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Expansión Account

The ideal account for young people aged between 18 and 29 and pensioners.

Risk indicator corresponding to the Expansión Account.
This number is indicative of the risk of the product, with 1/6 being the lowest risk and 6/6 the highest risk.
Banco de Sabadell, S.A. is a member of the Spanish Deposit Guarantee Fund for Credit Institutions. The maximum amount currently guaranteed by this fund is € 100,000 per depositor.
With all these advantages:
Debit cash withdrawals.
Free cash withdrawals at an extensive ATM network.
Free debit and credit cards.
No maintenance or issuance fees.
No strings attached.
No need to directly deposit your payroll if you aged between 18 and 29.
No surprises.
If you are a pensioner,1 we advance the payment of your pension to the 25th of the month
This is my account
Moreover, take advantage of these digital services for free:
Download our app
To see your accounts, send money, contract products ... And make your life easier.
Pay with your mobile using our cards
Whether you have iOS or Android, all the options are available
With the Expansión Account you also have:
0 fees
No fees for non-immediate transfers in euros that you make online (both domestic and EEA countries) or for the negotiating and clearing checks in euros domiciled in a Spanish financial credit institution.

Consult the informative document on fees
Withdraw free money at almost 3,000 Banco Sabadell ATMs around Spain
Using your debit card, whatever the amount you withdraw. Also free if you withdraw an amount equal to or greater than € 60 at Bankia ATMs and those of the main entities attached to the EURO 6000 network2.

You can get extra money of up to €5,0003
Because the Expansión Account includes an Expansión Line, which you can use totally or partially, immediately, without paperwork and without arrangement or study fees. You only have to activate it through our website or app.
2% discount on gasoline
Because the Expansión Account includes the Repsol Máxima card, with which you save 2% when refuelling at any Repsol, Campsa and Petronor network gas station.
What else should you know?

The Expansión Account has a quarterly maintenance fee of €30, with a yield of 0% NIR, -4,714% APR, calculated for an assumption in which an average balance of €2,500 is constantly maintained for 1 year. The administration fee is €0.80 per entry.
Can fees be refunded?

Yes. As long as the account does not present a balance of less than € 0 at the end of the day during the settlement period, the administration fee will be €0 and the maintenance fee will be €15 quarterly, with a yield of 0% NIR , -2,3785% APR, calculated for an assumption in which an average balance of €2,500 is constantly maintained for 1 year.
And if you are aged between 18 and 29 or you are a pensioner ...

You have special conditions, because the administration and maintenance fee will always be €0 if the account has a positive balance. Yield 0% NIR. 0% APR)

Application to change direct payment of salary
What do you need to open an Expansión Account?

Direct deposit of your payroll or regular monthly income of a minimum amount of €700 if you are not between 18 and 19 years old.

Deposits from accounts open with the Banco Sabadell Group belonging to the same holder are excluded.

Offer valid from 24/01/2020 to 31/03/2020

1. Social Security pension payment

2. Abanca, Ibercaja, KutxaBank, Unicaja, Liberbank, Caja Espanya-Duero, CajaSur, Caixa Ontinyent, Colonya Caixa Pollença.

3. The monthly limit goes from €2,000 to €5,000 and the period for returning the drawdown can be 3, 6, 9, 12, 18 and 24 months. To open the Línea Expansión you previously must read the contractual conditions, which you can consult at www.bancosabadell.com/ línea expansión, and in order to activate it, all account holders (if there are several), must accept them, expressly or tacitly. The initial credit limit is common regardless of the number of holders of the Expansión Account, is revised monthly, and may vary in accordance with the specific condition of the Línea Expansión, and may be drawn down jointly or severally. NIR. 17.88% APR, 19.42%: Arrangement fee. 0.00% Assessment fee. 0.00% Early cancellation fee (0.00%): Example for a Línea Expansión of €2,000 to be returned in 12 months: 11 instalments of €183,25/month and a final instalment of €183,19. Total amount owed: €2,198,94. APR: 19.42% Example for a Línea Expansión of €5,000 to be returned in 24 months: 23 instalments of €249.93/month and a final instalment of €249.08. Total amount owed: €5,983.90. APR: 19.42%. Fee for claiming delinquent payments: €39. Banco Sabadell reserves the right to not grant the loan if, during the validity period of this offer, any circumstance of the Holder(s) is known which might alter the arrangement criterion. Offer valid until 30/06/2020