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Sabadell Negocios Plus Account

A bank account

 I am interested

For the self-employed, businesses and companies
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Advantages of the account

If you need an account, the Sabadell Negocios Plus Account is for you

 The Sabadell Negocios Plus1 account has no administration or maintenance fees for customers with recurring income of more than €3,000. Profitability: 0% Nominal Interest Rate (NIR), 0% Annual Percentage Rate (APR).

NO fees for transfers in euros (including immediate transfers), both domestic and to EEA countries. Make your standard transfers in euros within the European Economic Area (EEA) online free of charge. In addition, no fees will be charged for negotiation and clearing of cheques in Euro lodged with a Spanish financial credit institution. Descubre más

Advantages of the Sabadell Negocios Plus Account

  • Support
    Your manager knows your trade and can offer you specialised products and services tailored to your business.

  • Customised reports
    Online reputation reports for companies, with analysis of social media presence and verification of contract signatories' powers of attorney, among others.

  • Legal assistance
    Free legal assistance service2 on any issue related to your professional activity 24 hours a day.

  • Professional groups
    If you belong to a professional group or franchisee with a signed agreement with Banco Sabadell, enjoy a specific offer and preferential terms and conditions3.

  • Support
    Your manager knows your trade and can offer you specialised products and services tailored to your business.

  • Customised reports
    Online reputation reports for companies, with analysis of social media presence and verification of contract signatories' powers of attorney, among others.

  • Legal assistance
    Free legal assistance service2 on any issue related to your professional activity 24 hours a day.

  • Professional groups
    If you belong to a professional group or franchisee with a signed agreement with Banco Sabadell, enjoy a specific offer and preferential terms and conditions3.
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Company cards

Your free business cards

 With the Sabadell Negocios Plus Account you can have the free Debit and Platinum cards, with no issue or maintenance fees4. You have different options available with advantages, insurance and free services designed for you, whatever your business. I'm interested
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Financing

An Online Payment Line, with immediately available liquidity

 Get the funds you need, easily and instantly, for your regular business payments. No explanations, online and just one click5. You will be able to use it to cover the six most common needs of your business: suppliers, corporate tax, VAT, personal income tax, payroll and social security. I'm interested
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Are you self-employed? Would you sometimes like to be a little less so?

Sabadell Self-employed Online Account

  • ZERO fees - ZERO conditions
  • 1 % APRa return for a balance of up to a maximum of €20,000.
  • €400 cashback in the first year and €120 each yearb, from the second year onwards, for paying your self-employed contribution by direct debit.

Exclusive for new customers.

 %> Become a client
matricula-202500090-1-3-16874

Are you self-employed? Would you sometimes like to be a little less so?

Sabadell Self-employed Online Account

  • ZERO fees - ZERO conditions
  • 1 % APRa return for a balance of up to a maximum of €20,000.
  • €400 cashback in the first year and €120 each yearb, from the second year onwards, for paying your self-employed contribution by direct debit.

Exclusive for new customers.

 %> Become a client
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You may be looking for...
   
POS

A range of next-generation POS terminals6 for your business

 Make it easier for your patients to pay for their treatments with our Smart POS range, featuring advanced functions and applications tailored to your centre, or through the InstantCredit6 app instantly, using a card from any bank.
 
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Protection

Working for your peace of mind
We can adapt to your business with personal and asset protection products, guaranteeing coverage against possible liabilities arising from your activity.
Find out moreFind out more
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Figures that speak for themselves

Online banking for companies, self-employed and businesses
With Banco Sabadell, carry out your day-to-day transactions in complete security through the channel of your choice.
Find out moreFind out more
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Do you have any questions?
We're here to help you

Branches and ATMs

 Find a branch or request an appointment

Premium service
Exclusive telephone service for customers, attended by business specialists.
962 000 610 from Monday to Thursday from 8 a.m. to 5 p.m. and Friday from 8 a.m. to 3 p.m.

Customer Service Dept
Log in to file an official claim

Helpdesk on X

Customer Service Department @Sabadell_Help
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Legal terms and conditions
1 Return: 0% Nominal Interest Rate (NIR), 0% Annual Percentage Rate (APR). The terms and conditions of the Sabadell Negocios Plus Account will be maintained for as long as the single requirement of depositing a minimum of 3,000 euros per month is met (excluding income from accounts opened with the Banco Sabadell group in the name of the same holder). If that requirement is not met by the second month, the Sabadell Negocios Plus Account will automatically become a Relación Account.

