Update your browser

Update your browser

You are using an old version of your browser. We recommend you update it or change browser for a better web experience.

Other Group websites Branches
Urgent assistanceHelp

Can we help you?
  • We are at your disposal.
    24 hours, every day


  • +34 902 323 000
  • @Sabadell_Help


Do you want us to call you
Send us your details and we will call you

Savings Calculator
  • Check your financial future.
    Only available in Spanish and for residents
You might consider ...

Expansión Negocios Plus Account and Expansión Negocios Account

Promotion

Exclusive conditions for new clients1

Expansión Negocios Account WITH NO conditions for 6 months
TPV WITH NO conditions for 6 months
No maintenance fees during the first 6 months
INTEREST FREE credit line (0% NIR –
APR from 3.08% to 5.25%)

Expansión Negocios and Expansión Negocios Plus Accounts are designed to make self-employed workers, merchants and small companies big.

Advantages

Enjoy all the advantages that come with the
Expansión Negocios Plus Account.

Make an appointment

Special POS conditions(1)

Choose the payment solution that best suits your business:

Option 1:

  • 0.40% fee per transaction.
  • € 0 maintenance fee for the first 6 months.

Option 2:
Flat rate. You pay the same fee each month, as long as you do not exceed the established annual billing amount.

 

Advantages in taking out an insurance policy(2)

Permanent 10% discount on the Business Protection premium.

0 fees  
  • For account administration and maintenance.
  • For domestic transfers and to EEA countries in euros via BS Online.
  • For negotiating and clearing checks in euros domiciled in Spanish financial institutions.
  • 0% APR return.
Free cards  
A free debit card and a free credit card for account holder or authorized person, with no issuance or maintenance fees.(3)
E-commerce consultancy  
You will have the support of e-commerce experts who will always offer you the most suitable solution for your business.
Preferential financing  
You will have preferential financing for your business needs and special conditions in credit policies. As well as having access to ICO loans for companies and the self-employed.
Free BS Online and app Banco Sabadell  
So that you can quickly and easily carry out any transaction or consultation, when and where you need.
Telephone legal assistance service and exclusive website portal free  
We provide you with 24-hour legal assistance by telephone on any subject related to your professional activity and a web portal where you will find offers for your business or personal use with access from BS Online(4).
Lower cost for bill collection management (SEPA-CORE)  
Each bill submitted is only €0.90 + VAT.
Free cash withdrawals at an extensive ATM network(5)  
For debit operations equal to or over €60. At Banco Sabadell ATMs, you have free withdrawals of any amount.
Preferential financial offer for your employees  
We also offer you preferential and exclusive benefits for your employees. Ask your manager for details.

 

 

I want someone to explain it to me face-to-face.
 

 
You will get personalized guidance from a manager who will help you find the solution that best meets your needs.

 

(1) Offer valid until 31/12/2020. Exclusively for new clients of Banco Sabadell registered in the entity between 01/01/2020 and 31/12/2020.

• Expansión Negocios PLUS ACCOUNT WITH NO requirements during the first 6 months of opening the account; until the seventh month the requirements established in the contract shall not apply. From the seventh month, the account must have a minimum income of €3,000 per month. This requirement must be met on a monthly basis, and if it is not met for two consecutive months, the Expansión Negocios Account will automatically become a Relationship Account. Deposits from accounts open with the Banco Sabadell Group belonging to the same holder are excluded.

• POS WIT NO fees during the first 6 months after opening the account; until the seventh month, no operation or maintenance fees will be applied. JCB, CUP and MasterCard B2B cards belonging to the GWTTP programme and transactions made with Alipay payment systems, are excluded from this promotion. Offer not applicable to commercial chains and shops with an annual turnover of over €120,000. During the first 6 months a 0.40% transaction fee will apply on all domestic cards and cards of European private individuals. A minimum fee of €0.07 per transaction applies. Cards from outside Europe, JCB, CUP and European companies pay fees of 1.80% + €0.39, with a minimum commission per transaction of €0.46. MasterCard B2B cards belonging to the GWTTP programme have a 2.95% transaction fee. Rate not applicable to virtual POS; consult the specific conditions. The flat rate based on billing must be requested at Banco Sabadell branches after the first 6 months of the promotion. Excess billing will be charged at 1.10%. The offer is for a single free POS per merchant. Additional POS will be subject to a maintenance fee of €3 per month. The Flat Rate does not apply to virtual POS terminals, see the specific conditions.

• Interest free credit policy, NIR 0.00%, arrangement fee of 3% (minimum €150), arrangement fee of 0.00% and non-disposal fee of 0.00%.

Example calculation of the APR: APR: 3.08% for a total amount of credit of €30,000 formalized on 01/08/2020 and to be returned in 1 year at a fixed nominal interest rate of 0%. The calculation of the APR includes the arrangement fee of 3.00%. Capital to be returned upon maturity on 01/08/2021: €30,000.

Example calculation of the APR: APR: 5.25% for a total credit amount of €30,000 formalized on 01/08/2019 to be returned in 1 year at a fixed nominal interest rate of 0%. The calculation of the APR includes the 3.00% arrangement fee (minimum €150). Capital to be returned upon maturity on 01/08/2021: €3,000. The concession, the amount and the term of each requested transaction will be determined and will be conditional on the bank's risk criteria.

(2) Insurance policy mediated by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., NIF A-03424223, with registered address at avda. Óscar Esplá, 37, 03007 Alicante, registered in the RM of Alicante and in the Special Administrative Register of Insurance Mediators of the DGSyFP with code number OV-0004, acting on behalf ofZurich Insurance plc. Sucursal en España, with a civil liability policy in compliance with the current regulations on personal insurance and reinsurance You can find the insurance companies with which BanSabadell Mediación has entered into an insurance agency contract at the website http://www.bancsabadell.com/bsmediacion. Protección Empresas Zurich Pymes is an insurance policy of Zurich Insurance plc, Sucursal en España, with Tax ID W0072130H and registered address at calle Agustín de Foxá, 27, 28036 Madrid, and registered in the Mercantile Registry of Madrid and in the Registry of Insurance Entities with code N° E0189.

(3) Valid for one debit card and one credit card for each holder in the case of a natural person and for each authorized party if the holder is a legal person.

(4) CRISTALWARE CONSULTING SERVICES SLU provides the telephone legal guidance service and PEOPLE VALUE, SL is responsible for the discounts and benefits service. The aforementioned services will be provided in accordance with the conditions that said entities have established at any time, without the intervention or any liability of Banco de Sabadell, SA. The bank is held harmless of any incident or circumstance or both derived from or related to the provision of the services, which, in any case, are subject to the validity of the agreements signed between the bank and the aforementioned entities. The telephone legal guidance service shall not cover matters or possible incidents of the Customer-s activity which may affect their relations with companies belonging to the Banco Sabadell and its affiliates or subsidiaries.

(5) At ATMs of the main entities adhering to the EURO 6000 network (Abanca, Ibercaja, KutxaBank, Unicaja, Liberbank, Caja Espanya-Duero, CajaSur, Caixa Ontinyent, Colonya Caixa Pollença), at Bankia ATMs and those of the Banco Sabadell group.
 



Other products that may be of interest to you: