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Become a customer and create your account1 in less than 10 minutes with your mobile
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Key Account, the account for non-residents in Spain

Bank account for non-residents

 Open your bank account in SpainOpen your bank account in Spain Non-resident account
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For international customers

Manage your money in Spain from abroad

 If you live abroad but make a living here, you can carry out your transactions easily with your Key Account. Open your bank account in Spain for non-residents and discover why we are a benchmark for international clients. Get your account
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Free cards

Enjoy your debit and credit* card

 Your first BSCard debit card and Classic credit* card with no issuance or maintenance fees to operate easily in Spain. You can set them up in the Banco Sabadell app and use them how and where you want. Get your account
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Exclusive translation service

We speak your language and understand your needs

You can count on an account manager to attend to you personally in your language. In addition, we offer you an exclusive, free1 translation service to make your job easier and help you save time.

 Create your account
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Fees

View the fees that apply to the most frequently used services of the account
We provide you with the  Fees Information Document which shows the fees payable for the most frequently used services of the Key Account. It will help you to compare the Key Account with other payment accounts.
 View it here

The keys to your Key Account

Cards  
 Your first BSCard debit card and Classic credit* card.
Transfers, including instant ones
Send and receive money online in Spain and European Economic Area countries for free2.
Exclusive translation service  
Enjoy 10 free translations per year of written texts up to 500 words1.
Cash withdrawals
Withdraw cash for free from an extensive network of ATMs3.
Cards  
 Your first BSCard debit card and Classic credit* card.
Transfers, including instant ones
Send and receive money online in Spain and European Economic Area countries for free2.
Exclusive translation service  
Enjoy 10 free translations per year of written texts up to 500 words1.
Cash withdrawals
Withdraw cash for free from an extensive network of ATMs3.
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Your account for non-residents ready in just 3 steps
Fill out this form with your information and request your new Key Account, your bank account for non-residents in Spain.

An account manager who speaks your language will contact you to open your account and tailor it to your needs.

When you sign the contract provided by your account manager, your Key Account will be 100% available for you to use.
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Would you like to find out about other Banco Sabadell bank accounts?
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Sabadell Online Account

An online account for your day-to-day.
No conditions. No strings attached.
Free debit card and credit* card, with no issuance or maintenance fees.
Exclusive for new customers.

Click on “Find out more here” and discover our latest promotion. 
 Open your online account Find out more hereFind out more here

Basic payment account

A free account, no strings attached
For those who do not yet have an account in Spain.
Access to digital banking and bank ATMs.
Debit card with no issuance or maintenance fees.

Get your account

 More information

Sabadell Account

A flexible option that adapts to your needs
No administration and maintenance commission for people under 30 (NIR 0% APR 0%).
Enjoy a debit card without any issuance or maintenance fees.
Use your cards and make transfers conveniently.
 Create your account  Find out more hereFind out more here

Sabadell First Account

For the youngest members of the household
Account with no administration or maintenance fees for minors (NIR 0% / APR 0%). 
Debit card with no issuance or maintenance fees for people over the age of 14.
 Open their first account  Learn more
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Do you want to send money from your international account to your Banco Sabadell account?

Discover the Card Transfer and Regular Transfer Plan services and transfer money quickly and easily. I want more information
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The advantages of digital banking with the best of an expert bank

Download the Banco Sabadell App

Manage your account
from your mobile
 
Withdraw money and pay for your purchases with your mobile phone, without the need for a physical card.
Send and receive money with Bizum, manage your accounts and much more.
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More information about the Key Account
To open a Key Account, you need to visit a branch in person.

You must be of legal age, have valid identification, provide your TIN (Tax Identification Number) and not be on any defaulters' lists.

For non-resident foreign nationals, a national identity card or passport from their country of origin, proof of address and, in some cases, a certificate of non-residence are required.

The account has a maintenance fee, which you can see updated at this link.
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El certificado de titularidad de una cuenta bancaria verifica que el titular de esa cuenta es quien tiene todos los derechos y las obligaciones sobre ella. Este documento...
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Abrir una cuenta bancaria en España sin ser residente
 
Abrir una cuenta bancaria sin ser residente en España es posible. Si vives en el extranjero y necesitas gestionar tu dinero en España, con la Key Account de Banco Sabadell...
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Do you have any questions? We're here to help you

Branches and ATMs

 Find a branch or request an appointment

Virtual Assistant
Available 24/7 on Virtual Assistant button

Contact us

 We can help you through these other contact methods

Customer Service

 Log in to file an official claim
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Legal terms and conditions

1. With Key Account's translation service you can request the translation of texts up to 500 words free of charge.** If you want to translate longer texts, a special price for the extra words will apply. Contact your branch to process the request. 

** You can make up to 10 requests per year per account. It is not possible to accumulate translations in a single request or to split the same text in different requests. 

 2. Transfer money in Spain and European Economic Area countries free of charge up to €20,000, in euros, Swedish kronor and Romanian leu; Receive transfers from non-European Economic Area (EEA) countries free of charge in euros, Swedish kronor, Norwegian krone and Romanian leu; Receive transfers free of charge from non-EEA countries in the same currency (up to €50,000).
3. Free cash withdrawals at Banco Sabadell ATMs for any amount, and for debit transactions of €60 or more at ATMs run by the main banks belonging to the EURO 6000 network: Abanca, Ibercaja, Kutxabank, Unicaja Bank, Liberbank, CajaSur, Caixa Ontinyent and Colonya Caixa Pollença.

* The granting of the credit card is subject to the previous approval by Banco Sabadell, after carrying out the corresponding risk and viability study.
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HomeBank accounts Key Account
For non-residents Open your accountOpen your account