriculture and livestock production9

A CASER insurance to protect your production against potential damage.
Protect your production with a single multi-risk insurance policy.
Adjust your insurance policy according to your business needs with our optional insurance coverages.
We give you peace of mind against damage caused by fires, extreme weather, robbery or theft, and in the event of accidental death of livestock or theft at your home, if it is part of the agricultural site.
Make an appointmentMake an appointment

Company Protection Insurance9

Multi-risk insurance from Zurich Insurance Europe AG that encompasses different coverages in a single policy.
This policy offers coverage against damage, material losses or theft, among others.
You can choose from a wide variety of coverages, insured amounts and deductibles to adjust the policy to your real needs.
This insurance covers facilities, installations, machinery and products, as well as civil liability and loss of profit4 in the event of accidental risks.
Make an appointmentMake an appointment Find out moreFind out more
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International business solutions

We help you so that your company or business can grow abroad

We have a wide range of products, services and financial solutions to help you boost your business abroad. Our international business managers accompany you on the road to doing business beyond our borders. Find out more
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Figures that speak for themselves

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Do you have any questions? We're here to help you

Branches and ATMs

Find a branch or request an appointment

Premium service

Exclusive telephone service for customers, attended by business specialists.
962 000 610 from Monday to Thursday from 8 a.m. to 5 p.m. and Friday from 8 a.m. to 3 p.m.

Customer Service Dept

Log in to file an official claim

Helpdesk on X

Customer Service Department @Sabadell_Help

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Legal terms and conditions

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Primary Sector