Sabadell Account
A flexible bank account
Your Sabadell Account, to manage your money daily
Enjoy your credit* and debit cards at no cost or risk
Reach your goals through your own savings plan. It’s as simple as that.
View the fees that apply to the most frequently used services of the account
The keys to your new Sabadell Account
Have extra money whenever you need it
Your Sabadell Account ready in just 3 steps
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An account manager will help you open your personalised account. Remember that the maintenance fee is set according to your loyalty (from €60/quarter to €0/quarter).
When you sign the contract, your account will be 100% available for you to use. Download the app and take advantage of all its benefits.
How the Sabadell Account maintenance fee works
The maintenance fee can go from € 240/year (€ 60/quarter) to be reduced to € 0 depending on the connection you have.
We detail here how you can reduce it
The maintenance fee can go from € 240/year (€ 60/quarter) to be reduced to € 0 depending on the connection you have.
We detail here how you can reduce itMeet one of the following requirements:
- You are between 18 and 29 years old.
- You have contracted with Banco Sabadell or you have been sold through it one of these three options:
- A mortgage, a personal loan or credit or a renting contract and, in addition, a free or combined insurance policy.
- 3 insurance plans.
- You are the holder of a mutual fund or an individual pension plan or an individual insured or social security plan, with an average monthly balance of more than €25,000.
Meet one of the following requirements:
- You have 2 insurance policies.
- You are the holder of a mutual fund or an individual pension plan or an individual insured or social security plan, with an average monthly balance of more than €10,000.
Meet one of the following requirements:
- You are the holder of an investment fund or an individual pension plan or an individual insured or social security plan at Banco Sabadell (or you have been sold one through it), with an average monthly balance of between €3,000 and €10,000.
- You have your salary or a regular income of at least €700 paid directly into the account, excluding income from accounts opened in the Banco Sabadell group in the name of the same holder, and you also meet one of these three conditions:
- Have taken out 1 insurance policy with Banco Sabadell.
- You have two direct debit bills for household consumption in the account.
- You have made a minimum of two purchases per month with your credit card and charged to the Sabadell Account in the last three months.
Do not meet any of the requirements we have set out in the other tabs.
Please note that all the products we have indicated, i.e. investment funds, pension and welfare plans, mortgages and loans, renting and free or combined insurance, must be contracted with a Banco Sabadell company or have been sold through the Bank.
Insurance contracts not eligible for the discount. Taking out the following types of insurance will not count for the discount: Pension Savings Insurance (including Insured Pension Plans or PPAs) or Alternative Pension Savings Insurance (including insurance for capital savings, temporary income – whether fixed income or unit linked – lifelong savings and Systematic Individual Savings Plans, or PIAS).
Would you like to find out about other Banco Sabadell bank accounts?
Sabadell Online Account
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Sabadell First Account
Basic payment account
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Key Account
Payment account transfer service
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We answer your frequently asked questions
How can I open a second account if I am already a Banco Sabadell customer?
For more information, see our offer of Banco Sabadell accounts.
What account products can I sign up for from Banco Sabadell Online?
Do I have to be a Banco Sabadell account holder?
Is there a limit to the number of account holders?
Do I need to have my National Identity Card (DNI) up to date in My Profile to open a second account?
Yes, in order to open a second account, you must have a valid and up-to-date National Identity Card (DNI) or Foreign National Identity Card (NIE) in our systems.
If you need to update your National Identity Card (DNI) or Foreign National Identity Card (NIE) number, log in to your online banking from the Banco Sabadell website, open the drop-down menu next to your name and go to My Profile. Next, click on My Personal Data and then on Identity Document.
Do I need to submit any documents to open a second account?
No, you do not need to submit any other document, but your National Identity Card (DNI) or Foreign National Identity Card (NIE) must be valid and up to date in our systems.
If you need to update your National Identity Card (DNI) or foreign ID card (NIE), access your online banking from the Banco Sabadell website, open the drop-down menu next to your name, and go to My Profile. Next, click on My Personal Data and then on Identity Document.
How can I find out if the other holders have signed the contract?
To check the status of the contract and see if the other holders have already signed it, log in to your online banking from the Banco Sabadell website. Then go to My Profile and then to My Documents. There you can check the status of your documents: pending signatures, all my documents and shared documents.
What are the restrictions on the use of this second account?
The account is for personal use, and under no circumstances may be used for professional purposes.
