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We share your enthusiasm

In the event that you take out the mortgage with a discount; by supplying your payslip and the home, life and payment protection insurance policies you’ve taken out with Banco Sabadell, the conditions will start at 1.60% NIR (2,79% APR2).

Do you prefer an instalment that is pegged to the evolution of the market?

You might be interested in our variable mortgage.

Your mortgage step by step

Bear in mind:
The mortgage may cover up to 80% of the purchase Price or the appraisal value (whichever is the lower) for the first home. Up to 70% for second homes.
The monthly instalment cannot exceed 40% of your total income.
You will have to face other expenses such as the deposit or the appraisal fee.

Why you should trust Banco Sabadell for your mortgage:

You will not be alone.

A manager will be by your side from beginning to end to make everything easier.

Designed just for you.

With a 100% personalised price and service adapted to your needs.

More than 100 years’ experience of financing.

Concepts related to the mortgage:

  • Annual Percentage Rate (APR)
    The total cost of the loan for the borrower, expressed as an annual percentage of the total amount of the loan granted, plus the costs incurred, if applicable, and corresponding, on an annual basis, to the current value of all future or existing commitments, such as provisions of funds, repayments and expenses, agreed by the lender and the borrower.
  • Nominal Interest Rate (NIR)
    Sum that is paid for borrowing an amount of money (or received for lending it), expressed as a percentage of that amount.
  • Euríbor
    Interest rate that European banks apply when they lend money among themselves. It is used as a reference as part of the interest rate of variable mortgages.
  • Property appraisal
    An expert determines the real value of the home you are going to buy.
  • Register check
    The Property Register checks the situation of the home you are going to buy. This checks whether the property is free of liens, such as mortgages, and verifies data on its situation, property and ownership.
  • FIPRE (Pre-contractual information file)
    This is a document with information on how mortgage loans work. It is given to you before making a simulation of your future mortgage.
You might also consider...

What should you know if you are going to ask for a mortgage?

In this Bank of Spain guide you can find all the necessary information.

Buying a home in Andalusia?

Visit any of our branches in this community and our agents will inform you of our mortgage offers in Andalusia.
FIPRE / Pre-contractual information Andalusia

More information

Loans and credits

Why wait until tomorrow when you can do it today?
We help you to make your dreams come true. Big ones and small ones!
Préstamo Expansión

Expansion Loan

To undertake a project, to purchase that thing you’ve been wanting so much... and for many other things!

Préstamo Expansión Puntual

To make a purchase or deal with unforeseeable events.

One-off Expansion Loan

  • Up to 3,000 euros.
  • Repay it over the period that suits you best.

Find out more
Simulate my loan
Crédito Auto

To buy that new car you like so much.

Car Loan

  • Up to 60,000 euros in 12 or 14 annual instalments.
  • Repay it within a period of up to 96 months.
  • Special benefits for cars with the ECO label.

Find out more
Simulate my loan
Línea Expansión

To cover extra and unexpected costs... or for whatever you need.

Expansion Line

  • Up to 5,000 euros. Immediate payment into your account.
  • Activate it 100% online, without visiting your branch.

Find out more
A loan will be useful for...
checkAvoiding using your savings.
Taking out a loan enables you to achieve your goals without having to touch your savings to make your dreams come true.
check Getting what you want.
With a personal loan, your plans don’t have to wait, as you receive the money all at once. You can also plan to return it in regular instalments.
Why choose us to apply for your loan?
An agile response to your request.
Because of our experience:
More than 130 years’ history behind us!
Because we’re more than 7 million customers and we’re still growing.
You may also be interested...
Is there an expense you can't meet? Don’t worry, split it up into instalments. Find out how.

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More mortgages
Mixed Mortgage

We have a wide range of mortgages at your disposal.
The best rates with the best conditions, adapted to your needs.
Consult us.

More information