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Savings 5 Account, ILTSA

Now when you save, you save even more.

No tax applicable to the return produced, once five years have passed since the first contribution.
 

Assure yourself a comfortable life.

Knowing you have a sum of money to resort to offers great peace of mind. Just for that reason, apart from the tax saving, the Savings 5 Account, ILTSA 1, can be that reserve you have for carrying out a project or for when the circumstances require.


You decide your contributions.

You can make the contributions you prefer: every month, when you receive a bonus or a tax rebate, once a year…The only limit is an annual maximum of 5,000 euros.


An account for each member of the family.

And the Savings 5 Account sets no limit on how many members of the family unit can open an account. So your family savings grow, as do the tax benefits.


Your savings, always available.

If you need the capital paid in, you can cancel the plan in full and withdraw your money at any time, plus the interest accrued without any type of penalty.2





1 ILTSA Individual Long-Term Savings Account.
2 If you cancel in full before five years have elapsed since the first contribution, you lose the tax advantages and the interest earned will be included in the savings tax base.

Characteristics

  • Contribute when you want and at the pace you want. The only limit is 5,000 euros per year.
  • Recover 100% of the invested capital.
  • No limit to the number of members.
  • Full availability of the balance at any time without penalty.

Tax treatment

After 5 years the income is exempt from taxation.

This product is part of the Long Term Savings Plans, which are characterised by the exemption from taxation of income from securities income, provided that the product is not cancelled in full before 5 years. Banco Sabadell's Savings Account 5, CIALP, forms part of these Long Term Savings Plans and its legal nature is an account (CIALP). It is paid quarterly, with interest capitalised along with the contributions made.

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    Savings 5 Account, ILTSA
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      +34 935 202 910
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