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Investing in one financial product or another depends on many factors. It depends, for example, on the expected return, the need for the investment to be available, the risk level tolerated, the term of the investment or the tax treatment.

The investments are subject to market fluctuations and other risks inherent to investment in securities and other financial instruments, and therefore the acquisition value and the rates of return may undergo both upward and downward variations and it is possible the investor will not recover the amount invested.

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