Financed Asset Protection
Comprehensive insurance for assets
or machinery financed
Intended for companies and the self-employed whose core equipment is financed either by leasing or loans and which need protection that best suits their needs and guarantees their business continuity.
It also provides for the option to finance the insurance premium along with the leasing of the machinery acquired.
Insure your machinery against material damage due to accidents, sudden events and unforeseen causes. Includes breakdowns, partial repairs and does not apply the Rule of Proportionality in event of a claim.
Advisement on any matters regarding claims prevention and managing the maintenance of the policy. Quick and efficient claims processing.
The advantages of our financed assets protection insurance
-
Protection for all types of machinery
Even with the option of insuring unregistered public works machinery. -
Full coverage
Includes breakdowns due to accidents, sudden events and unforeseen causes.
-
Insurance incentives
Highly competitive rates and the option to finance the insurance premium. -
Expert support
Both in claims and policy maintenance.
-
Protection for all types of machinery
Even with the option of insuring unregistered public works machinery. -
Full coverage
Includes breakdowns due to accidents, sudden events and unforeseen causes. -
Insurance incentives
Highly competitive rates and the option to finance the insurance premium. -
Expert support
Both in claims and policy maintenance.
What does the policy cover, according to the financed asset and the amount?
- Fire, explosion, lightning, smoke, ash and corrosive gases.
- Theft and robbery.
- Acts of vandalism or malicious intent.
- Storms, hail, ice, thawing, water damage and damp.
- Catastrophic Risk Coverage (C.C.S.).
- Fire, explosion, lightning, smoke, ash and corrosive gases.
- Theft and robbery.
- Acts of vandalism or malicious intent.
- Storms, hail, ice, thawing, water damage and damp.
- Catastrophic Risk Coverage (C.C.S.).
- Incompetence, negligence, and malicious acts by the Policyholder's personnel or third parties.
- Direct damage from electrical energy resulting from short circuits, electric arcs, overvoltages, and other similar causes.
- Design flaws, calculation or assembly errors; defects in casting, materials, construction, workmanship, and the use of defective materials.
- Lack of water in boilers and other steam-producing equipment.
- Centrifugal force: solely loss or damage caused within the machine itself.
- Fall, impact, or collision, as well as obstruction or entry of foreign bodies.
- Lubrication defects, loosening of parts, abnormal stresses, and overheating.
- Break down of regulating devices.
You may be looking for...
Your company can make secure sales, covering the entire invoice life cycle.
Figures that speak for themselves
Online banking for companies, self-employed and businesses
Do you have any questions? We're here to help you
Branches and ATMs
Premium service
962 000 610 from Monday to Thursday from 8 a.m. to 5 p.m. and Friday from 8 a.m. to 3 p.m.
Customer Service Dept
Helpdesk on X
Customer Service Department
Financed Asset Protection is an insurance policy of ASEFA, SMA SA, Spain Branch. Tax ID: W0275019H. Registered in the Mercantile Register of Madrid, Volume: 45,676, Sheet: 111, Entry: 1, Page: M-803074 and the Administrative Registry of Insurance Companies of the DGSyFP under code no. E0256.
Companies Protection is an insurance policy from Zurich Insurance Europe AG, Spain Branch, with Tax ID W0072130H and registered offices in Paseo de la Castellana, 81, planta 22, 28046, Madrid, registered in the Administrative Register of the General Directorate of Insurance and Pension Funds under code no. E0189.
Commercial Loan Protection is an insurance policy from Solunion Seguros, Compañía Internacional de Seguros y Reaseguros S.A., Tax ID: A-28761591, Avenida General Perón 40, 2º Planta, 28020 Madrid. The contact details of the Data Protection Officer are
1. De facto insolvency: the total or partial non-payment of a loan after six months from the date the company receives the provisional insolvency notice. De jure insolvency: A case in which a debtor initiates a corporate insolvency process.
Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell S.A. (“BanSabadell Mediación”) and marketed by the Banco de Sabadell, S.A. network, an entity with which it has a distribution network services contract. BanSabadell Mediación is domiciled on Avenida Óscar Esplá, 37, 03007 Alicante, under Tax ID A03424223 and is registered in the M.R. of Alicante and the Administrative Registry of Insurance and Reinsurance Distributors of the DGSyFP under code no. OV-0004, acting on behalf of ASEFA, SMA SA, Spain Branch, Solunion Seguros, Compañía Internacional de Seguros and Zurich Insurance Europe AG, Spain Branch under a civil liability policy in accordance with the current provisions of private insurance and reinsurance distribution regulations in force. You may view the insurance companies with which BanSabadell Mediación has entered into an insurance agency contract at: