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Our pledge to companies

Expansión Negocios Plus Account

Expansión Negocios Account

1
/
6
This number indicates the product risk, where 1/6 indicates the least risk and 6/6 the greatest risk.
Banco de Sabadell, S.A. forms part of the Deposit Protection Fund of Credit Entities. The maximum amount currently guaranteed by the Fund is 100,000 euros per depositor.

The Expansión Negocios Plus Account and the Expansión Negocios Account are designed to make self-employed workers, merchants and small companies big.

Advantages

Enjoy all the advantages that come with the Expansión Negocios Plus Account.

Open

Special conditions for PST

Choose the payment solution that best suits your business:

Option 1:

  • 0.30% commission per operation.
  • €0 maintenance fee.(1)

Option 2:
Flat rate. You pay the same instalment each month, provided you do not exceed the established annual turnover.(2)

 

Free Kelvin Retail service

You will receive regular updated information on the performance of your business, your customers and your sector, to assist your decision-making.

Discount of up to €30/month

If you direct deposit both the payroll issue and social security you can obtain a discount of 1% up to a maximum of €30/month.

Advantages when taking out insurance(3)

Permanent 30% discount on the Business and Office Protection premium and 20% off the Companies Protection premium.

0 fees  
  • For account administration and maintenance.
  • For domestic transfers and to EEA countries in euros via BS Online.
  • For depositing cheques in euros domiciled with Spanish financial institutions.
  • Remunerated account for balances in excess of 6,000 euros(4).
Free cards  
A debit card and a credit card free for each accountholder and authorised user of the account.
Guidance on eCommerce  
You will enjoy the support of eCommerce experts who will always offer you the most suitable solution for your business.
Preferential financing  
You will have preference for finding the financing your business needs and special conditions on lines of credit. In addition to access to the ICO facilities for companies and the self-employed.
Distance Banking and Sabadell Mobile free  
So you can easily carry out any operation or check your accounts, whenever and wherever you are.
Telephone legal assistance service and exclusive website portal free  
We offer you telephone legal assistance on any matter related to your professional activity, 24 hours a day, plus a portal where you will find offers for your business or your personal use, accessible via BS Online(5).
Lower cost for bill collection management (CORE)  
On magnetic media, just 0.60 euros per bill.
Free withdrawals at an extensive network of ATMs(6)  
For debit withdrawals of a sum equal to or greater than 60 euros. At Banco Sabadell ATMs, debit withdrawals of any amount are free of charge.
Preferential financial offer for your employees  
We also offer you preferential, exclusive advantages for your employees. Ask your personal agent.

Requisites

You can enjoy all the advantages of the Expansión Negocios Plus Account as long as you meet the following requisites:

  • A minimum quarterly deposit of: €10,000.
  • Direct debit monthly of at least two of the following: Social Security, taxes, Payroll issue or two (2) bills.
  • If you are a merchant(7) it is obligatory to also have the PST with us.

 

1. If the rate chosen is the Commission on sales ( discount rate ), a monthly fee of 9 € / month will be charged in the case of inoperative TPVs (less than 20 operations / month or turnover of less than 4,000 € / month).
2. Excess billing will be charged at 1.10%. It assumes a single free PST per merchant. Additional PSTs will have a maintenance fee of €3 a month. Offer for all types of merchants except the Virtual PST.
3. Merchants and Office Protection is the insurance named Zurich Merchants and Company Protection is the insurance named Zurich SMEs, both from Zurich Insurance plc, Branch in Spain with Tax ID. No. W-0072130H and registered offices at Via Augusta, 200, Barcelona. These policies are subject to the terms and conditions of the policy and are brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., Tax ID. No. A-03424223 and registered offices in Diagonal, 407 bis, Barcelona. This company is registered in the Companies Register of Barcelona and the Special Administrative Registry of Insurance Brokers of the DGSFP under code no. OV-0004, and carries Civil Liability Insurance and possesses the financial capacity pursuant to Article 21 of Law 26/2006, on the Brokerage of Private Insurance and Reinsurance. You can find the insurance companies with which Sabadell Mediación has entered into an insurance agency contract at the website http://www.dgsfp.mineco.es.
4. Return: For the balance tranche under €6,000: 0% NIR. For the balance tranche that exceeds €6,000: 0.10% NIR with quarterly settlements 0.071% APR (calculated taking into account the two interest rates in the event of maintaining the average daily balance during one full year). Example of settlement in one year: 1) account balance=€20,000, balance remunerated=€14,000, quarterly, interest settled €14.
5. CRISTALWARE CONSULTING SERVICES S.L.U is the company responsible for the telephone legal guidance service and PEOPLE VALUE, S.L., is responsible for the discount and benefits service. These services will be rendered in accordance with the conditions these companies have established from time to time, without any intervention or liability on the part of Banco de Sabadell, S.A.. The Bank has no connection with any incident and/or circumstance arising from or related to the provision of the services which shall be subject at all times to the validity of the agreements signed between the Bank and said companies. The telephone legal guidance service shall not address matters or possible incidents of the customer’s activity which may affect their relations with companies belonging to the Banco Sabadell Group, affiliates or subsidiaries.
6. At ATMs of the chief banks in the EURO 6000 network (Abanca, BMN, Ibercaja, KutxaBank, Unicaja, Liberbank, Caja España-Duero, CajaSur, Caixa Ontinyent, Colonya Caixa Pollença), at Bankia ATMs and those of the Banco Sabadell Group.
7. Outlets are those appearing on the list of CNAEs (classification of economic activities) of the following link https://www.bancosabadell.com/cuentaexpansionnegociosplus.