2 CRISTALWARE CONSULTING SERVICES, S.L.U. is the entity that provides the client retention service of the Business Channel, which encompasses the legal advisory service by telephone, as well as handling discounts and benefits. The legal advice by telephone covers tax, labour, commercial, civil, family, property, criminal, consumer and administrative matters. The discounts and benefits are aimed at the professional activity of Business Channel members, as well as leisure and discounts on leading brands for personal use. The aforementioned services are provided directly by CRISTALWARE CONSULTING SERVICES, S.L.U. or by its third-party associates in accordance with the terms and conditions established at any given time, without any involvement or responsibility whatsoever on the part of Banco de Sabadell, S.A. The bank disclaims liability for any incident and/or circumstance deriving from or related to the provision of the services, which, in any case, are subject to the current agreements signed between the bank and CRISTALWARE CONSULTING SERVICES, 4 | 13 CAD2024551604S.L.U. The legal advice telephone service will not cover questions or possible incidents in the client’s activity which may affect their relationships with companies in the Banco Sabadell Group, subsidiaries or investees. The annual fee for the service, regardless of its use, for the Sabadell Negocios Account is as follows: there is no fee for the first year; the annual cost from the second year is 40 euros + VAT or equivalent, except in the case of franchises and professional groups with Banco Sabadell agreement, in which case the annual fee for the service is 20 euros + VAT or equivalent.

3 Exclusive terms and conditions for businesses belonging to a group or franchise which has a signed agreement with Banco Sabadell. Ask your account manager which financial solution is offered for your group or franchise or call 900 500 170.

4 Depending on your account type, some of your cards may not have an issue or maintenance fee:
  • Sabadell Negocios Account and Sabadell Online Account for the self-employed: two cards, free Business debit card and Business credit card.
  • Sabadell Negocios Plus Account: up to three cards, free Business debit cards and Business credit and Business Platinum cards.
  • Sabadell Empresas Account: up to three cards, free Business Debit, Corporate and Corporate Platinum per account.
For other accounts, ask an account manager about the terms and conditions.

5 The granting, amount and term of each transaction requested will be determined by and subject to the Bank's risk criteria.

6 All the POS terminals are products of PAYCOMET S.L.U. and marketed by Banco de Sabadell, S.A. Paycomet is a Payment Entity, part of the Banco Sabadell Group, with registered office in (…), Local, registered in the Mercantile Register of Madrid, Volume 40,715, Folio 165, Page M 722.484, holder of Tax ID. B95842522. Paycomet safeguards the funds received by users by depositing them in a separate account opened with Banco de Sabadell, S.A. a. No account management or maintenance fees. Return may vary depending on market conditions. Now, there is a 1% APR return per annum on an average joint balance of up to €20,000 of the Sabadell Online Account and the Sabadell Savings Accounts of the same account holders linked to it for individual or business purposes. Representative example of remuneration over one year calculated for a combined average monthly balance of €20,000: 1% NIR per annum, 1.005% APR, €200 in interest settled in the year. Settlement on a monthly basis and credited to the Sabadell Online Account on the 15th day of the following month (or the first working day before it). If, at the time of signing the contract you are already benefiting from a promotional offer, the latter's terms and conditions will remain the same until it expires.

b. Promotion valid for the Sabadell Self-Employed Online Account for business purposes (the «Account») opened between 1 March and 30 April 2026. A quarterly payment of €70 for 12 months, in addition to the €30 Account contract incentive, conditional upon opening the Account and setting up the direct debit, before 30 June 2026, of the self-employed contribution (RETA) during that period. This also includes self-employed workers under the Special System for Self-Employed Farm Workers (SETA) and self-employed workers under the Special Scheme for Seafarers (RETM).

The first payment will be made within the first 15 days of July 2026. Subsequent payments will be credited quarterly within the first 15 days following the end of each quarter. These amounts will be subject to the tax regulations in force at any given time. Once this promotion ends, the €30 quarterly Account contract incentive will remain in effect.

View the promotion’s legal terms and conditions here.
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BusinessBank accounts Sabadell Negocios Plus Account