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    Only available in Spanish and for residents

Manager’s Contract

Financial products exclusive for managers


The Manager’s Contract account is an account that permits you to manage your personal economy.

You may also take advantage of other exclusive offers and special conditions in products such as loans, mortgages and pension plans.

  • Characteristics
    When you apply for your Manager’s Contract, you can access:
    • Fees and commissions:
      • Maintenance: 12,50 euros
      • Handling: 0,50 euros
    • Free accident insurance of 30.000 euros when contracting a direct salary deposit
    • Securities services: without holding commission for the first year for transfers from other banks.
    • Additional services:
      • Cards free the first year: Visa Oro, Visa Shopping and BS Card 1).
      • Important savings in insurance
      • BS Móvil service free
      • Free bsonline access

    1) Charge as from second year: BS Mastercard 17 €, Visa Classic 35 € and Visa Oro 80 €.

    REBE nº 10/36764

    Manager’s Contract
    • Call at number
      +34 900 500 170
      From Monday to Friday (8 - 22h)
    • Send us an
    • Visit our branches
    Apply now...
    • For BS Online 

    • Visiting our branches

  • Taxation
    1. Residents
    Personal Income Tax:
    • Interest on savings accounts are considered as yield of the property capital in the Taxable Base of Savings with regards Income Tax, and are consequently taxed at a fixed rate of 21% .
    • At the time of payment, this interest is subject to a tax retention of 21% .
    Personal Wealth Tax: guaranteed deposits must be declared every year in the Personal Wealth Tax when the title holder is obliged to file a declaration. The amount to declare is the greater value of:
    • the balance on 31st December
    • the average balance of the third quarter 
    Death Duty: in the event of death of the title holder, the balance of the account must be declared for taxing of the said tax.

    2. Non residents in Spain
    For deposits of non residents, duly accredited, no retention will be made of the interest generated, which is exempt from taxation in Spain.
    In the event of not accrediting the said residence, a retention of 21% will be applied.