BANKING SERVICES AND TRANSACTIONS CONDUCTED IN EUROS IN THE SPANISH MARKET

Heading 1            General Conditions. (Spanish Version)
Heading 2            Management of the collection of bills of exchange (presentation and return) or receivables notified on magnetic media (taken in negotiation, collection management or offset). (Spanish Version)
Heading 3            Collection management of bank cheques (presentation and return) or current account cheques and commercial papers (taken in negotiation, collection management or offset). (Spanish Version)​​​​​​​
Heading 4            Cheques, guaranteed payment documents and other payment orders. (Spanish Version)​​​​​​​
Heading 14          Safe deposit boxes and deposit custody. (Spanish Version)​​​​​​​
Heading 15          Various services rendered. (Spanish Version)​​​​​​​
Heading 16          Sureties and other guarantees. (Spanish Version)​​​​​​​
Heading 17          Credits, risk lines, loans, financial bills, current account overdrafts and credit account overruns, and advances on bills, invoices and certifications. (Spanish Version)​​​​​​​
Heading 18          Settlement and cancellation of term deposits (taxes, certificates of deposit, own-financing bills). (Spanish Version)​​​​​​​
Heading 20          Transactions in the book-entry government bonds market on behalf of customers. (Spanish Version)​​​​​​​
Heading 21          Documents covered by documentary credits, letters of credit or documentary payment orders. (Spanish Version)​​​​​​​
Heading 22          Collections, simple and documentary remittances received. (Spanish Version)​​​​​​​
Heading 23          Collections, simple and documentary remittances taken into negotiation or in collection management. (Spanish Version)​​​​​​​
Heading 24          Simple credits, letters of credit, acceptances and documentary payment orders. (Spanish Version)​​​​​​​
Heading 25          Factoring and Confirming. (Spanish Version)​​​​​​​
Heading 26          Leasing. (Spanish Version)

BANKING SERVICES AND TRANSACTIONS CONDUCTED IN FOREIGN CURRENCIES ON THE SPANISH OR INTERNATIONAL MARKET, AND CONDUCTED IN EUROS ON THE INTERNATIONAL MARKET.

Heading 45          Collections, simple and documentary remittances received. (Spanish Version)

IMPORTS

Heading 51           Collections, simple and documentary remittances. (Spanish Version)​​​​​​​
Heading 52           Simple credits, letters of credit, acceptances and documentary payment orders on accounts abroad. (Spanish Version)​​​​​​​
Heading 53           Issuance of bank cheques. (Spanish Version)​​​​​​​
Heading 54           Import financing. (Spanish Version)

EXPORTS

Heading 55           Bank or travellers cheques made on Spanish or foreign accounts, taken in negotiation. (Spanish Version)​​​​​​​
Heading 56           Personal cheques on foreign countries and unsecured Eurocheques taken in negotiation. (Spanish Version)​​​​​​​
Heading 57           Simple and documentary remittances on foreigners taken in negotiation or in collection management. (Spanish Version)​​​​​​​
Heading 58           Documents covered by documentary credits, letters of credit or documentary payment orders on foreign accounts. (Spanish Version)​​​​​​​
Heading 59           Supplying credit operations and non-recourse customer discounting (forfeiting) with official subsidy (ICO or similar). (Spanish Version)​​​​​​​
Heading 60           Buyer credit transactions. (Spanish Version)​​​​​​​
Heading 61           Export financing. (Spanish Version)

GUARANTEES

Heading 63           Foreign sureties and guarantees. (Spanish Version)

TOURISM

Heading 64           Foreign bill transactions. (Spanish Version)​​​​​​​
Heading 65           Traveller's cheques purchase and sale. (Spanish Version)​​​​​​​
Heading 66           Eurocheques. (Spanish Version)

OTHER SERVICES

Heading 67           Client management expenses. (Spanish Version)​​​​​​​
Heading 69           Foreign currency F&O purchase and sale. (Spanish Version)​​​​​​​
Heading 70           Currency loans. (Spanish Version)​​​​​​​
Heading 71           Foreign currency credit policy, current account overdrafts and credit account overruns. (Spanish Version)​​​​​​​
Heading 72           Term deposit cancellation. (Spanish Version)​​​​​​​
Heading 73           Commercial information. (Spanish Version)​​​​​​​
Heading 74           EU Services. (Spanish Version)​​​​​​​
Heading 75           Currency futures and options. (Spanish Version)

FEES AND COMMISSIONS FOR PAYMENT SERVICES

Heading 90            PAID SERVICES: FEES AND COMMISSIONS (Spanish Version)