Information on ATM fees
Background
Royal Decree Law 11/2015, 2 October, regulates the fees for withdrawals at ATMS nationwide. This law states that the entities owning ATMs may charge the entity issuing the card a fee which in general will be passed on to the customers using the ATMs.
In this respect, in debit operations, the maximum that the issuing entities may charge the holder is the fee which the bank owning the ATM applies.
In credit operations, the maximum fee applied to the users of ATMs is that established by each entity for withdrawal operations at their own ATMs, plus the fee applied by the bank of the ATM where the withdrawal is made.
In any event, the ATM screen will inform the customer of the cost of the operation. The customer may choose to perform the operation when informed of the cost or cancel it.
Fees for withdrawals applied to Banco Sabadell customers
Banco Sabadell, in order to offer its customers a wide network of ATMs, maintained a collaboration agreement with preferential conditions for cash withdrawals with various banking institutions in the EURO 6000 network: Abanca, Ibercaja, Kutxabank, Unicaja, CajaSur, Caixa Ontinyent and Colonya Caixa Pollença and with Caixabank by identified Bankia origin ATMs with the logo: 
Under this agreement, the terms and conditions for cash refunds at ATMs for Banco Sabadell customers are as follows:
| Fees for domestic refunds at ATMs to debit | With Sabadell Account |
With Key Account |
Other accounts |
|
| < 60€ | = > 60€ | Any amount | ||
| Banco Sabadell ATMs | 0€ | |||
| Banking institutions agreement ATMs | 0,65€ | 0€ | 0,65€ | |
| ATMs of other banking institutions | Fee applied by the banking institution that owns the ATM | |||
The preferential terms and conditions as "banking institutions agreement ATMs" at Caixabank ATMs originally owned by Bankia will be in force until October 16, 2022. From this date on, the terms and conditions of "ATMs of other banking institutions" will apply.