Accounts
An account for every moment of your life.
Risk indicator applicable to all current accounts
This number indicates of the product risk, with 1/6 being the lowest risk and 6/6 the highest risk.
Banco de Sabadell, SA is a member of the Spanish Deposit Guarantee Fund for Credit Institutions. The maximum amount currently guaranteed by this fund is € 100,000 per depositor.

If you are non-resident
Key Account
Whether you have chosen Spain as your temporary or permanent residence, this account provides you with a series of financial services with very attractive terms and a translation service for free which you can use whenever you need


If you are a resident
Expansión Premium Account
Discover all the good things about making a leap for the better.
- 0 fees. No issuance or maintenance fees*.
- Totally free Gold cards. No issuance or maintenance fees.

For those who want a remunerated account
Expansión Plus Account
Because not all accounts offer advantages like these.
- Remuneration of up to 2.74% APR1 in the first year (maximum balance to be remunerated: € 10,000)
- Free credit and debit cards, with no issuance or maintenance fee.

Ideal for pensioners and if you are between 18 and 29 years old
Expansión Account
The account with special advantages for these two stages of your life.
- Without directly depositing your payroll if you are aged between 18 and 29. If you're a pensioner, we advance the payment of your pension to the 25th of the month.
- Free cards: debit, credit and Repsol Maxima. No issuance or maintenance fees.

The account for the little ones of the house
Expansión Primera Account
Ideal for getting familiar with money management
- No administration or maintenance costs*.
- Free debit card for kids over 14 years’ old.

Because you’re a customer, without direct debits
Relación Account
No need to directly debit bills or your pension.
The Expansión Primera Account can be contracted by minors aged between 0 and 17.
It is important to know that settlements will not be paid during the first month of the Expansion Plus account, or if you do not meet the conditions described above.
Examples of APRs in different scenarios:
If you are eligible for the rate.
First year (the conditions take into account the interest rate for each tranche and whether the average daily balance remains constant for a full year since the account was opened):
. If the account balance is of €10,000 per day: 2.919% NIR, 2.7389% APR.
. If the account balance is of €15,000 per day: NIR 2.919%, APR 1.9910% (daily balance on which the remuneration is paid: €10.000, remainder of balance 0% NIR).
Contract date 30/06/2020, first interest payment date 31/08/2020, first year end date: 30/06/2021. Interest paid during first year: €270.82.
Other years (assumptions take into account the interest rate for each tranche and whether the average daily balance remains constant for a full year):
. If the account balance is of €10,000 per day: 2.919% NIR, 3.0001% APR.
. If the account balance is of €15,000 per day NIR 2.919%, APR 1.9910% (daily balance on which you are remunerated: €10.000, remainder of balance 0% NIR).
Second year start date: 30/06/21; First interest payment date: 31/07/2021; second year end date: 30/06/2022. Interest paid during year €295.96.
If you do not qualify for access to the remuneration.
Account yield: 0% APR, NIR calculated for a case in which an average balance of €3,000 is maintained continuously for 1 year, applying an interest rate of 0% and the annual account administration and maintenance fee of €0 a year.
Resumen de productos The Expansión Plus Account is an account without any type of charges and numerous advantages: free Oro debit and credit card, free withdrawals at ATMs and refund of up to 50 € a month, among other advantages.
With the Expansión Premium Account: No administration and maintenance fees. One Gold Credit and one Gold Debit card per holder, totally free. No issue or maintenance fees.
The account with special advantages for these two stages of your life. Without domiciling your payroll if you are under 30. If you are a pensioner, we advance the payment of your pension.
Consult the informative document on feesThe savings account for minors of 18 years of age, which allows them to make their first savings profitable, with no costs or commissions no administration and maintenance charges, and with the chance to take part in promotions and obtain special presents throughout the year.
Whether you have chosen Spain as your temporary or permanent residence, this account provides you with a series of financial services with very attractive terms and a translation service for free which you can use whenever you need.
The Card Transfer service allows you to transfer money from your other bank* to the Banco Sabadell euro account. And everything, instantly and 100% online..
The easiest and most secure way of making transfers from your account in England to your account in Spain.
With this account you can forget about fluctuating exchange rates as your monies are kept in pounds sterling.