How can I sign the contract?
Signing the contract is the last step in the process of opening the account. After confirming that you have read and accepted the contract, you will receive an SMS on the mobile phone number you provided at the beginning of the process, or a notification from the app, with the confirmation code that you must enter where indicated. This signature system is as valid as a handwritten signature.
Remember that a copy of the signed contract will be available in the My Profile/My Documents section of your remote banking.
Will my new account be activated once I have signed the contract?
Yes, with the signature of the contract the new account will be activated and fully operational.
Can I withdraw from the contract once it has been signed?
Yes, you can withdraw and cancel the contract free of charge within 14 days of its taking effect without giving any reason and without a penalty.
For more information, you can call the free telephone number 900 700 010 or go to your nearest branch.
What information will I be provided when signing up for my second account?
When you sign up for your new account online, you will be provided with pre-contractual information, which you can download so that you always have it on hand. The pre-contractual information contains:
- Information document on fees.
- Information prospectus prior to entering into a payment services framework contract.
- Pre-contractual information in accordance with banking regulations.
- Annex of fees and expenses applicable to transfers and cheques through the account.
What additional information do I have available regarding my new account?
The following documentation is available at our branches and on the Customer Information section of our website:
(i) Quarterly information on the fees and rates most commonly charged or offered for the most frequent transactions with the most common natural person customer profiles.
(ii) List of most representative services associated with a payment account.
If you need to, you can call the free telephone number 900 700 010 for any questions or queries related to the process or the features of the products and services we offer.
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2 Debit cash withdrawals using your debit card are free of charge at a wide network of ATMs: Withdraw cash by debiting your balance free of charge at Banco Sabadell ATMs in Spain using your debit card, regardless of the amount. It is also free if you withdraw an amount equal to or greater than €60 at the ATMs of the main banks belonging to the EURO 6000 network: Abanca, Ibercaja, KutxaBank, Unicaja Bank, CajaSur, Caixa Ontinyent and Colonya Caixa Pollença.
3 Account profitability is 0% APR, calculated for a scenario in which an average balance of €2,500 is maintained constantly for 1 year, applying an NIR of 0% and the account administration and maintenance fee of €0/year. The account is settled on a quarterly basis.
APR: -9.260%, calculated for a scenario in which an average balance of €2,500 is maintained throughout 1 year, applying an NIR of 0% and with an account administration and maintenance fee of €240/year (€60/quarter).
APR: -3.1618%, calculated for a scenario in which an average balance of €2,500 is maintained throughout 1 year, applying an NIR of 0% and with an account administration and maintenance fee of €80/year (€20/quarter).
APR: -1.590%, calculated for a scenario in which an average balance of €2,500 is maintained throughout 1 year, applying an NIR of 0% and with an account administration and maintenance fee of €40/year (€10/quarter).
APR: 0%, calculated for a scenario in which an average balance of €2,500 is maintained constantly for 1 year, applying an NIR of 0% and the account administration and maintenance fee of €0/year (€0/quarter).
In all cases, the account is settled on a quarterly basis.
4 For a Sabadell Credit Line of €2,000 to be repaid over 12 months: 11 instalments of €183.25 and a final instalment of €183.19.
Total cost of credit: €198.94. Interest rate: 17.88%. APR (Annual Percentage Rate): 19.42%. Interest amount: €198.94. Total amount payable: €2,198.94.
Total cost of credit: €497.36. Interest rate: 17.88%. APR: 19.42%. Interest amount: €497.36. Total amount payable: €5,497.36.
Instalments to be paid are calculated using the French repayment schedule, which has consistent instalments. The contracting of a Sabadell Credit Line requires prior knowledge of the contractual terms and conditions. You can view the general terms and conditions of the contract at bancosabadell.com, in the financing section.
Activation of the Sabadell Credit Line requires the express or tacit acceptance of the contractual terms and conditions of all the account holders if there are several of them. The initial credit limit is shared regardless of the number of account holders, subject to monthly review on a joint and several basis. The monthly limit can go from €2,000 up to €5,000 and the repayment terms can be 3, 6, 9, 12, 18 and 24 months. Arrangement Fee: 0.00%. Assessment Fee: 0.00%. Fee for early cancellation of the credit: 0.00%.
Offer valid until 03/31/26.
* The granting of the credit card is subject to the previous approval by Banco Sabadell, after carrying out the corresponding risk and viability study.