Information on ATM fees
Background
Royal Decree Law 11/2015, 2 October, regulates the fees for withdrawals at ATMS nationwide. This law states that the entities owning ATMs may charge the entity issuing the card a fee which in general will be passed on to the customers using the ATMs.
In this respect, in debit operations, the maximum that the issuing entities may charge the holder is the fee which the bank owning the ATM applies.
In credit operations, the maximum fee applied to the users of ATMs is that established by each entity for withdrawal operations at their own ATMs, plus the fee applied by the bank of the ATM where the withdrawal is made.
In any event, the ATM screen will inform the customer of the cost of the operation. The customer may choose to perform the operation when informed of the cost or cancel it.
Fees for withdrawals applied to Banco Sabadell customers
Banco Sabadell, with the aim of offering an extensive ATM network to its customers, has signed a cooperation agreement under preferential conditions for cash withdrawals with several banks in the EURO 6000 network: Abanca, BMN, Ibercaja, Kutxabank, Unicaja, EspañaDuero, Cajasur, Caixa Ontinyent and Colonya Caixa Pollença. Under this agreement, the conditions of cash withdrawals at ATMs for Banco Sabadell customers are as follows:
| Fees for national withdrawals at ATMs with debit cards |
With the Expansión Account |
With the KeyAccount |
Other accounts |
| > €60 | Any amount | ||
| Banco Sabadell ATMs | €0 | ||
| Agreement entities ATMs | €0 | €0.65 | |
| Other entities’ ATMs | Fee applied by the bank owning the ATMS | ||