Expansión Account
The ideal account for young people aged between 18 and 29 and pensioners.


Free cash withdrawals at an extensive ATM network.

No maintenance or issuance fees.

No need to directly deposit your payroll if you aged between 18 and 29.

If you are a pensioner,1 we advance the payment of your pension to the 25th of the month
Direct deposit of your payroll or regular monthly income of a minimum amount of €700 or direct deposit of a pension. If you are between 18 and 29 years old, you can have an Expansión Account without directly depositing your payroll or having a regular income.
Deposits from accounts open with the Banco Sabadell Group belonging to the same holder are excluded.Maintenance Commission for the Expansión Account: €30/quarter. NIR yield 0%, APR: -4,714% APR, calculated for a case in which an average balance of €2,500 is constantly maintained for 1 year. Account administration or maintenance €0.80 per entry.
These will be reimbursed if the account does not show any balance of under 0 euros at the end of the day during the settlement period, as follows: Maintenance fee: (€15/quarter). NIR yield 0%, APR -2,3785% APR, calculated for a case in which an average balance of €2,500 is constantly maintained for 1 year. Administration fee: €0 per entry.
If you are between 18 and 29 years old, the maintenance fee will be 0 euros, if the account has a positive balance. NIR yield 0%, APR 0%.
If you directly deposit your pension 1, the maintenance fee will be 0 euros, if the account has a positive balance. NIR yield 0%, APR 0%.
Application to change direct payment of salary
• Maintenance Commission for the Expansión Account: €30 a quarter Yield: NIR 0%, APR: -4,714%, calculated for a case in which an average balance of €2,500 is continuously maintained for 1 year. The account is settled on a quarterly basis.
• Account administration fee: €0.80 per entry.

Consult the informative document on fees



The Expansión Account also gives you the Repsol Máxima Card with which you save 2% when you fill up at any Repsol, Campsa or Petronor petrol station.
Offer valid from 24/01/2020 to 30/06/2021.
1. Social Security pension payment
2. Abanca, Ibercaja, KutxaBank, Unicaja, Liberbank, Caja Espanya-Duero, CajaSur, Caixa Ontinyent, Colonya Caixa Pollença.
3. Contracting Línea Expansión requires prior knowledge of the contractual conditions. You can see the general contractual conditions at bancoabadell.com/lineaexpansion. To activate your Línea Expansión, you and the other holders if it is a joint account, must expressly or tacitly accept the contractual conditions. The initial credit limit is common regardless of the number of holders of the Línea Expansión, is revised monthly, and may vary in accordance with the specific condition of the Línea Expansión, and may be drawn down jointly or severally. The monthly limit is between €2,000 and €5,000 and the period for returning the drawdown can be 3, 6, 9, 12, 18 and 24 months. NIR: 17.88% APR: 19.42%. Arrangement fee, 0.00% Assessment fee, 0.00% Early cancellation fee, 0.00%.
Example for a Línea Expansión of €2,000 to be returned in 12 months: 11 instalments of €183.25/month and a final instalment of €183.19. Total amount owed: €2,198.94.
Interest Amount: €198.94. Total cost of credit: €198.94. APR: 19.42%
Example for a Línea Expansión of €5,000 to be returned in 12 months: 11 instalments of €458.12/month and a final instalment of €458.04. Total amount owed: €5,497.36.
Interest Amount: €497.36. Total cost of credit: €497.36. APR: 19.42%
The French depreciation system, which is characterized as a system of constant quotas, is used to calculate the instalments to be paid. Banco Sabadell reserves the right to not grant the loan if, during the validity period of this offer, any circumstance of the Holder(s) is known which might alter the arrangement criterion.