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Expansión Account

The account for people under 30 and pensioners.

Risk indicator corresponding to the Expansión Account.
This number is indicative of the risk of the product, with 1/6 being the lowest risk and 6/6 the highest risk.
Banco de Sabadell, S.A. is a member of the Spanish Deposit Guarantee Fund for Credit Institutions. The maximum amount currently guaranteed by this fund is € 100,000 per depositor.
With all these advantages:
No maintenance or administration fees.
Account yield: 0% APR
Free debit and credit cards.
No maintenance or issuance fees.
Debit cash withdrawals.
Free cash withdrawals at an extensive ATM network.
I want one
Why is it the ideal account for people under 30 and pensioners?
Because, apart from the fact that the Expansión Account has no maintenance commission, they also enjoy these advantages:
If you are between 18 and 30 years old ...
You can enjoy the advantages of the Expansión Account without having your salary or income domiciled.
If you are a pensioner…
You will only have to domicile the pension1 with us. Moreover, we bring forward the payment of your pension to the 25th of each month.
Are you not under 30 or a pensioner?
You can also enjoy these advantages by paying only € 5 per month2 and directly depositing your payroll or regular monthly income of a minimum amount of € 700.
Deposits from accounts open with the Banco Sabadell Group belonging to the same holder are excluded. Account yield: 0% NIR. APR: -2.9664%, an example if an average balance of €2,000 is maintained for 1 year. The APR for young people and pensioners will be 0% by not paying maintenance commission.
The Expansión Account has even more advantages
0 commissions on transfers
For non-immediate transfers in euros that you make online, app and ATMs, both national and EEA countries. No charge for depositing cheques in euros domiciled with a Spanish financial institution.
Withdraw free money at almost 3,000 Banco Sabadell ATMs around Spain
Using your debit card, whatever the amount you withdraw. Also free if you withdraw an amount equal to or greater than € 60 at Bankia ATMs and those of the main entities attached to the EURO 6000 network3.

Consult the informative document on fees
You will have an extra amount of € 5,0004
Because the Expansión Account includes an Expansión Line, which you can use totally or partially, immediately, without paperwork and without arrangement or study fees. You only have to activate it through our website or app.
2% discount on gasoline
Because the Expansión Account includes the Repsol Máxima card, with which you save 2% when refuelling at any Repsol, Campsa and Petronor network gas station.
How can I domicile my payroll?
Download the following application form, print it out and take it to any Banco Sabadell branch:
Take advantage of our digital services
Banco Sabadell App
Wherever you go, your bank goes with you. Access your accounts, wherever you are and whenever you want.
Use your mobile to withdraw cash from an ATM
The Instant Money service allows you to withdraw cash at Banco Sabadell ATMs with a password, without using the physical card.
Pay with your mobile
And forget about your wallet. We give you all the options for using your mobile to pay, whether you have an Android or an iOS.


Offer valid from 24/11/2019 to 31/03/2020

1. Social Security retirement pension

2. It will be settled quarterly (€ 15 / quarter)

3. Abanca, Ibercaja, KutxaBank, Unicaja, Liberbank, Caja Espanya-Duero, CajaSur, Caixa Ontinyent, Colonya Caixa Pollença)

4. To contract an Expansión Line you must first be aware of the contractual conditions. You can check the general contractual conditions at bancoabadell.com/lineaexpansion. Before you can activate your Cuenta Expansión you, and the other holders if it is a joint account, must expressly or tacitly accept the contractual conditions. The initial credit limit is common regardless of the number of account holders; it is reviewable monthly and varies according to the specific conditions of the Línea Expansión, and you draw down amounts severally and jointly. The monthly limit is between € 2,000 and € 5,000 and the terms for returning the drawdown may be 3, 6, 9, 12, 18 and 24 months. TIN: 17.88% APR: 19.42% Arrangement fee: 0.00%. Assessment fee: 0.00%. Early cancellation fee: 0.00% Example for a Línea Expansión of €2,000 euros to be returned in 12 months: 11 instalments of €183,25/month and a final instalment of €183,19/month. Total amount owed: €2,198.94. APR: 19.42% Example for an Expansión Line of €2,000 euros to be returned in 12 months: 11 instalments of €458,12/month and a final instalment of €458,04/month. Total amount owed: 5,497.36 euros. APR: 19.42% Fee for claiming delinquent payments: 39 euros. Banco Sabadell reserves the right not to make this loan effective if during the offer validity period (30/06/2020) any circumstance becomes known regarding the applicant that may affect the approval criteria. Offer valid until 30/06/2020.