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Expansión Account. The salary account without bank fees

An account without bank fees by directly depositing your salary, pension or regular income

This number indicates the product risk, where 1/6 indicates the least risk and 6/6 the greatest risk.
Banco de Sabadell, S.A. forms part of the Spanish Deposit Protection Fund of Credit Entities. The maximum amount currently guaranteed by the Fund is 100,000 euros per depositor.
Enjoy all the advantages:
0 charges
for administration and maintenance
(Return 0% APR).
Free Cards 
1% cashback on your bills1
Up to a maximum of €240 a year.
If you are from 18 to 29 years of age,
there are more advantages for you
with Mi Primer Sabadell.
And that’s not all:
There are even more reasons to open an Expansión Account!
0 commission on your transfers
For transfers within Spain and EEA countries, also for depositing cheques denominated in euros domiciled with a Spanish financial institution.
0 cash withdrawal fees
Using your debit card at Banco Sabadell ATMs. And also at a large network of ATMs 2 provided the amount is €60 or higher.
2% discount on fuel
When filling up at Repsol, Campsa and Petronor petrol stations, when you pay with your Repsol Máxima card.
Your personal agent
Always available whenever you need them.
We pay your pension on the 25th of each month
For pensions paid by the Social Security Treasury.
What else should you know?
To start enjoying all of the advantages of this salary account, all you need to do is to directly deposit your salary, pension or make a regular monthly deposit (over €700).

For direct debit arrangements, download the following application forms, print them out and take them to any branch of Banco Sabadell:

If you are between 18 and 29
Enjoy all the benefits of the Expansión Account without having to direct deposit your income.

Mi Primer Sabadell
If you are aged between 18 and 29,3 we will credit you with €80:
  • My first Savings:
    If you make a first periodic contribution to a ILTSA4, we will refund you 10% of the first periodic contribution (maximum €20).5
  • My first payment:
    If you take out a debit or credit card, we will refund you 10% of your first purchase (maximum €10).6
  • My first payroll:
    If you domicile your salary, we will refund you 10% upon receiving the first deposit in the bank (maximum €50).7

Take advantage of our digital services
Distance Banking: Log in and operate for free
Via the Banco Sabadell website, our app or the SMS alert service. Enjoy being able to access your account information wherever you are, whenever you want.
Instant Money: withdraw cash from an ATM using your mobile phone
Send money via your Distance Banking Service. The recipient will receive an SMS with a code that enables them to collect the money at any of our ATMs without having to use their card.
Book an appointment with your agent via our website at a time that is convenient for you, not for us.


Salary Account with zero fees

The Expansión Account carries no fees. For administration or maintenance nor for transfers in euros, both domestic and to EEA countries, or on deposits of cheques in euros domiciled with a Spanish financial entity.
Rate of return 0% TAE

Salary Account with free cards

Withdrawals free of charge at Banco Sabadell ATMs

1% refund of bills direct debited and 2% on fuel

Payment of your pension on the 25th of each month

Free-of-charge access and operation with our distance banking service

Digital services

Offer valid as from 6 February 2017 for the direct deposit of a new salary, pension or regular monthly deposit of a minimum of 700 euros (except for accountholders aged between 18 and 29). Deposits from accounts open with the Banco Sabadell Group belonging to the same holder are excluded.

1. Electricity, gas, landline, mobile and Internet. Maximum refund: 20 euros a month.
2. At the ATMs of the chief banks in the EURO 6000 network (Abanca, BMN, Ibercaja, KutxaBank, Unicaja, Liberbank, Caja España-Duero, CajaSur, Caixa Ontinyent, Colonya Caixa Pollença), at Bankia ATMs and those of the Banco Sabadell Group.
3. Offer valid from September 4, 2017.
4. ILTSA: Individual Long-Term Savings Account
5. Offer only valid for people under 30 years of age who make a periodic monthly contribution to the CIALP (new or existing) and provided that the CIALP is held by the same person as the Expansión Account. Only one promotional payment per contract is allowed and will be paid at the time of the first monthly contribution. The amount paid will be credited to the CIALP and will be considered an exempt capital income and, therefore it is not subject to tax withholding. If the account is cancelled within 5 years of the first contribution, the tax advantages disappear, and the interest generated and the remuneration received become part of the taxable amount of savings.
6. Exclusive offer for new debit and credit cards, after 04.09.17, associated with the Expansion Account and for account holders under 30. Only one discount per holder is allowed and the first purchase made with either of the new cards will be discounted. The amount remunerated will be paid into the holder's Expansion Account and will be liable for taxation as per the existing legislation. In the case of clients that are holders of an Expansion Account, and should they have already received remuneration for the use of their debit card, then they will be excluded from this promotion.
7. Exclusive offer for Expansión Account holders aged under 30 and who domicile their salary. The amount paid will be subject to tax withholding in accordance with current regulations.